Crop-loss band · California
Yolo County, California — crop-loss band
- 2.43Low end of the filed band
- 4.67Middle of the filed band
- 6.16High end of the filed band
- 2022Worst year filed (7.44)
- 10Years filed
Every year the Risk Management Agency has filed for Yolo County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.43 at the low end to 6.16 at the high end, with 4.67 in the middle. The worst year filed is 2022, at 7.44. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,056,859 | $9,796,390 | $12,357,119 | 155 | 155 | 4.76 |
| 2016 | $1,493,716 | $3,623,116 | $13,189,601 | 79 | 79 | 2.43 |
| 2017 | $1,861,854 | $10,008,019 | $17,310,493 | 187 | 187 | 5.38 |
| 2018 | $1,825,757 | $8,420,293 | $27,061,944 | 182 | 182 | 4.61 |
| 2019 | $1,568,206 | $9,662,454 | $16,297,927 | 114 | 114 | 6.16 |
| 2020 | $1,698,492 | $7,928,571 | $15,180,523 | 261 | 261 | 4.67 |
| 2021 | $4,150,810 | $19,208,737 | $41,171,256 | 244 | 244 | 4.63 |
| 2022 | $12,367,673 | $91,968,213 | $156,064,349 | 512 | 512 | 7.44 |
| 2023 | $6,151,991 | $32,919,763 | $66,145,747 | 376 | 376 | 5.35 |
| 2024 | $5,676,677 | $22,314,425 | $46,517,805 | 273 | 273 | 3.93 |
Commodities insured in Yolo County
12 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Rice 10 years filed
- 1.80Low end of the filed band
- 5.21Middle of the filed band
- 7.10High end of the filed band
- 2020Worst year filed (8.26)
- 10Years filed
- $17,116,316Premium filed
- $90,692,811Indemnity paid
- $96,768,218Liability insured
- 103,577Quantity planted
- 103,577Quantity lost
- 282Policies
- 282Policies with a loss
- 5.30Loss ratio, whole span
Causes that carried the indemnity in Yolo County
- Failure of Irrigation Supply $52,031,914 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $37,041,311 indemnity · 8 years
- Cold Wet Weather $714,099 indemnity · 3 years
- Failure of Irrigation Equipment $215,267 indemnity · 1 years
- Flood $192,351 indemnity · 1 years
- Heat $187,170 indemnity · 7 years
Almonds 10 years filed
- 2.03Low end of the filed band
- 4.92Middle of the filed band
- 6.41High end of the filed band
- 2022Worst year filed (11.97)
- 10Years filed
- $7,819,041Premium filed
- $60,721,077Indemnity paid
- $141,327,119Liability insured
- 51,756Quantity planted
- 51,803Quantity lost
- 363Policies
- 363Policies with a loss
- 7.77Loss ratio, whole span
Causes that carried the indemnity in Yolo County
- Freeze $33,203,990 indemnity · 3 years
- Frost $12,305,757 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $6,406,234 indemnity · 6 years
- Cold Wet Weather $3,828,565 indemnity · 6 years
- Heat $2,838,860 indemnity · 4 years
- Wind/Excess Wind $1,083,988 indemnity · 6 years
Grapes 9 years filed
- 6.01Low end of the filed band
- 27.60Middle of the filed band
- 49.85High end of the filed band
- 2023Worst year filed (49.85)
- 9Years filed
- $522,303Premium filed
- $16,416,868Indemnity paid
- $37,728,967Liability insured
- 11,894Quantity planted
- 11,998Quantity lost
- 177Policies
- 177Policies with a loss
- 31.43Loss ratio, whole span
Causes that carried the indemnity in Yolo County
- Freeze $8,032,327 indemnity · 2 years
- Heat $3,760,694 indemnity · 9 years
- Cold Wet Weather $1,818,568 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $970,309 indemnity · 4 years
- Frost $833,005 indemnity · 2 years
- Fire $604,020 indemnity · 2 years
Tomatoes 10 years filed
- 6.40Low end of the filed band
- 11.52Middle of the filed band
- 14.32High end of the filed band
- 2022Worst year filed (19.82)
- 10Years filed
- $1,229,478Premium filed
- $14,307,496Indemnity paid
- $50,233,320Liability insured
- 15,826Quantity planted
- 14,508Quantity lost
- 166Policies
- 166Policies with a loss
- 11.64Loss ratio, whole span
Causes that carried the indemnity in Yolo County
- Heat $7,175,049 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $6,306,598 indemnity · 4 years
- Plant Disease $281,583 indemnity · 4 years
- Frost $280,199 indemnity · 3 years
- Wind/Excess Wind $185,765 indemnity · 3 years
- Insects $69,984 indemnity · 3 years
All Other Crops 9 years filed
- 0.90Low end of the filed band
- 4.03Middle of the filed band
- 7.49High end of the filed band
- 2017Worst year filed (7.49)
- 9Years filed
- $2,630,858Premium filed
- $9,953,352Indemnity paid
- $30,133,761Liability insured
- 968Quantity planted
- 981Quantity lost
- 22Policies
- 22Policies with a loss
- 3.78Loss ratio, whole span
Causes that carried the indemnity in Yolo County
- Excess Moisture/Precipitation/Rain $4,197,871 indemnity · 5 years
- Cold Wet Weather $3,385,141 indemnity · 2 years
- Heat $1,481,097 indemnity · 5 years
- Plant Disease $518,077 indemnity · 1 years
- Cold Winter $159,115 indemnity · 1 years
- Frost $137,078 indemnity · 1 years
Apiculture 10 years filed
- 0.49Low end of the filed band
- 1.58Middle of the filed band
- 2.44High end of the filed band
- 2019Worst year filed (2.58)
- 10Years filed
- $3,312,126Premium filed
- $5,510,781Indemnity paid
- $10,130,190Liability insured
- 92,006Quantity planted
- 0Quantity lost
- 706Policies
- 706Policies with a loss
- 1.66Loss ratio, whole span
Causes that carried the indemnity in Yolo County
- ARPI/SCO/STAX Crops Only $5,510,781 indemnity · 10 years
Pasture,Rangeland,Forage 10 years filed
- 0.26Low end of the filed band
- 1.71Middle of the filed band
- 2.41High end of the filed band
- 2019Worst year filed (2.49)
- 10Years filed
- $2,639,179Premium filed
- $4,558,043Indemnity paid
- $8,217,384Liability insured
- 276,690Quantity planted
- 0Quantity lost
- 485Policies
- 485Policies with a loss
- 1.73Loss ratio, whole span
Causes that carried the indemnity in Yolo County
- ARPI/SCO/STAX Crops Only $4,558,043 indemnity · 10 years
Corn 8 years filed
- 2.10Low end of the filed band
- 4.36Middle of the filed band
- 7.00High end of the filed band
- 2023Worst year filed (7.00)
- 8Years filed
- $1,000,841Premium filed
- $4,099,048Indemnity paid
- $4,127,623Liability insured
- 8,924Quantity planted
- 8,924Quantity lost
- 38Policies
- 38Policies with a loss
- 4.10Loss ratio, whole span
Causes that carried the indemnity in Yolo County
- Failure of Irrigation Supply $3,719,480 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $369,013 indemnity · 4 years
- Heat $10,555 indemnity · 1 years
Pears 9 years filed
- 2.49Low end of the filed band
- 8.01Middle of the filed band
- 12.34High end of the filed band
- 2020Worst year filed (12.34)
- 9Years filed
- $349,526Premium filed
- $2,857,185Indemnity paid
- $8,775,877Liability insured
- 1,441Quantity planted
- 1,448Quantity lost
- 36Policies
- 36Policies with a loss
- 8.17Loss ratio, whole span
Causes that carried the indemnity in Yolo County
- Hail $829,871 indemnity · 4 years
- Cold Wet Weather $704,157 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $519,123 indemnity · 4 years
- Frost $312,445 indemnity · 2 years
- Cold Winter $252,264 indemnity · 2 years
- Heat $233,018 indemnity · 4 years
Olives 6 years filed
- 1.39Low end of the filed band
- 2.23Middle of the filed band
- 4.07High end of the filed band
- 2018Worst year filed (4.07)
- 6Years filed
- $1,228,443Premium filed
- $2,434,182Indemnity paid
- $15,303,589Liability insured
- 7,184Quantity planted
- 7,184Quantity lost
- 23Policies
- 23Policies with a loss
- 1.98Loss ratio, whole span
Causes that carried the indemnity in Yolo County
- Freeze $727,454 indemnity · 2 years
- Hot Wind $591,532 indemnity · 2 years
- Frost $468,179 indemnity · 3 years
- Heat $275,280 indemnity · 4 years
- Wildlife $220,550 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $146,186 indemnity · 2 years
Walnuts 9 years filed
- 3.30Low end of the filed band
- 5.34Middle of the filed band
- 19.74High end of the filed band
- 2019Worst year filed (19.74)
- 9Years filed
- $332,052Premium filed
- $2,414,272Indemnity paid
- $4,753,656Liability insured
- 3,451Quantity planted
- 3,384Quantity lost
- 54Policies
- 54Policies with a loss
- 7.27Loss ratio, whole span
Causes that carried the indemnity in Yolo County
- Freeze $757,800 indemnity · 2 years
- Wind/Excess Wind $522,620 indemnity · 4 years
- Heat $406,821 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $361,364 indemnity · 6 years
- Flood $149,324 indemnity · 1 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $86,727 indemnity · 2 years
Prunes 7 years filed
- 0.11Low end of the filed band
- 2.40Middle of the filed band
- 3.75High end of the filed band
- 2018Worst year filed (3.75)
- 7Years filed
- $671,872Premium filed
- $1,884,866Indemnity paid
- $3,797,060Liability insured
- 1,487Quantity planted
- 1,487Quantity lost
- 31Policies
- 31Policies with a loss
- 2.81Loss ratio, whole span
Causes that carried the indemnity in Yolo County
- Excess Moisture/Precipitation/Rain $1,228,785 indemnity · 4 years
- Heat $571,035 indemnity · 6 years
- Cold Wet Weather $83,809 indemnity · 1 years
- Freeze $1,237 indemnity · 1 years
Every county-crop the agency files in California → Buy the Yolo County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.