Crop-loss band · California
Yuba County, California — crop-loss band
- 1.83Low end of the filed band
- 2.65Middle of the filed band
- 3.94High end of the filed band
- 2021Worst year filed (3.96)
- 10Years filed
Every year the Risk Management Agency has filed for Yuba County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.83 at the low end to 3.94 at the high end, with 2.65 in the middle. The worst year filed is 2021, at 3.96. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,996,538 | $3,724,528 | $7,596,907 | 41 | 41 | 1.87 |
| 2016 | $4,371,631 | $11,599,704 | $16,824,545 | 114 | 114 | 2.65 |
| 2017 | $2,089,222 | $6,346,455 | $11,954,659 | 147 | 147 | 3.04 |
| 2018 | $1,664,512 | $3,647,892 | $8,793,745 | 85 | 85 | 2.19 |
| 2019 | $2,915,603 | $5,639,937 | $13,961,591 | 91 | 91 | 1.93 |
| 2020 | $3,428,123 | $6,269,855 | $14,575,904 | 113 | 111 | 1.83 |
| 2021 | $1,022,314 | $4,044,663 | $8,659,380 | 106 | 106 | 3.96 |
| 2022 | $2,550,767 | $10,062,112 | $16,990,552 | 167 | 167 | 3.94 |
| 2023 | $1,325,639 | $5,059,544 | $8,188,778 | 93 | 93 | 3.82 |
| 2024 | $2,495,326 | $8,585,135 | $17,810,534 | 183 | 183 | 3.44 |
Commodities insured in Yuba County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Prunes 10 years filed
- 1.30Low end of the filed band
- 1.64Middle of the filed band
- 2.27High end of the filed band
- 2016Worst year filed (2.62)
- 10Years filed
- $19,425,273Premium filed
- $36,463,280Indemnity paid
- $63,238,832Liability insured
- 24,732Quantity planted
- 24,964Quantity lost
- 390Policies
- 388Policies with a loss
- 1.88Loss ratio, whole span
Causes that carried the indemnity in Yuba County
- Excess Moisture/Precipitation/Rain $15,792,988 indemnity · 9 years
- Heat $12,630,561 indemnity · 10 years
- Wind/Excess Wind $2,128,832 indemnity · 5 years
- Frost $1,530,939 indemnity · 3 years
- Freeze $1,524,787 indemnity · 3 years
- Hail $1,238,979 indemnity · 6 years
Walnuts 10 years filed
- 1.36Low end of the filed band
- 6.40Middle of the filed band
- 9.36High end of the filed band
- 2016Worst year filed (11.56)
- 10Years filed
- $1,583,274Premium filed
- $9,950,757Indemnity paid
- $25,226,229Liability insured
- 12,849Quantity planted
- 12,849Quantity lost
- 154Policies
- 154Policies with a loss
- 6.28Loss ratio, whole span
Causes that carried the indemnity in Yuba County
- Freeze $3,052,629 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $2,374,195 indemnity · 8 years
- Heat $2,228,336 indemnity · 10 years
- Hail $648,120 indemnity · 5 years
- Cold Wet Weather $546,767 indemnity · 3 years
- Wind/Excess Wind $522,282 indemnity · 5 years
Rice 8 years filed
- 2.89Low end of the filed band
- 17.41Middle of the filed band
- 32.81High end of the filed band
- 2023Worst year filed (32.81)
- 8Years filed
- $406,296Premium filed
- $7,737,301Indemnity paid
- $9,312,329Liability insured
- 10,073Quantity planted
- 10,090Quantity lost
- 106Policies
- 106Policies with a loss
- 19.04Loss ratio, whole span
Causes that carried the indemnity in Yuba County
- Excess Moisture/Precipitation/Rain $6,363,683 indemnity · 6 years
- Failure of Irrigation Supply $1,225,194 indemnity · 4 years
- Heat $60,346 indemnity · 2 years
- Decline in Price $59,598 indemnity · 1 years
- Cold Wet Weather $14,784 indemnity · 1 years
- ARPI/SCO/STAX/MP Crops Only $6,148 indemnity · 1 years
Almonds 8 years filed
- 3.04Low end of the filed band
- 4.45Middle of the filed band
- 9.29High end of the filed band
- 2022Worst year filed (9.29)
- 8Years filed
- $882,828Premium filed
- $5,384,296Indemnity paid
- $10,572,279Liability insured
- 4,385Quantity planted
- 4,385Quantity lost
- 121Policies
- 121Policies with a loss
- 6.10Loss ratio, whole span
Causes that carried the indemnity in Yuba County
- Freeze $1,783,442 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $1,351,569 indemnity · 6 years
- Frost $926,620 indemnity · 4 years
- Cold Wet Weather $443,719 indemnity · 5 years
- Hail $262,714 indemnity · 4 years
- Wind/Excess Wind $234,066 indemnity · 4 years
Processing Cling Peaches 10 years filed
- 1.83Low end of the filed band
- 4.92Middle of the filed band
- 7.83High end of the filed band
- 2016Worst year filed (43.54)
- 10Years filed
- $724,410Premium filed
- $3,761,829Indemnity paid
- $12,747,065Liability insured
- 2,393Quantity planted
- 2,393Quantity lost
- 125Policies
- 125Policies with a loss
- 5.19Loss ratio, whole span
Causes that carried the indemnity in Yuba County
- Excess Moisture/Precipitation/Rain $712,787 indemnity · 6 years
- Frost $639,367 indemnity · 3 years
- Cold Wet Weather $598,322 indemnity · 5 years
- Heat $571,551 indemnity · 7 years
- Freeze $514,111 indemnity · 3 years
- Wind/Excess Wind $363,936 indemnity · 7 years
All Other Crops 8 years filed
- 0.43Low end of the filed band
- 2.65Middle of the filed band
- 11.55High end of the filed band
- 2021Worst year filed (11.55)
- 8Years filed
- $384,384Premium filed
- $935,278Indemnity paid
- $2,778,731Liability insured
- 50,029Quantity planted
- 688Quantity lost
- 40Policies
- 40Policies with a loss
- 2.43Loss ratio, whole span
Causes that carried the indemnity in Yuba County
- ARPI/SCO/STAX Crops Only $595,864 indemnity · 5 years
- Heat $134,154 indemnity · 3 years
- Freeze $107,530 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $49,112 indemnity · 3 years
- Wind/Excess Wind $26,651 indemnity · 2 years
- Frost $21,967 indemnity · 1 years
Apiculture 10 years filed
- 0.35Low end of the filed band
- 1.69Middle of the filed band
- 2.73High end of the filed band
- 2015Worst year filed (2.96)
- 10Years filed
- $453,209Premium filed
- $747,084Indemnity paid
- $1,481,130Liability insured
- 13,102Quantity planted
- 0Quantity lost
- 204Policies
- 204Policies with a loss
- 1.65Loss ratio, whole span
Causes that carried the indemnity in Yuba County
- ARPI/SCO/STAX Crops Only $747,084 indemnity · 10 years
Every county-crop the agency files in California → Buy the Yuba County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.