Crop-loss band · Colorado
Baca County, Colorado — crop-loss band
- 1.33Low end of the filed band
- 1.86Middle of the filed band
- 2.11High end of the filed band
- 2022Worst year filed (2.12)
- 10Years filed
Every year the Risk Management Agency has filed for Baca County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.33 at the low end to 2.11 at the high end, with 1.86 in the middle. The worst year filed is 2022, at 2.12. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $6,483,877 | $13,539,874 | $23,093,809 | 1,291 | 1,291 | 2.09 |
| 2016 | $5,230,654 | $8,543,362 | $21,455,717 | 637 | 637 | 1.63 |
| 2017 | $14,689,216 | $31,001,051 | $51,370,459 | 1,048 | 1,048 | 2.11 |
| 2018 | $9,657,685 | $19,135,528 | $34,005,107 | 1,129 | 1,127 | 1.98 |
| 2019 | $5,421,240 | $7,820,348 | $20,936,063 | 779 | 779 | 1.44 |
| 2020 | $14,718,953 | $27,403,628 | $47,361,395 | 2,479 | 2,478 | 1.86 |
| 2021 | $9,925,439 | $16,262,569 | $32,002,162 | 1,647 | 1,647 | 1.64 |
| 2022 | $23,638,746 | $50,071,041 | $67,922,363 | 2,571 | 2,571 | 2.12 |
| 2023 | $24,622,193 | $48,616,967 | $74,385,563 | 2,173 | 2,172 | 1.97 |
| 2024 | $15,110,756 | $20,029,983 | $40,913,710 | 1,400 | 1,400 | 1.33 |
Commodities insured in Baca County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.11Low end of the filed band
- 1.81Middle of the filed band
- 2.50High end of the filed band
- 2022Worst year filed (3.00)
- 10Years filed
- $34,386,979Premium filed
- $74,463,604Indemnity paid
- $100,146,635Liability insured
- 856,144Quantity planted
- 856,391Quantity lost
- 4,985Policies
- 4,983Policies with a loss
- 2.17Loss ratio, whole span
Causes that carried the indemnity in Baca County
- Drought $32,917,562 indemnity · 10 years
- Wind/Excess Wind $25,191,102 indemnity · 10 years
- Hail $9,339,729 indemnity · 10 years
- Hot Wind $2,029,540 indemnity · 10 years
- Decline in Price $1,746,644 indemnity · 10 years
- Cold Winter $760,677 indemnity · 6 years
Annual Forage 9 years filed
- 1.16Low end of the filed band
- 1.50Middle of the filed band
- 2.38High end of the filed band
- 2023Worst year filed (2.38)
- 9Years filed
- $27,095,103Premium filed
- $54,906,876Indemnity paid
- $96,109,945Liability insured
- 553,889Quantity planted
- 0Quantity lost
- 2,874Policies
- 2,874Policies with a loss
- 2.03Loss ratio, whole span
Causes that carried the indemnity in Baca County
- ARPI/SCO/STAX/MP Crops Only $54,906,876 indemnity · 9 years
Corn 10 years filed
- 1.43Low end of the filed band
- 1.69Middle of the filed band
- 2.12High end of the filed band
- 2015Worst year filed (3.26)
- 10Years filed
- $25,512,830Premium filed
- $45,114,710Indemnity paid
- $90,208,315Liability insured
- 363,722Quantity planted
- 364,899Quantity lost
- 1,464Policies
- 1,464Policies with a loss
- 1.77Loss ratio, whole span
Causes that carried the indemnity in Baca County
- Drought $14,788,830 indemnity · 9 years
- Hail $11,129,432 indemnity · 9 years
- Hot Wind $5,751,793 indemnity · 10 years
- Heat $3,363,702 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $3,164,846 indemnity · 6 years
- Wind/Excess Wind $2,086,194 indemnity · 9 years
Pasture,Rangeland,Forage 10 years filed
- 0.84Low end of the filed band
- 1.54Middle of the filed band
- 2.04High end of the filed band
- 2018Worst year filed (2.27)
- 10Years filed
- $19,455,086Premium filed
- $34,422,304Indemnity paid
- $75,700,007Liability insured
- 1,480,997Quantity planted
- 0Quantity lost
- 3,354Policies
- 3,354Policies with a loss
- 1.77Loss ratio, whole span
Causes that carried the indemnity in Baca County
- ARPI/SCO/STAX Crops Only $34,422,304 indemnity · 10 years
Grain Sorghum 10 years filed
- 0.92Low end of the filed band
- 1.23Middle of the filed band
- 1.72High end of the filed band
- 2020Worst year filed (1.90)
- 10Years filed
- $21,119,935Premium filed
- $30,760,867Indemnity paid
- $46,917,202Liability insured
- 433,383Quantity planted
- 446,917Quantity lost
- 2,257Policies
- 2,256Policies with a loss
- 1.46Loss ratio, whole span
Causes that carried the indemnity in Baca County
- Drought $18,027,201 indemnity · 10 years
- Hot Wind $3,334,499 indemnity · 10 years
- Wind/Excess Wind $3,178,504 indemnity · 9 years
- Hail $1,696,140 indemnity · 10 years
- Heat $1,409,722 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $1,020,161 indemnity · 10 years
Sunflowers 10 years filed
- 0.95Low end of the filed band
- 1.29Middle of the filed band
- 1.73High end of the filed band
- 2021Worst year filed (2.62)
- 10Years filed
- $1,928,826Premium filed
- $2,755,990Indemnity paid
- $4,364,242Liability insured
- 28,664Quantity planted
- 29,326Quantity lost
- 220Policies
- 219Policies with a loss
- 1.43Loss ratio, whole span
Causes that carried the indemnity in Baca County
- Drought $950,633 indemnity · 8 years
- Hot Wind $445,105 indemnity · 8 years
- Hail $442,524 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $347,155 indemnity · 5 years
- Wind/Excess Wind $183,855 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $172,751 indemnity · 6 years
Every county-crop the agency files in Colorado → Buy the Baca County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.