Crop-loss band · Colorado
Bent County, Colorado — crop-loss band
- 1.27Low end of the filed band
- 1.73Middle of the filed band
- 2.04High end of the filed band
- 2017Worst year filed (2.35)
- 10Years filed
Every year the Risk Management Agency has filed for Bent County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.27 at the low end to 2.04 at the high end, with 1.73 in the middle. The worst year filed is 2017, at 2.35. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,573,319 | $1,995,667 | $5,153,137 | 239 | 239 | 1.27 |
| 2016 | $1,727,519 | $2,217,382 | $7,825,270 | 165 | 165 | 1.28 |
| 2017 | $762,143 | $1,788,982 | $2,506,305 | 144 | 142 | 2.35 |
| 2018 | $3,687,202 | $7,339,675 | $14,896,651 | 429 | 429 | 1.99 |
| 2019 | $1,745,298 | $2,374,701 | $6,733,722 | 245 | 245 | 1.36 |
| 2020 | $3,165,103 | $5,739,692 | $10,869,343 | 550 | 550 | 1.81 |
| 2021 | $3,119,970 | $5,643,716 | $9,969,271 | 493 | 492 | 1.81 |
| 2022 | $5,727,491 | $9,920,213 | $18,679,773 | 584 | 584 | 1.73 |
| 2023 | $4,202,296 | $8,586,585 | $13,442,534 | 440 | 438 | 2.04 |
| 2024 | $1,341,075 | $1,885,811 | $5,078,271 | 269 | 269 | 1.41 |
Commodities insured in Bent County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 10 years filed
- 0.88Low end of the filed band
- 1.53Middle of the filed band
- 1.93High end of the filed band
- 2017Worst year filed (2.56)
- 10Years filed
- $13,329,530Premium filed
- $20,772,966Indemnity paid
- $50,843,699Liability insured
- 1,229,828Quantity planted
- 0Quantity lost
- 1,792Policies
- 1,790Policies with a loss
- 1.56Loss ratio, whole span
Causes that carried the indemnity in Bent County
- ARPI/SCO/STAX Crops Only $20,772,966 indemnity · 10 years
Corn 10 years filed
- 1.06Low end of the filed band
- 2.04Middle of the filed band
- 2.28High end of the filed band
- 2017Worst year filed (2.36)
- 10Years filed
- $8,907,254Premium filed
- $18,334,187Indemnity paid
- $29,279,836Liability insured
- 72,395Quantity planted
- 72,498Quantity lost
- 749Policies
- 748Policies with a loss
- 2.06Loss ratio, whole span
Causes that carried the indemnity in Bent County
- Failure of Irrigation Supply $11,719,981 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,767,999 indemnity · 7 years
- Hail $1,724,114 indemnity · 10 years
- Hot Wind $1,681,528 indemnity · 9 years
- Heat $638,872 indemnity · 7 years
- Wind/Excess Wind $403,355 indemnity · 6 years
Wheat 10 years filed
- 1.12Low end of the filed band
- 1.82Middle of the filed band
- 2.53High end of the filed band
- 2019Worst year filed (2.76)
- 10Years filed
- $1,831,084Premium filed
- $3,522,728Indemnity paid
- $5,457,740Liability insured
- 38,001Quantity planted
- 37,801Quantity lost
- 359Policies
- 359Policies with a loss
- 1.92Loss ratio, whole span
Causes that carried the indemnity in Bent County
- Wind/Excess Wind $1,688,358 indemnity · 9 years
- Drought $764,497 indemnity · 8 years
- Hail $391,236 indemnity · 9 years
- Failure of Irrigation Supply $283,765 indemnity · 7 years
- Freeze $154,580 indemnity · 6 years
- Hot Wind $92,377 indemnity · 7 years
Annual Forage 7 years filed
- 1.45Low end of the filed band
- 1.67Middle of the filed band
- 2.37High end of the filed band
- 2023Worst year filed (2.37)
- 7Years filed
- $1,813,147Premium filed
- $3,186,015Indemnity paid
- $7,161,724Liability insured
- 43,569Quantity planted
- 0Quantity lost
- 471Policies
- 471Policies with a loss
- 1.76Loss ratio, whole span
Causes that carried the indemnity in Bent County
- ARPI/SCO/STAX/MP Crops Only $3,186,015 indemnity · 7 years
Grain Sorghum 10 years filed
- 0.81Low end of the filed band
- 1.21Middle of the filed band
- 1.77High end of the filed band
- 2017Worst year filed (2.16)
- 10Years filed
- $1,170,401Premium filed
- $1,676,528Indemnity paid
- $2,411,278Liability insured
- 19,232Quantity planted
- 19,184Quantity lost
- 187Policies
- 185Policies with a loss
- 1.43Loss ratio, whole span
Causes that carried the indemnity in Bent County
- Failure of Irrigation Supply $509,881 indemnity · 7 years
- Drought $294,588 indemnity · 4 years
- Heat $230,482 indemnity · 6 years
- Freeze $199,496 indemnity · 3 years
- Hot Wind $175,335 indemnity · 9 years
- Wind/Excess Wind $107,247 indemnity · 6 years
Every county-crop the agency files in Colorado → Buy the Bent County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.