Crop-loss band · Colorado
Cheyenne County, Colorado — crop-loss band
- 1.53Low end of the filed band
- 1.84Middle of the filed band
- 2.28High end of the filed band
- 2021Worst year filed (2.45)
- 10Years filed
Every year the Risk Management Agency has filed for Cheyenne County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.53 at the low end to 2.28 at the high end, with 1.84 in the middle. The worst year filed is 2021, at 2.45. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,591,682 | $4,663,663 | $9,529,252 | 371 | 371 | 1.80 |
| 2016 | $1,828,122 | $2,794,103 | $7,493,792 | 308 | 308 | 1.53 |
| 2017 | $2,064,868 | $3,802,646 | $6,037,719 | 228 | 228 | 1.84 |
| 2018 | $2,395,266 | $4,326,038 | $9,831,873 | 360 | 360 | 1.81 |
| 2019 | $3,688,592 | $7,671,547 | $14,836,339 | 429 | 429 | 2.08 |
| 2020 | $7,440,127 | $13,721,535 | $28,114,712 | 915 | 915 | 1.84 |
| 2021 | $5,144,847 | $12,585,194 | $18,690,050 | 630 | 630 | 2.45 |
| 2022 | $12,809,195 | $29,226,409 | $43,034,643 | 1,059 | 1,059 | 2.28 |
| 2023 | $11,380,528 | $20,768,197 | $41,511,245 | 898 | 898 | 1.82 |
| 2024 | $12,409,669 | $25,828,833 | $47,051,386 | 1,235 | 1,235 | 2.08 |
Commodities insured in Cheyenne County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.98Low end of the filed band
- 2.28Middle of the filed band
- 2.91High end of the filed band
- 2021Worst year filed (3.35)
- 10Years filed
- $22,312,774Premium filed
- $52,884,903Indemnity paid
- $96,014,698Liability insured
- 707,357Quantity planted
- 707,639Quantity lost
- 2,770Policies
- 2,770Policies with a loss
- 2.37Loss ratio, whole span
Causes that carried the indemnity in Cheyenne County
- Drought $27,410,917 indemnity · 10 years
- Wind/Excess Wind $11,719,882 indemnity · 10 years
- Hail $9,394,433 indemnity · 10 years
- Cold Winter $1,568,274 indemnity · 8 years
- Decline in Price $1,179,337 indemnity · 10 years
- Freeze $490,658 indemnity · 6 years
Corn 10 years filed
- 1.00Low end of the filed band
- 1.50Middle of the filed band
- 2.12High end of the filed band
- 2022Worst year filed (2.30)
- 10Years filed
- $21,018,336Premium filed
- $38,426,132Indemnity paid
- $69,031,478Liability insured
- 328,741Quantity planted
- 330,108Quantity lost
- 1,283Policies
- 1,283Policies with a loss
- 1.83Loss ratio, whole span
Causes that carried the indemnity in Cheyenne County
- Drought $23,124,372 indemnity · 8 years
- Hail $6,662,954 indemnity · 10 years
- Heat $2,395,406 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $2,267,587 indemnity · 5 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $1,753,599 indemnity · 5 years
- Wind/Excess Wind $922,501 indemnity · 6 years
Grain Sorghum 10 years filed
- 0.82Low end of the filed band
- 1.16Middle of the filed band
- 2.27High end of the filed band
- 2022Worst year filed (2.29)
- 10Years filed
- $9,096,736Premium filed
- $15,983,894Indemnity paid
- $26,420,299Liability insured
- 225,637Quantity planted
- 229,975Quantity lost
- 961Policies
- 961Policies with a loss
- 1.76Loss ratio, whole span
Causes that carried the indemnity in Cheyenne County
- Drought $12,205,845 indemnity · 10 years
- Hail $1,236,647 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,165,919 indemnity · 8 years
- Heat $329,886 indemnity · 6 years
- Wind/Excess Wind $303,699 indemnity · 8 years
- Decline in Price $278,756 indemnity · 7 years
Pasture,Rangeland,Forage 10 years filed
- 0.56Low end of the filed band
- 1.74Middle of the filed band
- 2.42High end of the filed band
- 2017Worst year filed (2.75)
- 10Years filed
- $4,411,575Premium filed
- $8,340,869Indemnity paid
- $18,714,925Liability insured
- 875,759Quantity planted
- 0Quantity lost
- 815Policies
- 815Policies with a loss
- 1.89Loss ratio, whole span
Causes that carried the indemnity in Cheyenne County
- ARPI/SCO/STAX Crops Only $8,340,869 indemnity · 10 years
Annual Forage 7 years filed
- 1.83Low end of the filed band
- 1.96Middle of the filed band
- 2.53High end of the filed band
- 2017Worst year filed (2.53)
- 7Years filed
- $2,552,493Premium filed
- $4,975,536Indemnity paid
- $9,556,657Liability insured
- 105,740Quantity planted
- 0Quantity lost
- 384Policies
- 384Policies with a loss
- 1.95Loss ratio, whole span
Causes that carried the indemnity in Cheyenne County
- ARPI/SCO/STAX/MP Crops Only $4,975,536 indemnity · 7 years
Sunflowers 9 years filed
- 1.34Low end of the filed band
- 1.84Middle of the filed band
- 3.23High end of the filed band
- 2021Worst year filed (3.23)
- 9Years filed
- $1,693,795Premium filed
- $3,448,947Indemnity paid
- $3,945,861Liability insured
- 30,149Quantity planted
- 30,149Quantity lost
- 72Policies
- 72Policies with a loss
- 2.04Loss ratio, whole span
Causes that carried the indemnity in Cheyenne County
- Drought $1,152,045 indemnity · 6 years
- Hail $851,823 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $711,757 indemnity · 3 years
- Insects $693,213 indemnity · 1 years
- Hot Wind $19,322 indemnity · 2 years
- All Other Causes $12,154 indemnity · 1 years
Millet 10 years filed
- 0.98Low end of the filed band
- 1.70Middle of the filed band
- 2.66High end of the filed band
- 2019Worst year filed (3.37)
- 10Years filed
- $667,186Premium filed
- $1,327,884Indemnity paid
- $2,447,094Liability insured
- 27,334Quantity planted
- 27,536Quantity lost
- 148Policies
- 148Policies with a loss
- 1.99Loss ratio, whole span
Causes that carried the indemnity in Cheyenne County
- Drought $950,025 indemnity · 9 years
- Hail $164,205 indemnity · 5 years
- Heat $99,772 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $51,098 indemnity · 5 years
- Hot Wind $44,628 indemnity · 2 years
- Other (Snow, Lightning, Etc.) $12,693 indemnity · 1 years
Every county-crop the agency files in Colorado → Buy the Cheyenne County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.