Crop-loss band · Colorado
Conejos County, Colorado — crop-loss band
- 1.29Low end of the filed band
- 2.39Middle of the filed band
- 3.15High end of the filed band
- 2019Worst year filed (4.62)
- 10Years filed
Every year the Risk Management Agency has filed for Conejos County is in the series below, from 2016 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.29 at the low end to 3.15 at the high end, with 2.39 in the middle. The worst year filed is 2019, at 4.62. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $80,314 | $192,105 | $495,619 | 18 | 18 | 2.39 |
| 2016 | $580,756 | $1,316,751 | $6,360,102 | 16 | 16 | 2.27 |
| 2017 | $678,661 | $1,831,697 | $7,476,660 | 35 | 35 | 2.70 |
| 2018 | $319,757 | $725,945 | $3,388,876 | 21 | 21 | 2.27 |
| 2019 | $190,568 | $881,001 | $1,960,599 | 17 | 17 | 4.62 |
| 2020 | $109,949 | $346,181 | $1,165,095 | 15 | 15 | 3.15 |
| 2021 | $198,583 | $487,042 | $1,225,421 | 31 | 31 | 2.45 |
| 2022 | $559,418 | $1,141,376 | $3,210,232 | 121 | 121 | 2.04 |
| 2023 | $662,218 | $853,937 | $4,007,667 | 126 | 126 | 1.29 |
| 2024 | $508,554 | $1,452,135 | $5,475,631 | 44 | 44 | 2.86 |
Commodities insured in Conejos County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Whole Farm Revenue Protection 7 years filed
- 0.47Low end of the filed band
- 2.25Middle of the filed band
- 3.06High end of the filed band
- 2019Worst year filed (3.06)
- 7Years filed
- $1,793,288Premium filed
- $4,065,632Indemnity paid
- $20,246,712Liability insured
- 0Quantity planted
- 0Quantity lost
- 50Policies
- 50Policies with a loss
- 2.27Loss ratio, whole span
Causes that carried the indemnity in Conejos County
- Hail $1,304,200 indemnity · 5 years
- Decline in Price $1,036,328 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $890,240 indemnity · 3 years
- Heat $152,895 indemnity · 1 years
- Freeze $129,567 indemnity · 3 years
- Other (Snow, Lightning, Etc.) $121,108 indemnity · 1 years
Barley 10 years filed
- 2.51Low end of the filed band
- 3.72Middle of the filed band
- 6.37High end of the filed band
- 2019Worst year filed (7.30)
- 10Years filed
- $459,977Premium filed
- $1,923,512Indemnity paid
- $5,107,643Liability insured
- 11,303Quantity planted
- 11,423Quantity lost
- 102Policies
- 102Policies with a loss
- 4.18Loss ratio, whole span
Causes that carried the indemnity in Conejos County
- Hail $1,025,640 indemnity · 9 years
- Failure of Irrigation Supply $319,870 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $241,775 indemnity · 4 years
- Wind/Excess Wind $141,173 indemnity · 1 years
- Hot Wind $127,444 indemnity · 5 years
- Freeze $51,705 indemnity · 3 years
Pasture,Rangeland,Forage 5 years filed
- 0.15Low end of the filed band
- 1.30Middle of the filed band
- 1.92High end of the filed band
- 2021Worst year filed (1.92)
- 5Years filed
- $1,246,233Premium filed
- $1,826,985Indemnity paid
- $5,578,643Liability insured
- 382,425Quantity planted
- 0Quantity lost
- 267Policies
- 267Policies with a loss
- 1.47Loss ratio, whole span
Causes that carried the indemnity in Conejos County
- ARPI/SCO/STAX Crops Only $1,826,985 indemnity · 5 years
Potatoes 8 years filed
- 0.95Low end of the filed band
- 3.02Middle of the filed band
- 7.04High end of the filed band
- 2019Worst year filed (7.04)
- 8Years filed
- $389,280Premium filed
- $1,412,041Indemnity paid
- $3,832,904Liability insured
- 1,607Quantity planted
- 1,607Quantity lost
- 25Policies
- 25Policies with a loss
- 3.63Loss ratio, whole span
Causes that carried the indemnity in Conejos County
- Excess Moisture/Precipitation/Rain $880,962 indemnity · 6 years
- Hail $457,039 indemnity · 5 years
- Failure of Irrigation Supply $40,390 indemnity · 1 years
- Freeze $33,650 indemnity · 1 years
Every county-crop the agency files in Colorado → Buy the Conejos County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.