Crop-loss band · Colorado
Delta County, Colorado — crop-loss band
- 1.44Low end of the filed band
- 2.40Middle of the filed band
- 3.39High end of the filed band
- 2015Worst year filed (5.22)
- 10Years filed
Every year the Risk Management Agency has filed for Delta County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.44 at the low end to 3.39 at the high end, with 2.40 in the middle. The worst year filed is 2015, at 5.22. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $478,484 | $2,499,307 | $2,815,220 | 74 | 74 | 5.22 |
| 2016 | $166,884 | $338,383 | $1,274,662 | 9 | 9 | 2.03 |
| 2017 | $940,628 | $3,186,159 | $4,450,770 | 79 | 79 | 3.39 |
| 2018 | $450,834 | $1,176,073 | $2,514,601 | 74 | 73 | 2.61 |
| 2019 | $624,279 | $1,996,618 | $2,612,725 | 80 | 80 | 3.20 |
| 2020 | $665,817 | $2,107,221 | $3,447,918 | 66 | 66 | 3.16 |
| 2021 | $2,002,041 | $4,801,163 | $8,349,172 | 111 | 111 | 2.40 |
| 2022 | $395,262 | $723,521 | $1,846,224 | 62 | 62 | 1.83 |
| 2023 | $563,229 | $813,050 | $2,481,508 | 62 | 62 | 1.44 |
| 2024 | $1,251,696 | $2,244,307 | $3,502,418 | 87 | 87 | 1.79 |
Commodities insured in Delta County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Peaches 10 years filed
- 0.98Low end of the filed band
- 2.84Middle of the filed band
- 4.38High end of the filed band
- 2015Worst year filed (7.74)
- 10Years filed
- $2,780,331Premium filed
- $8,901,278Indemnity paid
- $12,363,456Liability insured
- 2,043Quantity planted
- 2,081Quantity lost
- 243Policies
- 242Policies with a loss
- 3.20Loss ratio, whole span
Causes that carried the indemnity in Delta County
- Freeze $8,056,920 indemnity · 10 years
- Hail $666,758 indemnity · 4 years
- Heat $81,724 indemnity · 2 years
- Frost $72,262 indemnity · 4 years
- Cold Winter $38,530 indemnity · 1 years
- Failure of Irrigation Supply $754 indemnity · 1 years
Apples 10 years filed
- 0.33Low end of the filed band
- 1.69Middle of the filed band
- 2.86High end of the filed band
- 2015Worst year filed (3.74)
- 10Years filed
- $2,652,013Premium filed
- $5,958,879Indemnity paid
- $7,996,529Liability insured
- 2,202Quantity planted
- 2,232Quantity lost
- 237Policies
- 237Policies with a loss
- 2.25Loss ratio, whole span
Causes that carried the indemnity in Delta County
- Freeze $4,324,159 indemnity · 10 years
- Hail $1,497,603 indemnity · 5 years
- Frost $106,534 indemnity · 5 years
- Failure of Irrigation Supply $26,470 indemnity · 2 years
- Heat $7,940 indemnity · 1 years
- Drought $5,315 indemnity · 1 years
Whole Farm Revenue Protection 6 years filed
- 1.11Low end of the filed band
- 1.72Middle of the filed band
- 2.73High end of the filed band
- 2018Worst year filed (2.73)
- 6Years filed
- $1,053,054Premium filed
- $2,394,064Indemnity paid
- $6,264,776Liability insured
- 0Quantity planted
- 0Quantity lost
- 9Policies
- 9Policies with a loss
- 2.27Loss ratio, whole span
Causes that carried the indemnity in Delta County
- Freeze $2,139,164 indemnity · 6 years
- Failure of Irrigation Supply $254,900 indemnity · 1 years
All Other Crops 7 years filed
- 1.17Low end of the filed band
- 3.24Middle of the filed band
- 5.57High end of the filed band
- 2018Worst year filed (5.57)
- 7Years filed
- $315,400Premium filed
- $949,374Indemnity paid
- $2,854,660Liability insured
- 15,106Quantity planted
- 163Quantity lost
- 14Policies
- 14Policies with a loss
- 3.01Loss ratio, whole span
Causes that carried the indemnity in Delta County
- Freeze $686,596 indemnity · 2 years
- ARPI/SCO/STAX/MP Crops Only $142,507 indemnity · 2 years
- Frost $65,070 indemnity · 2 years
- Heat $55,201 indemnity · 3 years
Onions 8 years filed
- 0.80Low end of the filed band
- 3.11Middle of the filed band
- 4.95High end of the filed band
- 2023Worst year filed (4.95)
- 8Years filed
- $278,924Premium filed
- $919,802Indemnity paid
- $1,195,748Liability insured
- 414Quantity planted
- 414Quantity lost
- 34Policies
- 34Policies with a loss
- 3.30Loss ratio, whole span
Causes that carried the indemnity in Delta County
- Freeze $478,833 indemnity · 3 years
- Failure of Irrigation Supply $241,882 indemnity · 3 years
- Hail $154,201 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $44,885 indemnity · 3 years
Pasture,Rangeland,Forage 7 years filed
- 0.76Low end of the filed band
- 1.86Middle of the filed band
- 2.52High end of the filed band
- 2018Worst year filed (2.52)
- 7Years filed
- $459,432Premium filed
- $762,405Indemnity paid
- $2,620,050Liability insured
- 166,296Quantity planted
- 0Quantity lost
- 167Policies
- 167Policies with a loss
- 1.66Loss ratio, whole span
Causes that carried the indemnity in Delta County
- ARPI/SCO/STAX/MP Crops Only $762,405 indemnity · 7 years
Every county-crop the agency files in Colorado → Buy the Delta County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.