Crop-loss band · Colorado
Mesa County, Colorado — crop-loss band
- 1.36Low end of the filed band
- 2.23Middle of the filed band
- 4.47High end of the filed band
- 2015Worst year filed (5.05)
- 10Years filed
Every year the Risk Management Agency has filed for Mesa County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.36 at the low end to 4.47 at the high end, with 2.23 in the middle. The worst year filed is 2015, at 5.05. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $24,119 | $121,751 | $157,386 | 6 | 6 | 5.05 |
| 2016 | $11,085 | $15,085 | $81,379 | 4 | 4 | 1.36 |
| 2017 | $81,608 | $237,091 | $544,794 | 25 | 25 | 2.91 |
| 2018 | $3,964 | $6,316 | $21,091 | 5 | 5 | 1.59 |
| 2019 | $394,002 | $891,732 | $2,154,746 | 26 | 26 | 2.26 |
| 2020 | $1,675,852 | $7,484,541 | $11,733,860 | 123 | 123 | 4.47 |
| 2021 | $990,677 | $2,553,521 | $6,194,467 | 121 | 121 | 2.58 |
| 2022 | $935,499 | $2,090,022 | $5,646,445 | 123 | 123 | 2.23 |
| 2023 | $1,263,340 | $1,853,097 | $6,731,102 | 135 | 135 | 1.47 |
| 2024 | $859,639 | $1,545,650 | $5,616,247 | 109 | 109 | 1.80 |
Commodities insured in Mesa County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Peaches 10 years filed
- 0.67Low end of the filed band
- 2.83Middle of the filed band
- 5.05High end of the filed band
- 2020Worst year filed (6.73)
- 10Years filed
- $1,571,568Premium filed
- $7,893,808Indemnity paid
- $13,658,107Liability insured
- 1,949Quantity planted
- 1,949Quantity lost
- 198Policies
- 198Policies with a loss
- 5.02Loss ratio, whole span
Causes that carried the indemnity in Mesa County
- Freeze $7,739,716 indemnity · 10 years
- Hail $94,980 indemnity · 3 years
- Wind/Excess Wind $43,750 indemnity · 1 years
- Heat $11,292 indemnity · 2 years
- Frost $5,819 indemnity · 1 years
- Cold Wet Weather $2,639 indemnity · 1 years
Pasture,Rangeland,Forage 6 years filed
- 0.91Low end of the filed band
- 1.43Middle of the filed band
- 2.46High end of the filed band
- 2020Worst year filed (2.46)
- 6Years filed
- $4,363,666Premium filed
- $7,523,960Indemnity paid
- $22,848,716Liability insured
- 1,732,469Quantity planted
- 0Quantity lost
- 399Policies
- 399Policies with a loss
- 1.72Loss ratio, whole span
Causes that carried the indemnity in Mesa County
- ARPI/SCO/STAX/MP Crops Only $7,523,960 indemnity · 6 years
Grapes 8 years filed
- 1.61Low end of the filed band
- 3.37Middle of the filed band
- 6.61High end of the filed band
- 2016Worst year filed (6.61)
- 8Years filed
- $304,551Premium filed
- $1,381,038Indemnity paid
- $2,374,694Liability insured
- 542Quantity planted
- 542Quantity lost
- 80Policies
- 80Policies with a loss
- 4.53Loss ratio, whole span
Causes that carried the indemnity in Mesa County
- Freeze $1,161,310 indemnity · 8 years
- Cold Winter $208,513 indemnity · 2 years
- Frost $15,215 indemnity · 1 years
- Wildlife $770 indemnity · 1 years
Every county-crop the agency files in Colorado → Buy the Mesa County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.