Crop-loss band · Colorado
Prowers County, Colorado — crop-loss band
- 1.35Low end of the filed band
- 1.76Middle of the filed band
- 1.96High end of the filed band
- 2022Worst year filed (2.10)
- 10Years filed
Every year the Risk Management Agency has filed for Prowers County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.35 at the low end to 1.96 at the high end, with 1.76 in the middle. The worst year filed is 2022, at 2.10. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $3,035,409 | $5,652,889 | $11,535,133 | 756 | 753 | 1.86 |
| 2016 | $1,414,792 | $2,337,832 | $5,529,951 | 375 | 375 | 1.65 |
| 2017 | $2,620,997 | $5,142,037 | $9,376,021 | 544 | 542 | 1.96 |
| 2018 | $3,799,240 | $7,267,760 | $13,758,591 | 747 | 746 | 1.91 |
| 2019 | $2,334,485 | $3,139,770 | $8,377,367 | 467 | 465 | 1.35 |
| 2020 | $8,120,985 | $14,189,065 | $25,438,574 | 1,305 | 1,304 | 1.75 |
| 2021 | $6,902,998 | $12,131,759 | $22,193,330 | 1,181 | 1,177 | 1.76 |
| 2022 | $14,702,878 | $30,846,687 | $45,223,251 | 1,543 | 1,543 | 2.10 |
| 2023 | $15,250,404 | $29,480,109 | $46,628,396 | 1,473 | 1,473 | 1.93 |
| 2024 | $9,524,123 | $16,088,828 | $33,807,879 | 1,222 | 1,221 | 1.69 |
Commodities insured in Prowers County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.26Low end of the filed band
- 1.95Middle of the filed band
- 2.56High end of the filed band
- 2022Worst year filed (2.86)
- 10Years filed
- $22,893,957Premium filed
- $51,062,079Indemnity paid
- $87,331,055Liability insured
- 569,562Quantity planted
- 569,785Quantity lost
- 3,153Policies
- 3,146Policies with a loss
- 2.23Loss ratio, whole span
Causes that carried the indemnity in Prowers County
- Drought $24,412,069 indemnity · 10 years
- Wind/Excess Wind $12,785,510 indemnity · 10 years
- Hail $8,872,371 indemnity · 10 years
- Failure of Irrigation Supply $916,088 indemnity · 9 years
- Freeze $800,706 indemnity · 7 years
- Cold Winter $720,734 indemnity · 10 years
Corn 10 years filed
- 1.49Low end of the filed band
- 1.88Middle of the filed band
- 2.23High end of the filed band
- 2024Worst year filed (2.27)
- 10Years filed
- $17,510,657Premium filed
- $34,080,721Indemnity paid
- $52,534,214Liability insured
- 189,549Quantity planted
- 189,460Quantity lost
- 1,439Policies
- 1,434Policies with a loss
- 1.95Loss ratio, whole span
Causes that carried the indemnity in Prowers County
- Failure of Irrigation Supply $16,426,725 indemnity · 7 years
- Drought $4,989,682 indemnity · 8 years
- Hail $4,432,459 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $3,528,971 indemnity · 7 years
- Hot Wind $2,460,222 indemnity · 9 years
- Heat $1,022,171 indemnity · 10 years
Grain Sorghum 10 years filed
- 1.04Low end of the filed band
- 1.13Middle of the filed band
- 1.39High end of the filed band
- 2020Worst year filed (1.57)
- 10Years filed
- $13,495,935Premium filed
- $16,844,085Indemnity paid
- $26,879,343Liability insured
- 234,766Quantity planted
- 248,045Quantity lost
- 1,535Policies
- 1,533Policies with a loss
- 1.25Loss ratio, whole span
Causes that carried the indemnity in Prowers County
- Drought $9,155,263 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $1,663,116 indemnity · 9 years
- Wind/Excess Wind $1,288,973 indemnity · 10 years
- Hail $1,186,010 indemnity · 10 years
- Hot Wind $1,164,717 indemnity · 10 years
- Heat $1,091,276 indemnity · 8 years
Pasture,Rangeland,Forage 10 years filed
- 0.80Low end of the filed band
- 1.61Middle of the filed band
- 1.92High end of the filed band
- 2021Worst year filed (2.02)
- 10Years filed
- $8,207,013Premium filed
- $13,876,626Indemnity paid
- $31,917,712Liability insured
- 860,258Quantity planted
- 0Quantity lost
- 2,061Policies
- 2,061Policies with a loss
- 1.69Loss ratio, whole span
Causes that carried the indemnity in Prowers County
- ARPI/SCO/STAX Crops Only $13,876,626 indemnity · 10 years
Annual Forage 9 years filed
- 1.13Low end of the filed band
- 1.90Middle of the filed band
- 2.58High end of the filed band
- 2016Worst year filed (2.58)
- 9Years filed
- $5,211,974Premium filed
- $9,723,646Indemnity paid
- $19,131,118Liability insured
- 187,765Quantity planted
- 0Quantity lost
- 1,409Policies
- 1,409Policies with a loss
- 1.87Loss ratio, whole span
Causes that carried the indemnity in Prowers County
- ARPI/SCO/STAX/MP Crops Only $9,723,646 indemnity · 9 years
All Other Crops 5 years filed
- 1.05Low end of the filed band
- 2.07Middle of the filed band
- 2.63High end of the filed band
- 2022Worst year filed (2.63)
- 5Years filed
- $386,775Premium filed
- $689,579Indemnity paid
- $4,075,051Liability insured
- 3,260Quantity planted
- 30Quantity lost
- 16Policies
- 16Policies with a loss
- 1.78Loss ratio, whole span
Causes that carried the indemnity in Prowers County
- Heat $531,498 indemnity · 2 years
- ARPI/SCO/STAX/MP Crops Only $154,995 indemnity · 3 years
- Wind/Excess Wind $3,086 indemnity · 1 years
Every county-crop the agency files in Colorado → Buy the Prowers County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.