Crop-loss band · Colorado
Sedgwick County, Colorado — crop-loss band
- 1.74Low end of the filed band
- 2.16Middle of the filed band
- 4.20High end of the filed band
- 2016Worst year filed (5.49)
- 10Years filed
Every year the Risk Management Agency has filed for Sedgwick County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.74 at the low end to 4.20 at the high end, with 2.16 in the middle. The worst year filed is 2016, at 5.49. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $770,897 | $2,397,472 | $4,777,999 | 262 | 262 | 3.11 |
| 2016 | $991,603 | $5,447,396 | $9,073,102 | 334 | 334 | 5.49 |
| 2017 | $509,803 | $974,369 | $2,765,452 | 139 | 139 | 1.91 |
| 2018 | $836,204 | $2,808,476 | $6,893,722 | 209 | 209 | 3.36 |
| 2019 | $434,756 | $881,821 | $2,730,387 | 151 | 151 | 2.03 |
| 2020 | $1,850,010 | $4,322,141 | $11,511,692 | 362 | 362 | 2.34 |
| 2021 | $1,117,020 | $2,416,688 | $5,387,471 | 167 | 167 | 2.16 |
| 2022 | $4,896,722 | $20,585,322 | $26,389,961 | 589 | 589 | 4.20 |
| 2023 | $1,946,962 | $3,408,586 | $13,028,101 | 231 | 231 | 1.75 |
| 2024 | $1,019,790 | $1,774,550 | $6,305,847 | 187 | 187 | 1.74 |
Commodities insured in Sedgwick County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.29Low end of the filed band
- 2.17Middle of the filed band
- 4.69High end of the filed band
- 2016Worst year filed (7.49)
- 10Years filed
- $8,289,411Premium filed
- $28,505,064Indemnity paid
- $53,714,189Liability insured
- 162,961Quantity planted
- 162,999Quantity lost
- 1,039Policies
- 1,039Policies with a loss
- 3.44Loss ratio, whole span
Causes that carried the indemnity in Sedgwick County
- Drought $15,574,947 indemnity · 8 years
- Hail $8,327,966 indemnity · 10 years
- Heat $1,665,019 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $1,643,673 indemnity · 5 years
- Decline in Price $369,131 indemnity · 6 years
- Hot Wind $332,148 indemnity · 6 years
Wheat 10 years filed
- 1.60Low end of the filed band
- 2.90Middle of the filed band
- 3.22High end of the filed band
- 2016Worst year filed (3.53)
- 10Years filed
- $4,374,981Premium filed
- $11,554,779Indemnity paid
- $27,937,055Liability insured
- 141,163Quantity planted
- 141,264Quantity lost
- 1,218Policies
- 1,218Policies with a loss
- 2.64Loss ratio, whole span
Causes that carried the indemnity in Sedgwick County
- Drought $4,674,740 indemnity · 10 years
- Hail $4,360,661 indemnity · 10 years
- Cold Winter $1,017,952 indemnity · 10 years
- Decline in Price $381,689 indemnity · 8 years
- Freeze $329,965 indemnity · 7 years
- Plant Disease $306,803 indemnity · 4 years
Millet 10 years filed
- 1.38Low end of the filed band
- 2.27Middle of the filed band
- 2.61High end of the filed band
- 2022Worst year filed (4.37)
- 10Years filed
- $790,092Premium filed
- $2,561,804Indemnity paid
- $3,536,303Liability insured
- 33,240Quantity planted
- 33,354Quantity lost
- 231Policies
- 231Policies with a loss
- 3.24Loss ratio, whole span
Causes that carried the indemnity in Sedgwick County
- Drought $2,073,331 indemnity · 8 years
- Hail $361,453 indemnity · 7 years
- Heat $106,740 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $20,279 indemnity · 2 years
Grain Sorghum 10 years filed
- 0.57Low end of the filed band
- 1.32Middle of the filed band
- 2.32High end of the filed band
- 2022Worst year filed (4.18)
- 10Years filed
- $605,642Premium filed
- $1,543,545Indemnity paid
- $2,208,819Liability insured
- 13,387Quantity planted
- 13,877Quantity lost
- 101Policies
- 101Policies with a loss
- 2.55Loss ratio, whole span
Causes that carried the indemnity in Sedgwick County
- Drought $1,271,355 indemnity · 8 years
- Hail $130,235 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $37,137 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $28,452 indemnity · 3 years
- Decline in Price $27,076 indemnity · 4 years
- Freeze $23,717 indemnity · 2 years
Sunflowers 9 years filed
- 0.28Low end of the filed band
- 1.16Middle of the filed band
- 4.87High end of the filed band
- 2022Worst year filed (4.87)
- 9Years filed
- $313,641Premium filed
- $851,629Indemnity paid
- $1,467,368Liability insured
- 6,998Quantity planted
- 7,408Quantity lost
- 42Policies
- 42Policies with a loss
- 2.72Loss ratio, whole span
Causes that carried the indemnity in Sedgwick County
- Drought $655,703 indemnity · 4 years
- Hail $118,152 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $64,562 indemnity · 2 years
- Other (Snow, Lightning, Etc.) $7,968 indemnity · 1 years
- Hot Wind $5,244 indemnity · 1 years
Every county-crop the agency files in Colorado → Buy the Sedgwick County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.