Crop-loss band · Colorado
Washington County, Colorado — crop-loss band
- 1.82Low end of the filed band
- 2.64Middle of the filed band
- 3.09High end of the filed band
- 2020Worst year filed (3.16)
- 10Years filed
Every year the Risk Management Agency has filed for Washington County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.82 at the low end to 3.09 at the high end, with 2.64 in the middle. The worst year filed is 2020, at 3.16. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $3,042,290 | $8,760,268 | $17,662,534 | 927 | 927 | 2.88 |
| 2016 | $1,201,410 | $3,480,164 | $7,405,652 | 502 | 502 | 2.90 |
| 2017 | $3,063,400 | $8,172,359 | $16,864,682 | 895 | 895 | 2.67 |
| 2018 | $3,830,256 | $10,102,706 | $22,384,861 | 907 | 906 | 2.64 |
| 2019 | $2,877,277 | $5,234,447 | $14,833,487 | 672 | 671 | 1.82 |
| 2020 | $9,608,318 | $30,334,037 | $50,734,841 | 1,870 | 1,870 | 3.16 |
| 2021 | $7,374,140 | $15,105,340 | $31,373,221 | 1,043 | 1,039 | 2.05 |
| 2022 | $18,817,190 | $58,236,136 | $83,170,876 | 1,893 | 1,893 | 3.09 |
| 2023 | $7,392,432 | $17,229,468 | $32,449,664 | 1,008 | 1,008 | 2.33 |
| 2024 | $8,305,194 | $19,863,772 | $42,163,870 | 1,247 | 1,247 | 2.39 |
Commodities insured in Washington County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.91Low end of the filed band
- 2.86Middle of the filed band
- 3.50High end of the filed band
- 2022Worst year filed (3.54)
- 10Years filed
- $29,756,531Premium filed
- $90,783,322Indemnity paid
- $165,086,437Liability insured
- 967,752Quantity planted
- 968,556Quantity lost
- 5,910Policies
- 5,906Policies with a loss
- 3.05Loss ratio, whole span
Causes that carried the indemnity in Washington County
- Drought $42,017,110 indemnity · 10 years
- Hail $27,250,926 indemnity · 10 years
- Wind/Excess Wind $9,725,656 indemnity · 10 years
- Freeze $3,332,939 indemnity · 9 years
- Cold Winter $2,032,077 indemnity · 9 years
- Decline in Price $1,531,440 indemnity · 9 years
Corn 10 years filed
- 1.70Low end of the filed band
- 2.12Middle of the filed band
- 3.32High end of the filed band
- 2020Worst year filed (3.42)
- 10Years filed
- $22,165,496Premium filed
- $56,803,880Indemnity paid
- $98,805,227Liability insured
- 471,202Quantity planted
- 471,357Quantity lost
- 1,846Policies
- 1,846Policies with a loss
- 2.56Loss ratio, whole span
Causes that carried the indemnity in Washington County
- Drought $36,959,090 indemnity · 10 years
- Hail $11,328,874 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $4,355,233 indemnity · 8 years
- Heat $1,775,010 indemnity · 5 years
- Wind/Excess Wind $624,155 indemnity · 7 years
- Hot Wind $592,167 indemnity · 4 years
Millet 10 years filed
- 1.79Low end of the filed band
- 2.08Middle of the filed band
- 2.28High end of the filed band
- 2020Worst year filed (3.22)
- 10Years filed
- $8,845,828Premium filed
- $20,642,960Indemnity paid
- $36,583,420Liability insured
- 346,106Quantity planted
- 346,326Quantity lost
- 1,797Policies
- 1,795Policies with a loss
- 2.33Loss ratio, whole span
Causes that carried the indemnity in Washington County
- Drought $16,713,823 indemnity · 10 years
- Hail $2,097,132 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $1,153,828 indemnity · 8 years
- Heat $284,073 indemnity · 4 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $177,170 indemnity · 2 years
- Hot Wind $101,415 indemnity · 7 years
Grain Sorghum 10 years filed
- 0.42Low end of the filed band
- 0.88Middle of the filed band
- 1.94High end of the filed band
- 2022Worst year filed (2.00)
- 10Years filed
- $1,865,323Premium filed
- $3,065,989Indemnity paid
- $5,069,888Liability insured
- 40,947Quantity planted
- 40,943Quantity lost
- 311Policies
- 311Policies with a loss
- 1.64Loss ratio, whole span
Causes that carried the indemnity in Washington County
- Drought $2,654,162 indemnity · 9 years
- Hail $218,516 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $55,779 indemnity · 6 years
- Heat $44,788 indemnity · 4 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $34,447 indemnity · 1 years
- Wind/Excess Wind $26,036 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 1.11Low end of the filed band
- 1.56Middle of the filed band
- 2.14High end of the filed band
- 2021Worst year filed (3.58)
- 10Years filed
- $1,401,914Premium filed
- $2,697,473Indemnity paid
- $7,410,025Liability insured
- 449,935Quantity planted
- 0Quantity lost
- 810Policies
- 810Policies with a loss
- 1.92Loss ratio, whole span
Causes that carried the indemnity in Washington County
- ARPI/SCO/STAX Crops Only $2,697,473 indemnity · 10 years
Annual Forage 8 years filed
- 1.12Low end of the filed band
- 1.82Middle of the filed band
- 2.69High end of the filed band
- 2022Worst year filed (2.69)
- 8Years filed
- $1,069,708Premium filed
- $1,767,893Indemnity paid
- $4,779,385Liability insured
- 42,608Quantity planted
- 0Quantity lost
- 210Policies
- 210Policies with a loss
- 1.65Loss ratio, whole span
Causes that carried the indemnity in Washington County
- ARPI/SCO/STAX/MP Crops Only $1,767,893 indemnity · 8 years
Sunflowers 10 years filed
- 0.48Low end of the filed band
- 1.72Middle of the filed band
- 3.62High end of the filed band
- 2016Worst year filed (3.95)
- 10Years filed
- $407,107Premium filed
- $757,180Indemnity paid
- $1,309,304Liability insured
- 9,815Quantity planted
- 9,972Quantity lost
- 80Policies
- 80Policies with a loss
- 1.86Loss ratio, whole span
Causes that carried the indemnity in Washington County
- Drought $465,754 indemnity · 7 years
- Hail $204,819 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $84,107 indemnity · 4 years
- Decline in Price $1,760 indemnity · 3 years
- Heat $740 indemnity · 1 years
Every county-crop the agency files in Colorado → Buy the Washington County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.