Crop-loss band · Colorado
Weld County, Colorado — crop-loss band
- 1.71Low end of the filed band
- 2.57Middle of the filed band
- 2.78High end of the filed band
- 2022Worst year filed (3.21)
- 10Years filed
Every year the Risk Management Agency has filed for Weld County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.71 at the low end to 2.78 at the high end, with 2.57 in the middle. The worst year filed is 2022, at 3.21. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,077,438 | $5,506,574 | $12,052,787 | 508 | 507 | 2.65 |
| 2016 | $2,687,693 | $6,980,640 | $19,538,600 | 574 | 573 | 2.60 |
| 2017 | $2,004,563 | $5,149,083 | $14,290,428 | 556 | 555 | 2.57 |
| 2018 | $2,804,529 | $7,797,854 | $21,851,762 | 734 | 725 | 2.78 |
| 2019 | $1,663,582 | $2,850,678 | $8,431,455 | 499 | 498 | 1.71 |
| 2020 | $2,583,697 | $5,018,964 | $14,201,802 | 707 | 705 | 1.94 |
| 2021 | $2,556,321 | $6,746,415 | $12,488,045 | 599 | 597 | 2.64 |
| 2022 | $6,782,829 | $21,747,298 | $33,613,241 | 1,055 | 1,055 | 3.21 |
| 2023 | $3,522,393 | $8,627,719 | $17,243,851 | 453 | 453 | 2.45 |
| 2024 | $4,334,198 | $8,741,457 | $22,040,231 | 680 | 680 | 2.02 |
Commodities insured in Weld County
10 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.55Low end of the filed band
- 1.99Middle of the filed band
- 2.70High end of the filed band
- 2022Worst year filed (3.28)
- 10Years filed
- $14,609,341Premium filed
- $33,728,577Indemnity paid
- $60,345,806Liability insured
- 353,173Quantity planted
- 356,797Quantity lost
- 3,054Policies
- 3,041Policies with a loss
- 2.31Loss ratio, whole span
Causes that carried the indemnity in Weld County
- Drought $13,312,393 indemnity · 10 years
- Wind/Excess Wind $8,819,425 indemnity · 10 years
- Hail $5,240,757 indemnity · 10 years
- Cold Winter $1,616,464 indemnity · 10 years
- Freeze $1,427,994 indemnity · 9 years
- Heat $1,001,544 indemnity · 6 years
Corn 10 years filed
- 2.06Low end of the filed band
- 2.84Middle of the filed band
- 3.66High end of the filed band
- 2015Worst year filed (3.84)
- 10Years filed
- $7,812,842Premium filed
- $24,390,205Indemnity paid
- $59,177,854Liability insured
- 144,117Quantity planted
- 144,474Quantity lost
- 1,534Policies
- 1,531Policies with a loss
- 3.12Loss ratio, whole span
Causes that carried the indemnity in Weld County
- Hail $10,710,991 indemnity · 10 years
- Failure of Irrigation Supply $4,179,075 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $3,182,865 indemnity · 6 years
- Drought $2,400,749 indemnity · 10 years
- Heat $1,615,885 indemnity · 8 years
- Wind/Excess Wind $909,359 indemnity · 8 years
Pasture,Rangeland,Forage 10 years filed
- 0.87Low end of the filed band
- 1.65Middle of the filed band
- 2.18High end of the filed band
- 2021Worst year filed (2.74)
- 10Years filed
- $2,454,659Premium filed
- $4,979,451Indemnity paid
- $13,600,827Liability insured
- 676,768Quantity planted
- 0Quantity lost
- 580Policies
- 580Policies with a loss
- 2.03Loss ratio, whole span
Causes that carried the indemnity in Weld County
- ARPI/SCO/STAX Crops Only $4,979,451 indemnity · 10 years
Sugar Beets 10 years filed
- 0.88Low end of the filed band
- 3.71Middle of the filed band
- 7.78High end of the filed band
- 2023Worst year filed (9.33)
- 10Years filed
- $754,236Premium filed
- $4,041,202Indemnity paid
- $9,504,823Liability insured
- 10,177Quantity planted
- 10,341Quantity lost
- 283Policies
- 283Policies with a loss
- 5.36Loss ratio, whole span
Causes that carried the indemnity in Weld County
- Wind/Excess Wind $1,333,265 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,228,670 indemnity · 8 years
- Hail $530,405 indemnity · 9 years
- Heat $274,128 indemnity · 5 years
- Freeze $240,354 indemnity · 5 years
- Hot Wind $122,329 indemnity · 3 years
Millet 10 years filed
- 1.33Low end of the filed band
- 1.68Middle of the filed band
- 2.30High end of the filed band
- 2020Worst year filed (2.31)
- 10Years filed
- $1,782,583Premium filed
- $3,580,801Indemnity paid
- $5,476,956Liability insured
- 62,816Quantity planted
- 62,866Quantity lost
- 406Policies
- 406Policies with a loss
- 2.01Loss ratio, whole span
Causes that carried the indemnity in Weld County
- Drought $2,696,666 indemnity · 10 years
- Hail $517,074 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $138,298 indemnity · 4 years
- Wind/Excess Wind $108,886 indemnity · 3 years
- Heat $100,475 indemnity · 6 years
- Hot Wind $10,204 indemnity · 2 years
Whole Farm Revenue Protection 7 years filed
- 0.62Low end of the filed band
- 1.50Middle of the filed band
- 3.60High end of the filed band
- 2015Worst year filed (3.60)
- 7Years filed
- $1,334,191Premium filed
- $2,660,783Indemnity paid
- $15,670,408Liability insured
- 0Quantity planted
- 0Quantity lost
- 20Policies
- 20Policies with a loss
- 1.99Loss ratio, whole span
Causes that carried the indemnity in Weld County
- Hail $1,555,220 indemnity · 3 years
- Other (Snow, Lightning, Etc.) $408,252 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $310,402 indemnity · 1 years
- Decline in Price $283,150 indemnity · 1 years
- Failure of Irrigation Supply $71,596 indemnity · 1 years
- Frost $20,333 indemnity · 1 years
Onions 8 years filed
- 0.68Low end of the filed band
- 1.60Middle of the filed band
- 2.62High end of the filed band
- 2016Worst year filed (2.62)
- 8Years filed
- $1,041,185Premium filed
- $2,064,343Indemnity paid
- $4,239,056Liability insured
- 1,284Quantity planted
- 1,284Quantity lost
- 58Policies
- 57Policies with a loss
- 1.98Loss ratio, whole span
Causes that carried the indemnity in Weld County
- Hail $1,244,381 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $471,706 indemnity · 2 years
- Wind/Excess Wind $151,022 indemnity · 2 years
- Failure of Irrigation Supply $76,106 indemnity · 1 years
- Cold Wet Weather $64,924 indemnity · 3 years
- Freeze $50,676 indemnity · 1 years
Dry Beans 10 years filed
- 1.68Low end of the filed band
- 2.76Middle of the filed band
- 5.55High end of the filed band
- 2016Worst year filed (5.69)
- 10Years filed
- $577,044Premium filed
- $2,013,653Indemnity paid
- $4,364,321Liability insured
- 8,342Quantity planted
- 8,542Quantity lost
- 191Policies
- 191Policies with a loss
- 3.49Loss ratio, whole span
Causes that carried the indemnity in Weld County
- Hail $1,218,878 indemnity · 8 years
- Wind/Excess Wind $257,772 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $175,439 indemnity · 7 years
- Heat $147,171 indemnity · 6 years
- Freeze $103,030 indemnity · 4 years
- Hot Wind $67,274 indemnity · 2 years
Barley 10 years filed
- 1.82Low end of the filed band
- 2.36Middle of the filed band
- 3.93High end of the filed band
- 2018Worst year filed (4.58)
- 10Years filed
- $359,811Premium filed
- $1,076,152Indemnity paid
- $2,279,417Liability insured
- 6,780Quantity planted
- 6,794Quantity lost
- 149Policies
- 149Policies with a loss
- 2.99Loss ratio, whole span
Causes that carried the indemnity in Weld County
- Hail $446,193 indemnity · 9 years
- Wind/Excess Wind $171,479 indemnity · 3 years
- Heat $166,814 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $106,813 indemnity · 8 years
- Hot Wind $103,836 indemnity · 3 years
- Frost $29,121 indemnity · 1 years
Sunflowers 10 years filed
- 1.20Low end of the filed band
- 2.20Middle of the filed band
- 3.65High end of the filed band
- 2015Worst year filed (3.75)
- 10Years filed
- $291,351Premium filed
- $631,515Indemnity paid
- $1,092,735Liability insured
- 6,304Quantity planted
- 6,314Quantity lost
- 90Policies
- 90Policies with a loss
- 2.17Loss ratio, whole span
Causes that carried the indemnity in Weld County
- Drought $185,380 indemnity · 6 years
- Hail $159,897 indemnity · 4 years
- Heat $86,913 indemnity · 6 years
- Hot Wind $50,435 indemnity · 2 years
- Failure of Irrigation Supply $46,041 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $32,931 indemnity · 3 years
Every county-crop the agency files in Colorado → Buy the Weld County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.