Crop-loss band · Colorado
Yuma County, Colorado — crop-loss band
- 2.04Low end of the filed band
- 2.61Middle of the filed band
- 3.96High end of the filed band
- 2023Worst year filed (4.66)
- 10Years filed
Every year the Risk Management Agency has filed for Yuma County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.04 at the low end to 3.96 at the high end, with 2.61 in the middle. The worst year filed is 2023, at 4.66. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,829,274 | $7,169,354 | $15,595,502 | 538 | 538 | 2.53 |
| 2016 | $2,047,732 | $4,828,098 | $14,919,976 | 442 | 441 | 2.36 |
| 2017 | $1,867,041 | $5,518,670 | $9,003,377 | 437 | 437 | 2.96 |
| 2018 | $2,821,606 | $11,173,196 | $23,061,419 | 610 | 610 | 3.96 |
| 2019 | $3,305,548 | $12,398,754 | $34,224,603 | 531 | 531 | 3.75 |
| 2020 | $5,763,720 | $11,734,994 | $33,473,996 | 1,180 | 1,178 | 2.04 |
| 2021 | $3,966,712 | $8,716,674 | $16,734,195 | 624 | 624 | 2.20 |
| 2022 | $10,985,951 | $28,727,596 | $50,118,130 | 1,287 | 1,287 | 2.61 |
| 2023 | $10,383,221 | $48,426,910 | $98,581,428 | 1,019 | 1,019 | 4.66 |
| 2024 | $8,089,258 | $22,210,820 | $55,670,347 | 1,088 | 1,088 | 2.75 |
Commodities insured in Yuma County
10 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.81Low end of the filed band
- 2.60Middle of the filed band
- 4.58High end of the filed band
- 2023Worst year filed (6.05)
- 10Years filed
- $27,374,627Premium filed
- $96,360,701Indemnity paid
- $220,159,512Liability insured
- 436,182Quantity planted
- 436,704Quantity lost
- 2,397Policies
- 2,396Policies with a loss
- 3.52Loss ratio, whole span
Causes that carried the indemnity in Yuma County
- Hail $65,179,232 indemnity · 10 years
- Drought $17,560,910 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $5,278,502 indemnity · 9 years
- Heat $3,797,570 indemnity · 8 years
- Decline in Price $1,205,107 indemnity · 10 years
- Hot Wind $942,126 indemnity · 5 years
Wheat 10 years filed
- 1.96Low end of the filed band
- 2.41Middle of the filed band
- 3.70High end of the filed band
- 2018Worst year filed (4.40)
- 10Years filed
- $12,379,162Premium filed
- $31,565,334Indemnity paid
- $64,738,632Liability insured
- 295,502Quantity planted
- 296,322Quantity lost
- 2,666Policies
- 2,664Policies with a loss
- 2.55Loss ratio, whole span
Causes that carried the indemnity in Yuma County
- Hail $13,810,071 indemnity · 10 years
- Drought $10,815,742 indemnity · 10 years
- Wind/Excess Wind $2,360,766 indemnity · 9 years
- Cold Winter $1,278,666 indemnity · 9 years
- Decline in Price $904,968 indemnity · 9 years
- Freeze $782,103 indemnity · 7 years
Dry Beans 10 years filed
- 1.04Low end of the filed band
- 4.02Middle of the filed band
- 5.90High end of the filed band
- 2018Worst year filed (5.99)
- 10Years filed
- $2,454,703Premium filed
- $10,284,760Indemnity paid
- $18,213,756Liability insured
- 28,427Quantity planted
- 28,274Quantity lost
- 215Policies
- 215Policies with a loss
- 4.19Loss ratio, whole span
Causes that carried the indemnity in Yuma County
- Hail $8,566,165 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $640,075 indemnity · 7 years
- Wind/Excess Wind $295,579 indemnity · 3 years
- Heat $281,629 indemnity · 4 years
- Freeze $209,328 indemnity · 2 years
- Cold Wet Weather $116,625 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 0.76Low end of the filed band
- 1.52Middle of the filed band
- 2.91High end of the filed band
- 2021Worst year filed (3.30)
- 10Years filed
- $5,196,835Premium filed
- $9,716,692Indemnity paid
- $23,429,166Liability insured
- 1,138,432Quantity planted
- 0Quantity lost
- 1,552Policies
- 1,552Policies with a loss
- 1.87Loss ratio, whole span
Causes that carried the indemnity in Yuma County
- ARPI/SCO/STAX Crops Only $9,716,692 indemnity · 10 years
Grain Sorghum 10 years filed
- 0.87Low end of the filed band
- 1.79Middle of the filed band
- 2.16High end of the filed band
- 2022Worst year filed (2.62)
- 10Years filed
- $1,907,217Premium filed
- $3,903,745Indemnity paid
- $5,714,055Liability insured
- 36,978Quantity planted
- 37,136Quantity lost
- 320Policies
- 320Policies with a loss
- 2.05Loss ratio, whole span
Causes that carried the indemnity in Yuma County
- Drought $3,038,010 indemnity · 9 years
- Hail $233,320 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $232,917 indemnity · 5 years
- Heat $222,282 indemnity · 5 years
- Hot Wind $67,828 indemnity · 5 years
- Wind/Excess Wind $64,324 indemnity · 3 years
Millet 10 years filed
- 1.67Low end of the filed band
- 3.22Middle of the filed band
- 3.89High end of the filed band
- 2024Worst year filed (3.89)
- 10Years filed
- $924,298Premium filed
- $3,128,580Indemnity paid
- $4,632,858Liability insured
- 37,114Quantity planted
- 37,147Quantity lost
- 319Policies
- 319Policies with a loss
- 3.38Loss ratio, whole span
Causes that carried the indemnity in Yuma County
- Drought $2,270,987 indemnity · 9 years
- Hail $515,905 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $136,647 indemnity · 4 years
- Heat $116,032 indemnity · 4 years
- Hot Wind $82,212 indemnity · 2 years
- Freeze $2,886 indemnity · 1 years
Soybeans 10 years filed
- 2.04Low end of the filed band
- 4.69Middle of the filed band
- 7.01High end of the filed band
- 2023Worst year filed (11.28)
- 10Years filed
- $504,455Premium filed
- $2,327,299Indemnity paid
- $4,099,737Liability insured
- 8,206Quantity planted
- 8,360Quantity lost
- 61Policies
- 61Policies with a loss
- 4.61Loss ratio, whole span
Causes that carried the indemnity in Yuma County
- Hail $2,063,453 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $101,963 indemnity · 2 years
- Hot Wind $53,198 indemnity · 1 years
- Heat $51,778 indemnity · 4 years
- Decline in Price $29,845 indemnity · 2 years
- Wind/Excess Wind $27,062 indemnity · 1 years
Sugar Beets 7 years filed
- 1.48Low end of the filed band
- 2.57Middle of the filed band
- 20.86High end of the filed band
- 2024Worst year filed (20.86)
- 7Years filed
- $285,968Premium filed
- $1,726,463Indemnity paid
- $6,099,589Liability insured
- 5,597Quantity planted
- 5,535Quantity lost
- 45Policies
- 45Policies with a loss
- 6.04Loss ratio, whole span
Causes that carried the indemnity in Yuma County
- Hail $615,107 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $471,313 indemnity · 2 years
- Freeze $306,107 indemnity · 4 years
- Wind/Excess Wind $280,991 indemnity · 1 years
- Cold Wet Weather $41,910 indemnity · 2 years
- Heat $9,230 indemnity · 2 years
Annual Forage 8 years filed
- 0.29Low end of the filed band
- 1.99Middle of the filed band
- 2.74High end of the filed band
- 2017Worst year filed (2.74)
- 8Years filed
- $756,530Premium filed
- $1,065,918Indemnity paid
- $3,012,762Liability insured
- 19,059Quantity planted
- 0Quantity lost
- 147Policies
- 147Policies with a loss
- 1.41Loss ratio, whole span
Causes that carried the indemnity in Yuma County
- ARPI/SCO/STAX/MP Crops Only $1,065,918 indemnity · 8 years
Sunflowers 9 years filed
- 0.59Low end of the filed band
- 2.96Middle of the filed band
- 4.93High end of the filed band
- 2023Worst year filed (4.93)
- 9Years filed
- $276,269Premium filed
- $825,574Indemnity paid
- $1,282,905Liability insured
- 4,826Quantity planted
- 4,905Quantity lost
- 34Policies
- 34Policies with a loss
- 2.99Loss ratio, whole span
Causes that carried the indemnity in Yuma County
- Drought $420,812 indemnity · 5 years
- Hail $207,466 indemnity · 5 years
- Plant Disease $100,913 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $58,183 indemnity · 4 years
- Heat $38,200 indemnity · 2 years
Every county-crop the agency files in Colorado → Buy the Yuma County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.