Crop-loss band · Florida
Alachua County, Florida — crop-loss band
- 2.14Low end of the filed band
- 2.99Middle of the filed band
- 3.90High end of the filed band
- 2016Worst year filed (4.09)
- 10Years filed
Every year the Risk Management Agency has filed for Alachua County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.14 at the low end to 3.90 at the high end, with 2.99 in the middle. The worst year filed is 2016, at 4.09. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $601,743 | $2,346,947 | $5,220,913 | 70 | 70 | 3.90 |
| 2016 | $664,513 | $2,714,626 | $6,496,384 | 88 | 88 | 4.09 |
| 2017 | $608,602 | $2,223,095 | $4,645,602 | 72 | 71 | 3.65 |
| 2018 | $466,865 | $1,686,373 | $5,059,455 | 53 | 53 | 3.61 |
| 2019 | $600,801 | $1,489,922 | $5,021,095 | 64 | 64 | 2.48 |
| 2020 | $704,784 | $2,196,674 | $5,159,115 | 110 | 110 | 3.12 |
| 2021 | $690,231 | $1,759,729 | $5,738,517 | 96 | 96 | 2.55 |
| 2022 | $952,633 | $2,849,803 | $6,209,810 | 116 | 116 | 2.99 |
| 2023 | $1,284,630 | $2,988,925 | $7,532,967 | 127 | 127 | 2.33 |
| 2024 | $2,051,406 | $4,384,410 | $12,075,952 | 258 | 258 | 2.14 |
Commodities insured in Alachua County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 10 years filed
- 0.75Low end of the filed band
- 1.92Middle of the filed band
- 2.20High end of the filed band
- 2022Worst year filed (2.66)
- 10Years filed
- $5,456,919Premium filed
- $9,912,468Indemnity paid
- $31,882,249Liability insured
- 87,508Quantity planted
- 0Quantity lost
- 661Policies
- 661Policies with a loss
- 1.82Loss ratio, whole span
Causes that carried the indemnity in Alachua County
- ARPI/SCO/STAX Crops Only $9,912,468 indemnity · 10 years
Flue Cured Tobacco 10 years filed
- 2.17Low end of the filed band
- 4.12Middle of the filed band
- 15.26High end of the filed band
- 2016Worst year filed (15.27)
- 10Years filed
- $906,350Premium filed
- $4,773,337Indemnity paid
- $8,235,267Liability insured
- 2,731Quantity planted
- 2,745Quantity lost
- 50Policies
- 50Policies with a loss
- 5.27Loss ratio, whole span
Causes that carried the indemnity in Alachua County
- Excess Moisture/Precipitation/Rain $3,342,361 indemnity · 8 years
- Hurricane/Tropical Depression $620,075 indemnity · 1 years
- Wind/Excess Wind $367,720 indemnity · 5 years
- Plant Disease $259,682 indemnity · 2 years
- Hurricane $102,476 indemnity · 1 years
- Heat $69,894 indemnity · 1 years
Peanuts 10 years filed
- 2.44Low end of the filed band
- 4.11Middle of the filed band
- 5.89High end of the filed band
- 2017Worst year filed (6.02)
- 10Years filed
- $735,242Premium filed
- $3,173,000Indemnity paid
- $5,490,100Liability insured
- 9,713Quantity planted
- 9,713Quantity lost
- 116Policies
- 115Policies with a loss
- 4.32Loss ratio, whole span
Causes that carried the indemnity in Alachua County
- Excess Moisture/Precipitation/Rain $1,329,148 indemnity · 8 years
- Drought $751,971 indemnity · 7 years
- Heat $513,859 indemnity · 6 years
- Hurricane/Tropical Depression $364,682 indemnity · 4 years
- Hurricane $76,678 indemnity · 1 years
- Wildlife $62,583 indemnity · 2 years
Blueberries 10 years filed
- 0.20Low end of the filed band
- 5.26Middle of the filed band
- 9.89High end of the filed band
- 2019Worst year filed (16.03)
- 10Years filed
- $461,377Premium filed
- $2,987,986Indemnity paid
- $7,026,931Liability insured
- 858Quantity planted
- 858Quantity lost
- 40Policies
- 40Policies with a loss
- 6.48Loss ratio, whole span
Causes that carried the indemnity in Alachua County
- Freeze $1,062,767 indemnity · 9 years
- Insufficient Chilling Hours $672,473 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $564,551 indemnity · 3 years
- Hail $231,898 indemnity · 2 years
- Plant Disease $182,947 indemnity · 2 years
- Cold Wet Weather $146,685 indemnity · 2 years
Cabbage 9 years filed
- 5.02Low end of the filed band
- 8.36Middle of the filed band
- 11.80High end of the filed band
- 2019Worst year filed (11.80)
- 9Years filed
- $336,593Premium filed
- $2,454,075Indemnity paid
- $3,286,300Liability insured
- 948Quantity planted
- 975Quantity lost
- 30Policies
- 30Policies with a loss
- 7.29Loss ratio, whole span
Causes that carried the indemnity in Alachua County
- Freeze $1,476,505 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $551,740 indemnity · 5 years
- Cold Winter $206,561 indemnity · 1 years
- Wind/Excess Wind $110,642 indemnity · 2 years
- Heat $105,189 indemnity · 1 years
- Hurricane/Tropical Depression $3,438 indemnity · 1 years
All Other Crops 6 years filed
- 1.00Low end of the filed band
- 1.97Middle of the filed band
- 7.28High end of the filed band
- 2015Worst year filed (7.28)
- 6Years filed
- $345,063Premium filed
- $697,993Indemnity paid
- $5,036,076Liability insured
- 500Quantity planted
- 0Quantity lost
- 15Policies
- 15Policies with a loss
- 2.02Loss ratio, whole span
Causes that carried the indemnity in Alachua County
- Freeze $287,171 indemnity · 4 years
- Drought $176,600 indemnity · 1 years
- Wind/Excess Wind $68,613 indemnity · 1 years
- Heat $68,254 indemnity · 1 years
- Hail $38,008 indemnity · 1 years
- ARPI/SCO/STAX/MP Crops Only $32,706 indemnity · 3 years
Apiculture 5 years filed
- 1.01Low end of the filed band
- 1.90Middle of the filed band
- 2.19High end of the filed band
- 2020Worst year filed (2.19)
- 5Years filed
- $384,664Premium filed
- $641,645Indemnity paid
- $2,202,887Liability insured
- 15,707Quantity planted
- 0Quantity lost
- 142Policies
- 142Policies with a loss
- 1.67Loss ratio, whole span
Causes that carried the indemnity in Alachua County
- ARPI/SCO/STAX/MP/HIP WI Crops Only $641,645 indemnity · 5 years
Every county-crop the agency files in Florida → Buy the Alachua County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.