Crop-loss band · Florida
Calhoun County, Florida — crop-loss band
- 2.01Low end of the filed band
- 3.50Middle of the filed band
- 4.06High end of the filed band
- 2018Worst year filed (5.69)
- 10Years filed
Every year the Risk Management Agency has filed for Calhoun County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.01 at the low end to 4.06 at the high end, with 3.50 in the middle. The worst year filed is 2018, at 5.69. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $95,242 | $386,408 | $592,083 | 15 | 15 | 4.06 |
| 2016 | $168,470 | $659,474 | $872,222 | 16 | 16 | 3.91 |
| 2017 | $397,336 | $1,395,311 | $2,392,708 | 23 | 21 | 3.51 |
| 2018 | $822,375 | $4,676,711 | $5,121,863 | 65 | 63 | 5.69 |
| 2019 | $477,340 | $1,692,532 | $2,361,736 | 28 | 28 | 3.55 |
| 2020 | $1,025,668 | $3,523,191 | $5,322,347 | 59 | 59 | 3.44 |
| 2021 | $868,299 | $3,041,400 | $4,728,706 | 53 | 53 | 3.50 |
| 2022 | $891,946 | $1,789,122 | $3,915,031 | 59 | 59 | 2.01 |
| 2023 | $875,323 | $1,965,521 | $4,137,158 | 63 | 63 | 2.25 |
| 2024 | $2,053,440 | $5,158,072 | $8,332,453 | 101 | 101 | 2.51 |
Commodities insured in Calhoun County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.82Low end of the filed band
- 3.31Middle of the filed band
- 5.18High end of the filed band
- 2018Worst year filed (5.88)
- 10Years filed
- $4,107,206Premium filed
- $13,799,402Indemnity paid
- $19,018,457Liability insured
- 33,615Quantity planted
- 44,620Quantity lost
- 215Policies
- 214Policies with a loss
- 3.36Loss ratio, whole span
Causes that carried the indemnity in Calhoun County
- Hurricane/Tropical Depression $3,954,551 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $3,557,333 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $2,231,238 indemnity · 8 years
- Drought $1,482,189 indemnity · 7 years
- Heat $1,305,300 indemnity · 7 years
- Hurricane $882,214 indemnity · 1 years
Peanuts 10 years filed
- 1.80Low end of the filed band
- 4.04Middle of the filed band
- 6.15High end of the filed band
- 2015Worst year filed (6.31)
- 10Years filed
- $2,666,831Premium filed
- $8,168,705Indemnity paid
- $15,719,098Liability insured
- 23,113Quantity planted
- 23,852Quantity lost
- 183Policies
- 180Policies with a loss
- 3.06Loss ratio, whole span
Causes that carried the indemnity in Calhoun County
- Excess Moisture/Precipitation/Rain $2,756,307 indemnity · 8 years
- Drought $1,757,405 indemnity · 8 years
- Hurricane $1,534,267 indemnity · 1 years
- Hurricane/Tropical Depression $1,052,913 indemnity · 3 years
- Heat $869,845 indemnity · 6 years
- Frost $187,005 indemnity · 1 years
Soybeans 8 years filed
- 1.60Low end of the filed band
- 2.30Middle of the filed band
- 3.08High end of the filed band
- 2024Worst year filed (3.08)
- 8Years filed
- $495,494Premium filed
- $1,184,709Indemnity paid
- $1,715,967Liability insured
- 5,087Quantity planted
- 5,573Quantity lost
- 46Policies
- 46Policies with a loss
- 2.39Loss ratio, whole span
Causes that carried the indemnity in Calhoun County
- Heat $381,469 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $319,077 indemnity · 6 years
- Hurricane/Tropical Depression $186,655 indemnity · 2 years
- Hurricane $159,549 indemnity · 1 years
- Drought $105,291 indemnity · 2 years
- Wildlife $22,070 indemnity · 2 years
Corn 10 years filed
- 1.27Low end of the filed band
- 2.35Middle of the filed band
- 3.43High end of the filed band
- 2021Worst year filed (4.47)
- 10Years filed
- $405,908Premium filed
- $1,134,926Indemnity paid
- $1,322,785Liability insured
- 4,062Quantity planted
- 4,062Quantity lost
- 38Policies
- 38Policies with a loss
- 2.80Loss ratio, whole span
Causes that carried the indemnity in Calhoun County
- Drought $617,542 indemnity · 7 years
- Hurricane $361,283 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $81,779 indemnity · 1 years
- Hurricane/Tropical Depression $46,243 indemnity · 3 years
- Heat $26,549 indemnity · 3 years
- Wind/Excess Wind $1,530 indemnity · 1 years
Every county-crop the agency files in Florida → Buy the Calhoun County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.