Crop-loss band · Florida
Collier County, Florida — crop-loss band
- 2.61Low end of the filed band
- 2.93Middle of the filed band
- 3.44High end of the filed band
- 2016Worst year filed (3.68)
- 10Years filed
Every year the Risk Management Agency has filed for Collier County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.61 at the low end to 3.44 at the high end, with 2.93 in the middle. The worst year filed is 2016, at 3.68. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $734,133 | $2,153,736 | $5,683,203 | 34 | 34 | 2.93 |
| 2016 | $672,497 | $2,473,705 | $4,641,671 | 25 | 25 | 3.68 |
| 2017 | $1,342,070 | $3,588,066 | $8,986,448 | 45 | 45 | 2.67 |
| 2018 | $1,469,993 | $5,048,090 | $10,453,247 | 56 | 56 | 3.43 |
| 2019 | $1,267,853 | $3,313,503 | $10,617,030 | 44 | 44 | 2.61 |
| 2020 | $2,044,346 | $5,732,255 | $13,950,696 | 72 | 72 | 2.80 |
| 2021 | $4,298,708 | $13,617,510 | $31,157,262 | 105 | 105 | 3.17 |
| 2022 | $5,230,456 | $17,973,592 | $33,017,663 | 140 | 140 | 3.44 |
| 2023 | $5,061,310 | $15,399,645 | $24,600,056 | 98 | 98 | 3.04 |
| 2024 | $7,336,522 | $19,389,046 | $44,091,354 | 130 | 130 | 2.64 |
Commodities insured in Collier County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Peppers 10 years filed
- 3.10Low end of the filed band
- 3.92Middle of the filed band
- 5.03High end of the filed band
- 2018Worst year filed (5.10)
- 10Years filed
- $11,633,329Premium filed
- $43,700,812Indemnity paid
- $56,290,740Liability insured
- 7,675Quantity planted
- 7,716Quantity lost
- 151Policies
- 151Policies with a loss
- 3.76Loss ratio, whole span
Causes that carried the indemnity in Collier County
- Excess Moisture/Precipitation/Rain $31,749,288 indemnity · 10 years
- Freeze $8,477,228 indemnity · 6 years
- Hurricane/Tropical Depression $3,474,296 indemnity · 2 years
Fresh Market Tomatoes 10 years filed
- 1.76Low end of the filed band
- 3.62Middle of the filed band
- 5.30High end of the filed band
- 2022Worst year filed (5.59)
- 10Years filed
- $7,848,151Premium filed
- $30,831,303Indemnity paid
- $51,941,704Liability insured
- 6,803Quantity planted
- 6,697Quantity lost
- 175Policies
- 175Policies with a loss
- 3.93Loss ratio, whole span
Causes that carried the indemnity in Collier County
- Excess Moisture/Precipitation/Rain $22,841,380 indemnity · 10 years
- Freeze $3,935,179 indemnity · 5 years
- Hurricane/Tropical Depression $3,395,569 indemnity · 2 years
- Wind/Excess Wind $334,733 indemnity · 2 years
- Plant Disease $200,743 indemnity · 1 years
- Hot Wind $101,568 indemnity · 1 years
Pasture,Rangeland,Forage 8 years filed
- 0.83Low end of the filed band
- 1.69Middle of the filed band
- 3.33High end of the filed band
- 2023Worst year filed (3.33)
- 8Years filed
- $3,560,669Premium filed
- $6,825,601Indemnity paid
- $15,008,793Liability insured
- 100,084Quantity planted
- 0Quantity lost
- 233Policies
- 233Policies with a loss
- 1.92Loss ratio, whole span
Causes that carried the indemnity in Collier County
- ARPI/SCO/STAX/MP Crops Only $6,825,601 indemnity · 8 years
Whole Farm Revenue Protection 6 years filed
- 0.43Low end of the filed band
- 0.76Middle of the filed band
- 2.97High end of the filed band
- 2019Worst year filed (2.97)
- 6Years filed
- $5,402,229Premium filed
- $5,337,013Indemnity paid
- $57,094,766Liability insured
- 0Quantity planted
- 0Quantity lost
- 30Policies
- 30Policies with a loss
- 0.99Loss ratio, whole span
Causes that carried the indemnity in Collier County
- Excess Moisture/Precipitation/Rain $2,091,496 indemnity · 6 years
- Wind/Excess Wind $803,200 indemnity · 2 years
- Drought $656,540 indemnity · 1 years
- Plant Disease $505,890 indemnity · 2 years
- Hurricane/Tropical Depression $383,033 indemnity · 2 years
- Hurricane $365,777 indemnity · 1 years
Apiculture 10 years filed
- 0.27Low end of the filed band
- 1.56Middle of the filed band
- 2.51High end of the filed band
- 2023Worst year filed (3.21)
- 10Years filed
- $653,734Premium filed
- $1,099,823Indemnity paid
- $2,799,677Liability insured
- 18,992Quantity planted
- 0Quantity lost
- 143Policies
- 143Policies with a loss
- 1.68Loss ratio, whole span
Causes that carried the indemnity in Collier County
- ARPI/SCO/STAX Crops Only $1,099,823 indemnity · 10 years
All Other Crops 6 years filed
- 0.09Low end of the filed band
- 2.34Middle of the filed band
- 17.30High end of the filed band
- 2024Worst year filed (17.30)
- 6Years filed
- $359,776Premium filed
- $894,596Indemnity paid
- $4,062,950Liability insured
- 2,296Quantity planted
- 76Quantity lost
- 17Policies
- 17Policies with a loss
- 2.49Loss ratio, whole span
Causes that carried the indemnity in Collier County
- Excess Moisture/Precipitation/Rain $461,477 indemnity · 1 years
- ARPI/SCO/STAX Crops Only $159,557 indemnity · 3 years
- Wind/Excess Wind $157,123 indemnity · 1 years
- Hurricane/Tropical Depression $84,122 indemnity · 2 years
- Drought $32,317 indemnity · 1 years
Every county-crop the agency files in Florida → Buy the Collier County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.