Crop-loss band · Florida
DeSoto County, Florida — crop-loss band
- 0.81Low end of the filed band
- 1.56Middle of the filed band
- 3.31High end of the filed band
- 2023Worst year filed (4.43)
- 10Years filed
Every year the Risk Management Agency has filed for DeSoto County is in the series below, from 2015 to 2023. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.81 at the low end to 3.31 at the high end, with 1.56 in the middle. The worst year filed is 2023, at 4.43. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,070,640 | $2,359,645 | $4,849,533 | 199 | 199 | 2.20 |
| 2016 | $970,301 | $2,175,477 | $4,544,350 | 120 | 120 | 2.24 |
| 2017 | $2,496,099 | $4,744,401 | $11,141,071 | 260 | 260 | 1.90 |
| 2018 | $3,139,465 | $4,793,965 | $19,893,348 | 315 | 314 | 1.53 |
| 2019 | $1,271,084 | $1,025,207 | $5,982,820 | 200 | 200 | 0.81 |
| 2020 | $2,468,653 | $2,956,871 | $10,818,128 | 290 | 290 | 1.20 |
| 2021 | $5,268,397 | $7,467,286 | $26,498,822 | 432 | 432 | 1.42 |
| 2022 | $5,227,877 | $17,298,337 | $34,712,265 | 368 | 368 | 3.31 |
| 2023 | $6,790,939 | $30,065,051 | $78,551,252 | 514 | 514 | 4.43 |
| 2024 | $5,018,068 | $7,838,308 | $24,199,077 | 468 | 468 | 1.56 |
Commodities insured in DeSoto County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 10 years filed
- 0.74Low end of the filed band
- 1.61Middle of the filed band
- 2.35High end of the filed band
- 2022Worst year filed (2.38)
- 10Years filed
- $25,702,570Premium filed
- $44,661,287Indemnity paid
- $110,792,848Liability insured
- 746,614Quantity planted
- 0Quantity lost
- 2,147Policies
- 2,147Policies with a loss
- 1.74Loss ratio, whole span
Causes that carried the indemnity in DeSoto County
- ARPI/SCO/STAX Crops Only $44,661,287 indemnity · 10 years
Orange Trees 5 years filed
- 2.34Low end of the filed band
- 6.00Middle of the filed band
- 20.10High end of the filed band
- 2022Worst year filed (20.10)
- 5Years filed
- $2,249,906Premium filed
- $22,588,533Indemnity paid
- $70,575,507Liability insured
- 1,548,530Quantity planted
- 1,362,326Quantity lost
- 117Policies
- 116Policies with a loss
- 10.04Loss ratio, whole span
Causes that carried the indemnity in DeSoto County
- Wind/Excess Wind $16,074,412 indemnity · 3 years
- Freeze $3,802,076 indemnity · 1 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $2,571,705 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $140,340 indemnity · 3 years
Apiculture 10 years filed
- 1.15Low end of the filed band
- 1.76Middle of the filed band
- 2.36High end of the filed band
- 2022Worst year filed (2.68)
- 10Years filed
- $3,664,039Premium filed
- $6,905,072Indemnity paid
- $17,031,763Liability insured
- 118,184Quantity planted
- 0Quantity lost
- 857Policies
- 857Policies with a loss
- 1.88Loss ratio, whole span
Causes that carried the indemnity in DeSoto County
- ARPI/SCO/STAX Crops Only $6,905,072 indemnity · 10 years
Whole Farm Revenue Protection 5 years filed
- 0.87Low end of the filed band
- 1.99Middle of the filed band
- 7.04High end of the filed band
- 2023Worst year filed (7.04)
- 5Years filed
- $1,480,440Premium filed
- $4,341,394Indemnity paid
- $15,860,027Liability insured
- 0Quantity planted
- 0Quantity lost
- 21Policies
- 21Policies with a loss
- 2.93Loss ratio, whole span
Causes that carried the indemnity in DeSoto County
- Hurricane/Tropical Depression $2,521,512 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $702,687 indemnity · 2 years
- Hurricane $380,763 indemnity · 1 years
- Wind/Excess Wind $181,832 indemnity · 2 years
- Hail $180,345 indemnity · 1 years
- Wildlife $166,593 indemnity · 2 years
All Other Crops 7 years filed
- 0.49Low end of the filed band
- 2.75Middle of the filed band
- 9.81High end of the filed band
- 2020Worst year filed (9.81)
- 7Years filed
- $624,568Premium filed
- $2,228,262Indemnity paid
- $6,930,521Liability insured
- 280Quantity planted
- 280Quantity lost
- 24Policies
- 24Policies with a loss
- 3.57Loss ratio, whole span
Causes that carried the indemnity in DeSoto County
- Hurricane/Tropical Depression $1,148,878 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $779,500 indemnity · 1 years
- Insufficient Chilling Hours $241,560 indemnity · 3 years
- Freeze $37,036 indemnity · 1 years
- Wind/Excess Wind $13,899 indemnity · 2 years
- Frost $7,390 indemnity · 1 years
Every county-crop the agency files in Florida → Buy the DeSoto County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.