Crop-loss band · Florida
Gadsden County, Florida — crop-loss band
- 1.94Low end of the filed band
- 4.72Middle of the filed band
- 7.69High end of the filed band
- 2018Worst year filed (8.41)
- 10Years filed
Every year the Risk Management Agency has filed for Gadsden County is in the series below, from 2016 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.94 at the low end to 7.69 at the high end, with 4.72 in the middle. The worst year filed is 2018, at 8.41. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $19,315 | $73,681 | $155,951 | 13 | 13 | 3.81 |
| 2016 | $53,663 | $288,631 | $615,629 | 17 | 17 | 5.38 |
| 2017 | $106,587 | $819,442 | $1,476,839 | 43 | 41 | 7.69 |
| 2018 | $277,943 | $2,336,751 | $2,720,802 | 44 | 44 | 8.41 |
| 2019 | $154,578 | $962,850 | $1,401,991 | 25 | 25 | 6.23 |
| 2020 | $213,512 | $1,362,579 | $1,875,790 | 14 | 14 | 6.38 |
| 2021 | $306,993 | $778,311 | $1,816,018 | 16 | 16 | 2.54 |
| 2022 | $369,280 | $715,819 | $1,434,904 | 19 | 19 | 1.94 |
| 2023 | $443,683 | $1,199,028 | $2,762,133 | 22 | 22 | 2.70 |
| 2024 | $167,052 | $788,345 | $1,010,118 | 16 | 16 | 4.72 |
Commodities insured in Gadsden County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Fresh Market Tomatoes 9 years filed
- 2.17Low end of the filed band
- 5.47Middle of the filed band
- 9.92High end of the filed band
- 2018Worst year filed (9.92)
- 9Years filed
- $1,296,556Premium filed
- $6,859,048Indemnity paid
- $10,557,265Liability insured
- 1,605Quantity planted
- 1,605Quantity lost
- 26Policies
- 26Policies with a loss
- 5.29Loss ratio, whole span
Causes that carried the indemnity in Gadsden County
- Excess Moisture/Precipitation/Rain $2,316,808 indemnity · 6 years
- Hurricane/Tropical Depression $1,998,365 indemnity · 3 years
- Heat $886,038 indemnity · 3 years
- Hurricane $534,349 indemnity · 1 years
- Wind/Excess Wind $478,349 indemnity · 1 years
- Freeze $300,453 indemnity · 1 years
Cotton 9 years filed
- 1.46Low end of the filed band
- 3.55Middle of the filed band
- 6.29High end of the filed band
- 2016Worst year filed (6.29)
- 9Years filed
- $505,332Premium filed
- $1,274,889Indemnity paid
- $2,462,589Liability insured
- 5,582Quantity planted
- 6,724Quantity lost
- 70Policies
- 70Policies with a loss
- 2.52Loss ratio, whole span
Causes that carried the indemnity in Gadsden County
- Excess Moisture/Precipitation/Rain $332,633 indemnity · 6 years
- Heat $305,267 indemnity · 3 years
- Hurricane/Tropical Depression $282,186 indemnity · 2 years
- Drought $126,197 indemnity · 4 years
- ARPI/SCO/STAX/MP Crops Only $108,855 indemnity · 4 years
- Wind/Excess Wind $66,853 indemnity · 1 years
Peanuts 10 years filed
- 1.57Low end of the filed band
- 4.23Middle of the filed band
- 5.67High end of the filed band
- 2016Worst year filed (6.78)
- 10Years filed
- $310,718Premium filed
- $1,191,500Indemnity paid
- $2,250,321Liability insured
- 6,911Quantity planted
- 7,056Quantity lost
- 133Policies
- 131Policies with a loss
- 3.83Loss ratio, whole span
Causes that carried the indemnity in Gadsden County
- Drought $467,862 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $318,943 indemnity · 7 years
- Heat $239,002 indemnity · 5 years
- Hurricane/Tropical Depression $91,097 indemnity · 3 years
- Wildlife $38,757 indemnity · 5 years
- Hurricane $27,679 indemnity · 1 years
Every county-crop the agency files in Florida → Buy the Gadsden County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.