Crop-loss band · Florida
Gilchrist County, Florida — crop-loss band
- 2.28Low end of the filed band
- 2.93Middle of the filed band
- 4.83High end of the filed band
- 2018Worst year filed (5.26)
- 10Years filed
Every year the Risk Management Agency has filed for Gilchrist County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.28 at the low end to 4.83 at the high end, with 2.93 in the middle. The worst year filed is 2018, at 5.26. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $274,112 | $803,101 | $2,019,246 | 30 | 30 | 2.93 |
| 2016 | $272,896 | $1,319,150 | $2,463,811 | 33 | 32 | 4.83 |
| 2017 | $635,322 | $2,421,564 | $6,390,984 | 39 | 39 | 3.81 |
| 2018 | $268,400 | $1,410,934 | $4,077,113 | 23 | 23 | 5.26 |
| 2019 | $496,756 | $2,028,902 | $5,675,487 | 40 | 40 | 4.08 |
| 2020 | $573,960 | $2,216,039 | $4,471,245 | 69 | 69 | 3.86 |
| 2021 | $740,328 | $1,691,435 | $4,726,211 | 21 | 21 | 2.28 |
| 2022 | $824,024 | $1,904,253 | $5,516,175 | 49 | 49 | 2.31 |
| 2023 | $746,574 | $1,742,780 | $4,739,196 | 65 | 65 | 2.33 |
| 2024 | $1,521,445 | $4,398,111 | $11,711,706 | 124 | 124 | 2.89 |
Commodities insured in Gilchrist County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Peanuts 10 years filed
- 3.43Low end of the filed band
- 5.67Middle of the filed band
- 6.84High end of the filed band
- 2019Worst year filed (7.02)
- 10Years filed
- $2,123,826Premium filed
- $10,796,783Indemnity paid
- $19,172,923Liability insured
- 23,763Quantity planted
- 24,799Quantity lost
- 149Policies
- 148Policies with a loss
- 5.08Loss ratio, whole span
Causes that carried the indemnity in Gilchrist County
- Excess Moisture/Precipitation/Rain $3,004,847 indemnity · 7 years
- Heat $2,924,597 indemnity · 7 years
- Hurricane/Tropical Depression $1,967,572 indemnity · 4 years
- Drought $1,771,796 indemnity · 8 years
- Hurricane $693,269 indemnity · 1 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $358,751 indemnity · 3 years
Pasture,Rangeland,Forage 10 years filed
- 0.57Low end of the filed band
- 1.74Middle of the filed band
- 2.23High end of the filed band
- 2022Worst year filed (2.24)
- 10Years filed
- $2,347,114Premium filed
- $4,366,036Indemnity paid
- $13,528,307Liability insured
- 31,398Quantity planted
- 0Quantity lost
- 304Policies
- 304Policies with a loss
- 1.86Loss ratio, whole span
Causes that carried the indemnity in Gilchrist County
- ARPI/SCO/STAX Crops Only $4,366,036 indemnity · 10 years
Flue Cured Tobacco 7 years filed
- 2.97Low end of the filed band
- 7.01Middle of the filed band
- 11.89High end of the filed band
- 2018Worst year filed (11.89)
- 7Years filed
- $454,228Premium filed
- $3,247,959Indemnity paid
- $5,105,109Liability insured
- 1,385Quantity planted
- 1,385Quantity lost
- 19Policies
- 19Policies with a loss
- 7.15Loss ratio, whole span
Causes that carried the indemnity in Gilchrist County
- Excess Moisture/Precipitation/Rain $1,794,049 indemnity · 5 years
- Heat $712,904 indemnity · 1 years
- Wind/Excess Wind $634,675 indemnity · 2 years
- Hurricane/Tropical Depression $106,331 indemnity · 1 years
All Other Crops 8 years filed
- 0.01Low end of the filed band
- 0.88Middle of the filed band
- 3.33High end of the filed band
- 2016Worst year filed (3.33)
- 8Years filed
- $1,428,649Premium filed
- $1,525,491Indemnity paid
- $13,984,834Liability insured
- 2,136Quantity planted
- 429Quantity lost
- 21Policies
- 21Policies with a loss
- 1.07Loss ratio, whole span
Causes that carried the indemnity in Gilchrist County
- Decline in Price $772,436 indemnity · 1 years
- Freeze $266,445 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $145,728 indemnity · 1 years
- ARPI/SCO/STAX Crops Only $109,169 indemnity · 4 years
- Hail $89,908 indemnity · 1 years
- Frost $80,685 indemnity · 1 years
Every county-crop the agency files in Florida → Buy the Gilchrist County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.