Crop-loss band · Florida
Hamilton County, Florida — crop-loss band
- 0.65Low end of the filed band
- 1.85Middle of the filed band
- 2.80High end of the filed band
- 2024Worst year filed (3.63)
- 10Years filed
Every year the Risk Management Agency has filed for Hamilton County is in the series below, from 2016 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.65 at the low end to 2.80 at the high end, with 1.85 in the middle. The worst year filed is 2024, at 3.63. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $61,808 | $106,630 | $452,983 | 18 | 18 | 1.73 |
| 2016 | $191,123 | $534,580 | $2,211,354 | 19 | 19 | 2.80 |
| 2017 | $491,057 | $317,151 | $3,094,512 | 25 | 25 | 0.65 |
| 2018 | $255,587 | $539,111 | $1,789,297 | 15 | 15 | 2.11 |
| 2019 | $733,737 | $760,104 | $3,205,362 | 20 | 20 | 1.04 |
| 2020 | $111,728 | $130,033 | $681,778 | 26 | 26 | 1.16 |
| 2021 | $324,691 | $602,122 | $1,727,569 | 21 | 21 | 1.85 |
| 2022 | $204,744 | $531,458 | $1,055,277 | 14 | 14 | 2.60 |
| 2023 | $415,779 | $1,085,865 | $2,375,257 | 15 | 15 | 2.61 |
| 2024 | $1,413,529 | $5,129,387 | $8,829,329 | 41 | 41 | 3.63 |
Commodities insured in Hamilton County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
All Other Crops 9 years filed
- 0.04Low end of the filed band
- 2.05Middle of the filed band
- 3.34High end of the filed band
- 2016Worst year filed (3.34)
- 9Years filed
- $2,994,405Premium filed
- $5,736,835Indemnity paid
- $17,245,827Liability insured
- 1,699Quantity planted
- 675Quantity lost
- 53Policies
- 53Policies with a loss
- 1.92Loss ratio, whole span
Causes that carried the indemnity in Hamilton County
- Excess Moisture/Precipitation/Rain $1,342,787 indemnity · 3 years
- Hurricane $1,206,344 indemnity · 1 years
- Hail $1,042,497 indemnity · 1 years
- Heat $554,526 indemnity · 3 years
- Plant Disease $436,909 indemnity · 2 years
- Decline in Price $391,368 indemnity · 2 years
Peanuts 9 years filed
- 2.82Low end of the filed band
- 5.42Middle of the filed band
- 6.38High end of the filed band
- 2024Worst year filed (6.38)
- 9Years filed
- $548,206Premium filed
- $3,128,334Indemnity paid
- $4,133,508Liability insured
- 3,049Quantity planted
- 3,137Quantity lost
- 55Policies
- 55Policies with a loss
- 5.71Loss ratio, whole span
Causes that carried the indemnity in Hamilton County
- Hurricane $1,601,468 indemnity · 1 years
- Hurricane/Tropical Depression $852,029 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $360,794 indemnity · 7 years
- Drought $226,617 indemnity · 5 years
- Plant Disease $33,418 indemnity · 1 years
- Failure of Irrigation Equipment $25,920 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 0.18Low end of the filed band
- 1.44Middle of the filed band
- 2.15High end of the filed band
- 2017Worst year filed (2.35)
- 10Years filed
- $661,172Premium filed
- $871,272Indemnity paid
- $4,043,383Liability insured
- 31,452Quantity planted
- 0Quantity lost
- 106Policies
- 106Policies with a loss
- 1.32Loss ratio, whole span
Causes that carried the indemnity in Hamilton County
- ARPI/SCO/STAX Crops Only $871,272 indemnity · 10 years
Every county-crop the agency files in Florida → Buy the Hamilton County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.