Crop-loss band · Florida
Holmes County, Florida — crop-loss band
- 1.71Low end of the filed band
- 2.10Middle of the filed band
- 2.53High end of the filed band
- 2018Worst year filed (2.59)
- 10Years filed
Every year the Risk Management Agency has filed for Holmes County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.71 at the low end to 2.53 at the high end, with 2.10 in the middle. The worst year filed is 2018, at 2.59. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $730,457 | $1,845,262 | $2,879,253 | 194 | 190 | 2.53 |
| 2016 | $466,730 | $1,019,453 | $1,781,474 | 95 | 91 | 2.18 |
| 2017 | $637,110 | $1,338,030 | $2,239,344 | 94 | 94 | 2.10 |
| 2018 | $1,125,716 | $2,918,517 | $3,483,345 | 141 | 141 | 2.59 |
| 2019 | $903,401 | $2,084,694 | $2,963,878 | 152 | 150 | 2.31 |
| 2020 | $936,141 | $1,598,104 | $2,781,800 | 116 | 113 | 1.71 |
| 2021 | $943,286 | $2,164,415 | $3,050,165 | 110 | 108 | 2.29 |
| 2022 | $1,062,326 | $2,193,864 | $3,550,509 | 150 | 150 | 2.07 |
| 2023 | $1,339,381 | $2,539,521 | $4,228,208 | 152 | 152 | 1.90 |
| 2024 | $1,563,235 | $2,868,971 | $5,023,112 | 187 | 187 | 1.84 |
Commodities insured in Holmes County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Peanuts 10 years filed
- 1.89Low end of the filed band
- 2.34Middle of the filed band
- 3.11High end of the filed band
- 2015Worst year filed (3.14)
- 10Years filed
- $4,358,821Premium filed
- $10,283,772Indemnity paid
- $15,734,555Liability insured
- 34,508Quantity planted
- 40,113Quantity lost
- 536Policies
- 522Policies with a loss
- 2.36Loss ratio, whole span
Causes that carried the indemnity in Holmes County
- Excess Moisture/Precipitation/Rain $3,471,283 indemnity · 10 years
- Drought $2,993,603 indemnity · 9 years
- Hurricane/Tropical Depression $1,677,073 indemnity · 4 years
- Heat $1,613,682 indemnity · 7 years
- Wildlife $192,926 indemnity · 10 years
- Tropical Storm $184,779 indemnity · 1 years
Cotton 10 years filed
- 1.21Low end of the filed band
- 1.45Middle of the filed band
- 2.24High end of the filed band
- 2018Worst year filed (2.41)
- 10Years filed
- $3,392,982Premium filed
- $5,774,572Indemnity paid
- $8,679,924Liability insured
- 23,257Quantity planted
- 23,835Quantity lost
- 295Policies
- 295Policies with a loss
- 1.70Loss ratio, whole span
Causes that carried the indemnity in Holmes County
- Hurricane/Tropical Depression $2,013,416 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $1,347,513 indemnity · 6 years
- Drought $1,296,090 indemnity · 6 years
- Heat $600,919 indemnity · 5 years
- Wind/Excess Wind $140,529 indemnity · 1 years
- Cold Wet Weather $87,745 indemnity · 1 years
Soybeans 10 years filed
- 1.35Low end of the filed band
- 2.03Middle of the filed band
- 3.24High end of the filed band
- 2018Worst year filed (3.56)
- 10Years filed
- $1,015,243Premium filed
- $2,455,071Indemnity paid
- $3,457,481Liability insured
- 16,225Quantity planted
- 18,659Quantity lost
- 237Policies
- 237Policies with a loss
- 2.42Loss ratio, whole span
Causes that carried the indemnity in Holmes County
- Drought $820,723 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $714,301 indemnity · 8 years
- Hurricane/Tropical Depression $448,147 indemnity · 4 years
- Heat $381,003 indemnity · 6 years
- Wildlife $52,205 indemnity · 5 years
- Decline in Price $19,973 indemnity · 2 years
Corn 10 years filed
- 1.22Low end of the filed band
- 2.36Middle of the filed band
- 2.85High end of the filed band
- 2022Worst year filed (2.92)
- 10Years filed
- $659,424Premium filed
- $1,568,314Indemnity paid
- $2,391,280Liability insured
- 7,315Quantity planted
- 7,591Quantity lost
- 150Policies
- 149Policies with a loss
- 2.38Loss ratio, whole span
Causes that carried the indemnity in Holmes County
- Drought $816,997 indemnity · 10 years
- Heat $330,974 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $247,177 indemnity · 7 years
- Tropical Storm $70,428 indemnity · 1 years
- Hurricane/Tropical Depression $54,666 indemnity · 3 years
- Wildlife $19,383 indemnity · 8 years
Pasture,Rangeland,Forage 10 years filed
- 0.39Low end of the filed band
- 1.68Middle of the filed band
- 2.09High end of the filed band
- 2017Worst year filed (2.31)
- 10Years filed
- $281,312Premium filed
- $489,102Indemnity paid
- $1,717,849Liability insured
- 8,684Quantity planted
- 0Quantity lost
- 173Policies
- 173Policies with a loss
- 1.74Loss ratio, whole span
Causes that carried the indemnity in Holmes County
- ARPI/SCO/STAX Crops Only $489,102 indemnity · 10 years
Every county-crop the agency files in Florida → Buy the Holmes County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.