Crop-loss band · Florida
Indian River County, Florida — crop-loss band
- 1.63Low end of the filed band
- 2.30Middle of the filed band
- 10.13High end of the filed band
- 2018Worst year filed (10.13)
- 8Years filed
Every year the Risk Management Agency has filed for Indian River County is in the series below, from 2017 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.63 at the low end to 10.13 at the high end, with 2.30 in the middle. The worst year filed is 2018, at 10.13. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2017 | $742,516 | $3,531,642 | $15,243,860 | 65 | 65 | 4.76 |
| 2018 | $1,952,088 | $19,773,070 | $31,263,301 | 135 | 135 | 10.13 |
| 2019 | $401,014 | $653,377 | $2,666,597 | 66 | 66 | 1.63 |
| 2020 | $1,314,545 | $3,028,931 | $12,143,698 | 64 | 64 | 2.30 |
| 2021 | $1,357,676 | $2,420,675 | $11,089,191 | 101 | 101 | 1.78 |
| 2022 | $971,988 | $3,338,650 | $8,682,251 | 64 | 64 | 3.43 |
| 2023 | $1,874,441 | $8,013,532 | $15,555,898 | 120 | 120 | 4.28 |
| 2024 | $1,403,753 | $2,705,448 | $8,953,548 | 109 | 109 | 1.93 |
Commodities insured in Indian River County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Grapefruit 6 years filed
- 1.95Low end of the filed band
- 5.07Middle of the filed band
- 14.59High end of the filed band
- 2018Worst year filed (14.59)
- 6Years filed
- $2,421,286Premium filed
- $20,492,018Indemnity paid
- $43,475,008Liability insured
- 23,737Quantity planted
- 23,741Quantity lost
- 118Policies
- 118Policies with a loss
- 8.46Loss ratio, whole span
Causes that carried the indemnity in Indian River County
- Hurricane/Tropical Depression $18,544,185 indemnity · 4 years
- Wind/Excess Wind $921,913 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $515,495 indemnity · 1 years
- Freeze $365,692 indemnity · 1 years
- Hail $144,733 indemnity · 2 years
Whole Farm Revenue Protection 7 years filed
- 1.16Low end of the filed band
- 3.18Middle of the filed band
- 5.65High end of the filed band
- 2018Worst year filed (5.65)
- 7Years filed
- $2,730,897Premium filed
- $7,816,382Indemnity paid
- $27,456,536Liability insured
- 0Quantity planted
- 0Quantity lost
- 30Policies
- 30Policies with a loss
- 2.86Loss ratio, whole span
Causes that carried the indemnity in Indian River County
- Excess Moisture/Precipitation/Rain $2,754,421 indemnity · 5 years
- Hurricane/Tropical Depression $1,707,014 indemnity · 2 years
- Drought $1,561,557 indemnity · 6 years
- Wind/Excess Wind $1,311,961 indemnity · 3 years
- Decline in Price $462,559 indemnity · 1 years
- Hurricane $18,870 indemnity · 1 years
Oranges 6 years filed
- 7.01Low end of the filed band
- 8.63Middle of the filed band
- 22.41High end of the filed band
- 2024Worst year filed (22.41)
- 6Years filed
- $645,457Premium filed
- $6,664,727Indemnity paid
- $13,843,191Liability insured
- 7,663Quantity planted
- 7,664Quantity lost
- 78Policies
- 78Policies with a loss
- 10.33Loss ratio, whole span
Causes that carried the indemnity in Indian River County
- Hurricane/Tropical Depression $5,223,704 indemnity · 3 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $640,012 indemnity · 1 years
- Freeze $479,182 indemnity · 2 years
- Wind/Excess Wind $210,683 indemnity · 1 years
- Fire $84,697 indemnity · 1 years
- Hail $26,449 indemnity · 2 years
Pasture,Rangeland,Forage 7 years filed
- 0.68Low end of the filed band
- 1.88Middle of the filed band
- 2.72High end of the filed band
- 2018Worst year filed (2.72)
- 7Years filed
- $2,542,856Premium filed
- $4,881,846Indemnity paid
- $12,150,132Liability insured
- 116,963Quantity planted
- 0Quantity lost
- 188Policies
- 188Policies with a loss
- 1.92Loss ratio, whole span
Causes that carried the indemnity in Indian River County
- ARPI/SCO/STAX/MP Crops Only $4,881,846 indemnity · 7 years
Apiculture 7 years filed
- 0.89Low end of the filed band
- 2.46Middle of the filed band
- 2.66High end of the filed band
- 2020Worst year filed (2.66)
- 7Years filed
- $1,677,525Premium filed
- $3,610,352Indemnity paid
- $8,673,477Liability insured
- 59,316Quantity planted
- 0Quantity lost
- 310Policies
- 310Policies with a loss
- 2.15Loss ratio, whole span
Causes that carried the indemnity in Indian River County
- ARPI/SCO/STAX/MP Crops Only $3,610,352 indemnity · 7 years
Every county-crop the agency files in Florida → Buy the Indian River County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.