Crop-loss band · Florida
Lafayette County, Florida — crop-loss band
- 0.53Low end of the filed band
- 4.22Middle of the filed band
- 5.72High end of the filed band
- 2015Worst year filed (6.16)
- 10Years filed
Every year the Risk Management Agency has filed for Lafayette County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.53 at the low end to 5.72 at the high end, with 4.22 in the middle. The worst year filed is 2015, at 6.16. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $56,522 | $347,930 | $601,461 | 12 | 12 | 6.16 |
| 2016 | $56,242 | $321,527 | $558,830 | 16 | 16 | 5.72 |
| 2017 | $133,120 | $699,992 | $1,527,722 | 17 | 17 | 5.26 |
| 2018 | $37,174 | $156,882 | $648,006 | 9 | 8 | 4.22 |
| 2019 | $87,704 | $465,247 | $902,408 | 17 | 17 | 5.30 |
| 2020 | $189,015 | $931,705 | $1,716,452 | 30 | 30 | 4.93 |
| 2021 | $491,887 | $261,904 | $2,964,281 | 9 | 9 | 0.53 |
| 2022 | $210,359 | $839,912 | $1,527,665 | 16 | 16 | 3.99 |
| 2023 | $399,936 | $1,049,692 | $2,526,877 | 28 | 28 | 2.62 |
| 2024 | $597,762 | $1,935,923 | $3,911,776 | 41 | 41 | 3.24 |
Commodities insured in Lafayette County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Peanuts 6 years filed
- 3.75Low end of the filed band
- 5.39Middle of the filed band
- 8.39High end of the filed band
- 2020Worst year filed (8.39)
- 6Years filed
- $710,104Premium filed
- $3,587,852Indemnity paid
- $5,580,624Liability insured
- 5,438Quantity planted
- 5,438Quantity lost
- 58Policies
- 58Policies with a loss
- 5.05Loss ratio, whole span
Causes that carried the indemnity in Lafayette County
- Hurricane/Tropical Depression $939,810 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $870,180 indemnity · 3 years
- Hurricane $860,425 indemnity · 1 years
- Heat $857,591 indemnity · 4 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $34,829 indemnity · 2 years
- Drought $21,769 indemnity · 1 years
All Other Crops 10 years filed
- 0.23Low end of the filed band
- 4.86Middle of the filed band
- 5.77High end of the filed band
- 2015Worst year filed (15.04)
- 10Years filed
- $822,581Premium filed
- $2,195,865Indemnity paid
- $6,969,872Liability insured
- 9,846Quantity planted
- 5,812Quantity lost
- 75Policies
- 74Policies with a loss
- 2.67Loss ratio, whole span
Causes that carried the indemnity in Lafayette County
- Excess Moisture/Precipitation/Rain $860,165 indemnity · 4 years
- Heat $386,851 indemnity · 2 years
- ARPI/SCO/STAX/MP Crops Only $188,876 indemnity · 6 years
- Drought $183,759 indemnity · 2 years
- Hurricane $180,754 indemnity · 1 years
- Hurricane/Tropical Depression $164,920 indemnity · 2 years
Pasture,Rangeland,Forage 6 years filed
- 0.57Low end of the filed band
- 0.96Middle of the filed band
- 3.26High end of the filed band
- 2022Worst year filed (3.26)
- 6Years filed
- $727,036Premium filed
- $1,226,997Indemnity paid
- $4,334,982Liability insured
- 18,224Quantity planted
- 0Quantity lost
- 62Policies
- 62Policies with a loss
- 1.69Loss ratio, whole span
Causes that carried the indemnity in Lafayette County
- ARPI/SCO/STAX Crops Only $1,226,997 indemnity · 6 years
Every county-crop the agency files in Florida → Buy the Lafayette County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.