Crop-loss band · Florida
Lake County, Florida — crop-loss band
- 1.34Low end of the filed band
- 1.85Middle of the filed band
- 2.48High end of the filed band
- 2020Worst year filed (2.50)
- 10Years filed
Every year the Risk Management Agency has filed for Lake County is in the series below, from 2016 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.34 at the low end to 2.48 at the high end, with 1.85 in the middle. The worst year filed is 2020, at 2.50. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $395,624 | $693,419 | $1,931,469 | 79 | 79 | 1.75 |
| 2016 | $530,402 | $983,292 | $2,633,875 | 65 | 65 | 1.85 |
| 2017 | $641,649 | $1,110,225 | $3,007,460 | 96 | 96 | 1.73 |
| 2018 | $427,666 | $797,167 | $3,512,153 | 63 | 63 | 1.86 |
| 2019 | $480,346 | $852,314 | $2,416,832 | 94 | 94 | 1.77 |
| 2020 | $562,018 | $1,406,921 | $2,834,337 | 117 | 117 | 2.50 |
| 2021 | $1,204,341 | $2,249,483 | $6,110,805 | 199 | 199 | 1.87 |
| 2022 | $720,504 | $1,479,285 | $3,712,817 | 102 | 102 | 2.05 |
| 2023 | $1,459,557 | $3,620,189 | $7,395,031 | 214 | 214 | 2.48 |
| 2024 | $1,597,901 | $2,137,476 | $8,220,434 | 235 | 235 | 1.34 |
Commodities insured in Lake County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 9 years filed
- 1.28Low end of the filed band
- 1.85Middle of the filed band
- 2.51High end of the filed band
- 2020Worst year filed (2.51)
- 9Years filed
- $6,644,837Premium filed
- $12,521,766Indemnity paid
- $32,746,685Liability insured
- 139,068Quantity planted
- 0Quantity lost
- 855Policies
- 855Policies with a loss
- 1.88Loss ratio, whole span
Causes that carried the indemnity in Lake County
- ARPI/SCO/STAX/MP Crops Only $12,521,766 indemnity · 9 years
Apiculture 9 years filed
- 0.69Low end of the filed band
- 2.25Middle of the filed band
- 2.89High end of the filed band
- 2018Worst year filed (2.89)
- 9Years filed
- $670,657Premium filed
- $1,413,078Indemnity paid
- $3,514,218Liability insured
- 23,748Quantity planted
- 0Quantity lost
- 321Policies
- 321Policies with a loss
- 2.11Loss ratio, whole span
Causes that carried the indemnity in Lake County
- ARPI/SCO/STAX/MP Crops Only $1,413,078 indemnity · 9 years
All Other Crops 6 years filed
- 1.21Low end of the filed band
- 2.97Middle of the filed band
- 3.99High end of the filed band
- 2021Worst year filed (3.99)
- 6Years filed
- $704,514Premium filed
- $1,394,927Indemnity paid
- $5,514,310Liability insured
- 13,874Quantity planted
- 26Quantity lost
- 88Policies
- 88Policies with a loss
- 1.98Loss ratio, whole span
Causes that carried the indemnity in Lake County
- ARPI/SCO/STAX Crops Only $693,419 indemnity · 1 years
- Wind/Excess Wind $385,454 indemnity · 2 years
- Hail $125,182 indemnity · 1 years
- Freeze $83,508 indemnity · 1 years
- Decline in Price $45,126 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $41,688 indemnity · 2 years
Every county-crop the agency files in Florida → Buy the Lake County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.