Crop-loss band · Florida
Lee County, Florida — crop-loss band
- 1.05Low end of the filed band
- 2.81Middle of the filed band
- 4.09High end of the filed band
- 2023Worst year filed (4.12)
- 10Years filed
Every year the Risk Management Agency has filed for Lee County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.05 at the low end to 4.09 at the high end, with 2.81 in the middle. The worst year filed is 2023, at 4.12. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $121,483 | $341,940 | $574,122 | 10 | 10 | 2.81 |
| 2016 | $99,655 | $319,002 | $1,100,679 | 11 | 11 | 3.20 |
| 2017 | $235,636 | $478,582 | $1,094,760 | 28 | 28 | 2.03 |
| 2018 | $867,276 | $2,869,429 | $4,177,758 | 62 | 62 | 3.31 |
| 2019 | $267,840 | $282,394 | $1,124,796 | 34 | 34 | 1.05 |
| 2020 | $555,297 | $2,270,771 | $5,008,842 | 53 | 53 | 4.09 |
| 2021 | $749,869 | $2,982,350 | $5,475,788 | 60 | 60 | 3.98 |
| 2022 | $867,513 | $2,355,997 | $4,530,808 | 94 | 94 | 2.72 |
| 2023 | $750,207 | $3,088,111 | $6,415,003 | 81 | 81 | 4.12 |
| 2024 | $556,735 | $885,460 | $2,434,041 | 69 | 69 | 1.59 |
Commodities insured in Lee County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
All Other Crops 8 years filed
- 2.03Low end of the filed band
- 8.59Middle of the filed band
- 20.75High end of the filed band
- 2022Worst year filed (20.75)
- 8Years filed
- $1,016,927Premium filed
- $7,975,484Indemnity paid
- $15,125,726Liability insured
- 51,107Quantity planted
- 38,764Quantity lost
- 65Policies
- 65Policies with a loss
- 7.84Loss ratio, whole span
Causes that carried the indemnity in Lee County
- Wind/Excess Wind $3,813,645 indemnity · 2 years
- Hurricane/Tropical Depression $2,810,485 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $735,663 indemnity · 3 years
- ARPI/SCO/STAX Crops Only $403,861 indemnity · 3 years
- Freeze $211,830 indemnity · 1 years
Pasture,Rangeland,Forage 7 years filed
- 0.45Low end of the filed band
- 1.83Middle of the filed band
- 2.65High end of the filed band
- 2023Worst year filed (2.65)
- 7Years filed
- $2,099,449Premium filed
- $3,612,638Indemnity paid
- $8,688,648Liability insured
- 53,987Quantity planted
- 0Quantity lost
- 198Policies
- 198Policies with a loss
- 1.72Loss ratio, whole span
Causes that carried the indemnity in Lee County
- ARPI/SCO/STAX/MP Crops Only $3,612,638 indemnity · 7 years
Peppers 5 years filed
- 1.39Low end of the filed band
- 2.59Middle of the filed band
- 3.60High end of the filed band
- 2018Worst year filed (3.60)
- 5Years filed
- $794,820Premium filed
- $2,286,844Indemnity paid
- $3,360,375Liability insured
- 551Quantity planted
- 551Quantity lost
- 18Policies
- 18Policies with a loss
- 2.88Loss ratio, whole span
Causes that carried the indemnity in Lee County
- Excess Moisture/Precipitation/Rain $2,033,752 indemnity · 5 years
- Freeze $253,092 indemnity · 2 years
Apiculture 7 years filed
- 0.77Low end of the filed band
- 1.77Middle of the filed band
- 2.42High end of the filed band
- 2023Worst year filed (2.42)
- 7Years filed
- $1,160,315Premium filed
- $1,999,070Indemnity paid
- $4,761,848Liability insured
- 33,087Quantity planted
- 0Quantity lost
- 221Policies
- 221Policies with a loss
- 1.72Loss ratio, whole span
Causes that carried the indemnity in Lee County
- ARPI/SCO/STAX/MP Crops Only $1,999,070 indemnity · 7 years
Every county-crop the agency files in Florida → Buy the Lee County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.