Crop-loss band · Florida
Manatee County, Florida — crop-loss band
- 1.59Low end of the filed band
- 2.19Middle of the filed band
- 4.20High end of the filed band
- 2023Worst year filed (4.68)
- 10Years filed
Every year the Risk Management Agency has filed for Manatee County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.59 at the low end to 4.20 at the high end, with 2.19 in the middle. The worst year filed is 2023, at 4.68. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $689,037 | $1,093,931 | $5,361,410 | 45 | 45 | 1.59 |
| 2016 | $939,602 | $3,011,237 | $8,443,673 | 35 | 35 | 3.20 |
| 2017 | $889,403 | $2,968,152 | $5,494,658 | 79 | 79 | 3.34 |
| 2018 | $711,142 | $1,441,832 | $5,133,491 | 72 | 72 | 2.03 |
| 2019 | $631,845 | $1,371,178 | $4,015,526 | 66 | 66 | 2.17 |
| 2020 | $583,205 | $1,278,265 | $3,728,601 | 70 | 70 | 2.19 |
| 2021 | $997,439 | $1,949,678 | $5,406,222 | 156 | 156 | 1.95 |
| 2022 | $1,449,673 | $5,666,588 | $8,715,463 | 181 | 181 | 3.91 |
| 2023 | $3,335,923 | $15,621,231 | $19,985,317 | 226 | 226 | 4.68 |
| 2024 | $2,461,910 | $10,337,520 | $14,146,955 | 225 | 225 | 4.20 |
Commodities insured in Manatee County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Fresh Market Tomatoes 10 years filed
- 3.05Low end of the filed band
- 5.31Middle of the filed band
- 9.50High end of the filed band
- 2024Worst year filed (10.00)
- 10Years filed
- $3,559,434Premium filed
- $21,976,089Indemnity paid
- $36,547,652Liability insured
- 4,769Quantity planted
- 4,830Quantity lost
- 97Policies
- 97Policies with a loss
- 6.17Loss ratio, whole span
Causes that carried the indemnity in Manatee County
- Excess Moisture/Precipitation/Rain $12,602,420 indemnity · 10 years
- Hurricane/Tropical Depression $8,904,751 indemnity · 1 years
- Freeze $449,328 indemnity · 2 years
- Plant Disease $19,590 indemnity · 2 years
Pasture,Rangeland,Forage 10 years filed
- 0.72Low end of the filed band
- 1.59Middle of the filed band
- 2.48High end of the filed band
- 2023Worst year filed (2.73)
- 10Years filed
- $5,975,836Premium filed
- $12,386,774Indemnity paid
- $26,614,199Liability insured
- 128,912Quantity planted
- 0Quantity lost
- 613Policies
- 613Policies with a loss
- 2.07Loss ratio, whole span
Causes that carried the indemnity in Manatee County
- ARPI/SCO/STAX Crops Only $12,386,774 indemnity · 10 years
Peppers 6 years filed
- 0.49Low end of the filed band
- 4.33Middle of the filed band
- 6.04High end of the filed band
- 2024Worst year filed (6.04)
- 6Years filed
- $1,644,381Premium filed
- $7,487,623Indemnity paid
- $10,451,011Liability insured
- 1,508Quantity planted
- 1,518Quantity lost
- 35Policies
- 35Policies with a loss
- 4.55Loss ratio, whole span
Causes that carried the indemnity in Manatee County
- Excess Moisture/Precipitation/Rain $6,830,045 indemnity · 6 years
- Hurricane/Tropical Depression $607,750 indemnity · 1 years
- Freeze $49,829 indemnity · 2 years
Apiculture 10 years filed
- 0.82Low end of the filed band
- 1.68Middle of the filed band
- 2.69High end of the filed band
- 2023Worst year filed (3.13)
- 10Years filed
- $1,509,528Premium filed
- $2,889,126Indemnity paid
- $6,818,454Liability insured
- 47,096Quantity planted
- 0Quantity lost
- 410Policies
- 410Policies with a loss
- 1.91Loss ratio, whole span
Causes that carried the indemnity in Manatee County
- ARPI/SCO/STAX Crops Only $2,889,126 indemnity · 10 years
Every county-crop the agency files in Florida → Buy the Manatee County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.