Crop-loss band · Florida
Martin County, Florida — crop-loss band
- 1.09Low end of the filed band
- 1.82Middle of the filed band
- 2.56High end of the filed band
- 2023Worst year filed (3.17)
- 10Years filed
Every year the Risk Management Agency has filed for Martin County is in the series below, from 2015 to 2023. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.09 at the low end to 2.56 at the high end, with 1.82 in the middle. The worst year filed is 2023, at 3.17. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $260,698 | $359,312 | $1,373,110 | 70 | 70 | 1.38 |
| 2016 | $431,074 | $942,799 | $3,288,556 | 71 | 71 | 2.19 |
| 2017 | $403,090 | $903,898 | $2,067,634 | 86 | 86 | 2.24 |
| 2018 | $865,285 | $2,215,003 | $6,759,417 | 170 | 170 | 2.56 |
| 2019 | $697,488 | $758,654 | $3,559,907 | 161 | 161 | 1.09 |
| 2020 | $1,177,472 | $1,849,311 | $12,106,792 | 146 | 146 | 1.57 |
| 2021 | $1,561,579 | $2,840,232 | $8,481,778 | 227 | 227 | 1.82 |
| 2022 | $1,443,825 | $2,590,497 | $8,067,316 | 185 | 185 | 1.79 |
| 2023 | $1,520,181 | $4,822,423 | $10,538,474 | 185 | 185 | 3.17 |
| 2024 | $1,238,179 | $2,582,860 | $6,605,932 | 202 | 202 | 2.09 |
Commodities insured in Martin County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 10 years filed
- 1.09Low end of the filed band
- 1.74Middle of the filed band
- 2.22High end of the filed band
- 2023Worst year filed (2.73)
- 10Years filed
- $6,450,395Premium filed
- $12,142,229Indemnity paid
- $31,279,986Liability insured
- 197,045Quantity planted
- 0Quantity lost
- 679Policies
- 679Policies with a loss
- 1.88Loss ratio, whole span
Causes that carried the indemnity in Martin County
- ARPI/SCO/STAX Crops Only $12,142,229 indemnity · 10 years
Apiculture 10 years filed
- 0.69Low end of the filed band
- 1.77Middle of the filed band
- 2.32High end of the filed band
- 2023Worst year filed (2.44)
- 10Years filed
- $2,240,469Premium filed
- $3,958,313Indemnity paid
- $11,881,131Liability insured
- 80,413Quantity planted
- 0Quantity lost
- 795Policies
- 795Policies with a loss
- 1.77Loss ratio, whole span
Causes that carried the indemnity in Martin County
- ARPI/SCO/STAX Crops Only $3,958,313 indemnity · 10 years
All Other Crops 7 years filed
- 2.44Low end of the filed band
- 5.13Middle of the filed band
- 6.62High end of the filed band
- 2021Worst year filed (6.62)
- 7Years filed
- $908,007Premium filed
- $3,764,447Indemnity paid
- $19,687,799Liability insured
- 3,824Quantity planted
- 1,514Quantity lost
- 29Policies
- 29Policies with a loss
- 4.15Loss ratio, whole span
Causes that carried the indemnity in Martin County
- Hurricane/Tropical Depression $1,549,977 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $1,338,710 indemnity · 4 years
- Hail $312,805 indemnity · 1 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $291,966 indemnity · 1 years
- Cold Winter $143,264 indemnity · 1 years
- Plant Disease $116,120 indemnity · 1 years
Every county-crop the agency files in Florida → Buy the Martin County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.