Crop-loss band · Florida
Miami-Dade County, Florida — crop-loss band
- 2.06Low end of the filed band
- 3.40Middle of the filed band
- 8.12High end of the filed band
- 2017Worst year filed (8.42)
- 10Years filed
Every year the Risk Management Agency has filed for Miami-Dade County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.06 at the low end to 8.12 at the high end, with 3.40 in the middle. The worst year filed is 2017, at 8.42. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $150,542 | $390,134 | $1,421,228 | 18 | 18 | 2.59 |
| 2016 | $1,397,899 | $2,884,625 | $17,880,812 | 31 | 31 | 2.06 |
| 2017 | $352,127 | $2,966,230 | $4,574,389 | 54 | 54 | 8.42 |
| 2018 | $9,991,347 | $81,172,499 | $180,691,832 | 161 | 160 | 8.12 |
| 2019 | $1,103,317 | $3,991,700 | $19,630,167 | 27 | 27 | 3.62 |
| 2020 | $997,735 | $4,839,639 | $21,681,665 | 43 | 43 | 4.85 |
| 2021 | $1,370,765 | $4,659,634 | $16,908,228 | 29 | 29 | 3.40 |
| 2022 | $2,982,709 | $7,262,276 | $44,095,349 | 38 | 38 | 2.43 |
| 2023 | $21,194,580 | $67,005,472 | $172,363,823 | 94 | 94 | 3.16 |
| 2024 | $3,373,892 | $19,730,727 | $50,454,186 | 45 | 45 | 5.85 |
Commodities insured in Miami-Dade County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Nursery (FG&C) 9 years filed
- 1.75Low end of the filed band
- 3.15Middle of the filed band
- 8.34High end of the filed band
- 2018Worst year filed (8.34)
- 9Years filed
- $40,369,511Premium filed
- $185,083,433Indemnity paid
- $501,979,275Liability insured
- 0Quantity planted
- 0Quantity lost
- 239Policies
- 239Policies with a loss
- 4.58Loss ratio, whole span
Causes that carried the indemnity in Miami-Dade County
- Hurricane/Tropical Depression $97,920,531 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $35,573,540 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $31,357,528 indemnity · 7 years
- Freeze $8,549,952 indemnity · 2 years
- Tornado $6,865,860 indemnity · 2 years
- Plant Disease $1,072,856 indemnity · 3 years
Fresh Market Sweet Corn 10 years filed
- 1.14Low end of the filed band
- 2.75Middle of the filed band
- 4.90High end of the filed band
- 2022Worst year filed (7.78)
- 10Years filed
- $1,794,062Premium filed
- $5,532,588Indemnity paid
- $17,440,577Liability insured
- 7,200Quantity planted
- 6,365Quantity lost
- 66Policies
- 66Policies with a loss
- 3.08Loss ratio, whole span
Causes that carried the indemnity in Miami-Dade County
- Excess Moisture/Precipitation/Rain $2,727,746 indemnity · 10 years
- Insects $1,389,325 indemnity · 3 years
- Wind/Excess Wind $1,382,455 indemnity · 8 years
- Frost $12,916 indemnity · 2 years
- Flood $12,528 indemnity · 1 years
- Plant Disease $7,618 indemnity · 1 years
Avocados 10 years filed
- 1.91Low end of the filed band
- 7.93Middle of the filed band
- 13.90High end of the filed band
- 2017Worst year filed (19.76)
- 10Years filed
- $380,747Premium filed
- $3,817,913Indemnity paid
- $8,309,896Liability insured
- 2,724Quantity planted
- 2,724Quantity lost
- 134Policies
- 133Policies with a loss
- 10.03Loss ratio, whole span
Causes that carried the indemnity in Miami-Dade County
- Hurricane/Tropical Depression $2,176,232 indemnity · 4 years
- Wind/Excess Wind $727,038 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $312,927 indemnity · 7 years
- Plant Disease $207,042 indemnity · 2 years
- Other (Snow, Lightning, Etc.) $200,434 indemnity · 1 years
- Frost $54,380 indemnity · 2 years
Apiculture 10 years filed
- 0.39Low end of the filed band
- 0.97Middle of the filed band
- 1.83High end of the filed band
- 2015Worst year filed (1.96)
- 10Years filed
- $370,593Premium filed
- $469,002Indemnity paid
- $1,971,931Liability insured
- 13,140Quantity planted
- 0Quantity lost
- 101Policies
- 101Policies with a loss
- 1.27Loss ratio, whole span
Causes that carried the indemnity in Miami-Dade County
- ARPI/SCO/STAX Crops Only $469,002 indemnity · 10 years
Every county-crop the agency files in Florida → Buy the Miami-Dade County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.