Crop-loss band · Florida
Okeechobee County, Florida — crop-loss band
- 0.64Low end of the filed band
- 1.67Middle of the filed band
- 2.65High end of the filed band
- 2017Worst year filed (2.90)
- 10Years filed
Every year the Risk Management Agency has filed for Okeechobee County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 0.64 at the low end to 2.65 at the high end, with 1.67 in the middle. The worst year filed is 2017, at 2.90. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,102,258 | $1,415,465 | $5,372,069 | 151 | 151 | 1.28 |
| 2016 | $1,365,494 | $2,450,429 | $6,369,231 | 104 | 104 | 1.79 |
| 2017 | $2,228,708 | $6,459,695 | $10,978,512 | 172 | 172 | 2.90 |
| 2018 | $3,612,580 | $8,024,542 | $20,337,232 | 277 | 277 | 2.22 |
| 2019 | $2,278,928 | $1,739,326 | $10,940,280 | 219 | 219 | 0.76 |
| 2020 | $2,686,253 | $4,425,318 | $12,504,212 | 265 | 265 | 1.65 |
| 2021 | $3,792,508 | $2,442,675 | $17,262,989 | 329 | 329 | 0.64 |
| 2022 | $5,330,487 | $10,070,564 | $24,863,744 | 339 | 339 | 1.89 |
| 2023 | $6,322,208 | $16,724,000 | $32,063,916 | 397 | 397 | 2.65 |
| 2024 | $6,344,228 | $10,578,993 | $29,539,805 | 414 | 414 | 1.67 |
Commodities insured in Okeechobee County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pasture,Rangeland,Forage 10 years filed
- 0.66Low end of the filed band
- 1.64Middle of the filed band
- 2.38High end of the filed band
- 2017Worst year filed (2.87)
- 10Years filed
- $31,343,265Premium filed
- $55,377,720Indemnity paid
- $145,081,593Liability insured
- 930,857Quantity planted
- 0Quantity lost
- 1,998Policies
- 1,998Policies with a loss
- 1.77Loss ratio, whole span
Causes that carried the indemnity in Okeechobee County
- ARPI/SCO/STAX Crops Only $55,377,720 indemnity · 10 years
All Other Crops 8 years filed
- 0.45Low end of the filed band
- 5.11Middle of the filed band
- 16.00High end of the filed band
- 2019Worst year filed (16.00)
- 8Years filed
- $1,818,074Premium filed
- $5,717,922Indemnity paid
- $15,835,595Liability insured
- 75,370Quantity planted
- 30,425Quantity lost
- 80Policies
- 80Policies with a loss
- 3.15Loss ratio, whole span
Causes that carried the indemnity in Okeechobee County
- Hurricane/Tropical Depression $2,862,427 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $888,678 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $663,130 indemnity · 1 years
- Wind/Excess Wind $580,356 indemnity · 4 years
- Decline in Price $343,749 indemnity · 1 years
- Freeze $277,679 indemnity · 1 years
Apiculture 10 years filed
- 0.65Low end of the filed band
- 1.59Middle of the filed band
- 2.72High end of the filed band
- 2017Worst year filed (2.74)
- 10Years filed
- $1,902,313Premium filed
- $3,235,365Indemnity paid
- $9,314,802Liability insured
- 65,071Quantity planted
- 0Quantity lost
- 589Policies
- 589Policies with a loss
- 1.70Loss ratio, whole span
Causes that carried the indemnity in Okeechobee County
- ARPI/SCO/STAX Crops Only $3,235,365 indemnity · 10 years
Every county-crop the agency files in Florida → Buy the Okeechobee County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.