Crop-loss band · Georgia
Baker County, Georgia — crop-loss band
- 1.37Low end of the filed band
- 2.19Middle of the filed band
- 2.61High end of the filed band
- 2018Worst year filed (4.58)
- 10Years filed
Every year the Risk Management Agency has filed for Baker County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.37 at the low end to 2.61 at the high end, with 2.19 in the middle. The worst year filed is 2018, at 4.58. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,527,319 | $3,128,191 | $6,845,746 | 125 | 125 | 2.05 |
| 2016 | $1,314,184 | $3,243,157 | $5,715,672 | 141 | 141 | 2.47 |
| 2017 | $2,081,146 | $5,060,424 | $11,357,058 | 136 | 135 | 2.43 |
| 2018 | $2,513,009 | $11,516,440 | $15,649,857 | 196 | 195 | 4.58 |
| 2019 | $1,698,091 | $3,634,702 | $9,276,735 | 158 | 157 | 2.14 |
| 2020 | $1,895,911 | $4,951,158 | $11,098,071 | 140 | 134 | 2.61 |
| 2021 | $2,326,391 | $5,085,306 | $11,529,108 | 119 | 119 | 2.19 |
| 2022 | $3,248,242 | $5,533,166 | $11,950,218 | 133 | 133 | 1.70 |
| 2023 | $2,961,783 | $4,049,748 | $12,073,886 | 147 | 147 | 1.37 |
| 2024 | $4,316,481 | $10,681,900 | $21,226,865 | 195 | 195 | 2.47 |
Commodities insured in Baker County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.10Low end of the filed band
- 1.95Middle of the filed band
- 3.09High end of the filed band
- 2018Worst year filed (5.06)
- 10Years filed
- $13,373,392Premium filed
- $33,087,585Indemnity paid
- $58,469,641Liability insured
- 72,952Quantity planted
- 139,214Quantity lost
- 774Policies
- 774Policies with a loss
- 2.47Loss ratio, whole span
Causes that carried the indemnity in Baker County
- ARPI/SCO/STAX Crops Only $11,402,973 indemnity · 10 years
- Hurricane/Tropical Depression $7,706,127 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $6,038,894 indemnity · 8 years
- Heat $5,969,949 indemnity · 8 years
- Drought $641,148 indemnity · 8 years
- Wind/Excess Wind $524,068 indemnity · 2 years
Peanuts 10 years filed
- 1.59Low end of the filed band
- 2.14Middle of the filed band
- 2.93High end of the filed band
- 2015Worst year filed (3.07)
- 10Years filed
- $7,948,003Premium filed
- $17,388,646Indemnity paid
- $41,707,225Liability insured
- 60,738Quantity planted
- 60,466Quantity lost
- 486Policies
- 477Policies with a loss
- 2.19Loss ratio, whole span
Causes that carried the indemnity in Baker County
- Heat $6,185,923 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $4,862,529 indemnity · 9 years
- Drought $3,810,229 indemnity · 9 years
- Hurricane/Tropical Depression $1,354,986 indemnity · 3 years
- Hurricane $623,455 indemnity · 1 years
- Plant Disease $286,651 indemnity · 3 years
Corn 10 years filed
- 1.33Low end of the filed band
- 2.29Middle of the filed band
- 2.83High end of the filed band
- 2024Worst year filed (3.63)
- 10Years filed
- $2,250,999Premium filed
- $4,976,242Indemnity paid
- $12,178,701Liability insured
- 20,703Quantity planted
- 21,697Quantity lost
- 209Policies
- 209Policies with a loss
- 2.21Loss ratio, whole span
Causes that carried the indemnity in Baker County
- Heat $1,946,726 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $1,142,583 indemnity · 7 years
- Drought $490,512 indemnity · 10 years
- Wind/Excess Wind $431,704 indemnity · 6 years
- Hurricane $349,963 indemnity · 1 years
- Decline in Price $286,824 indemnity · 8 years
Pecans 7 years filed
- 0.62Low end of the filed band
- 3.52Middle of the filed band
- 18.88High end of the filed band
- 2018Worst year filed (18.88)
- 7Years filed
- $310,163Premium filed
- $1,431,719Indemnity paid
- $4,367,649Liability insured
- 10,600Quantity planted
- 2,202Quantity lost
- 21Policies
- 21Policies with a loss
- 4.62Loss ratio, whole span
Causes that carried the indemnity in Baker County
- Hurricane/Tropical Depression $587,901 indemnity · 1 years
- Decline in Price $333,355 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $175,242 indemnity · 3 years
- Heat $98,461 indemnity · 2 years
- Hurricane $79,143 indemnity · 1 years
- Freeze $78,639 indemnity · 1 years
Every county-crop the agency files in Georgia → Buy the Baker County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.