Crop-loss band · Georgia
Berrien County, Georgia — crop-loss band
- 2.67Low end of the filed band
- 3.30Middle of the filed band
- 4.12High end of the filed band
- 2024Worst year filed (4.54)
- 10Years filed
Every year the Risk Management Agency has filed for Berrien County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.67 at the low end to 4.12 at the high end, with 3.30 in the middle. The worst year filed is 2024, at 4.54. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $479,512 | $1,278,475 | $3,138,342 | 114 | 114 | 2.67 |
| 2016 | $1,229,785 | $3,698,814 | $7,956,248 | 246 | 246 | 3.01 |
| 2017 | $1,638,026 | $5,868,466 | $12,385,930 | 268 | 268 | 3.58 |
| 2018 | $1,472,566 | $4,859,799 | $11,421,636 | 267 | 267 | 3.30 |
| 2019 | $1,439,757 | $4,366,591 | $9,564,426 | 297 | 297 | 3.03 |
| 2020 | $1,366,452 | $4,561,096 | $11,383,112 | 269 | 269 | 3.34 |
| 2021 | $1,906,332 | $6,317,280 | $12,994,105 | 253 | 252 | 3.31 |
| 2022 | $3,301,840 | $8,936,044 | $19,129,002 | 385 | 385 | 2.71 |
| 2023 | $3,541,904 | $14,600,291 | $25,015,353 | 567 | 567 | 4.12 |
| 2024 | $6,190,546 | $28,078,032 | $43,937,264 | 904 | 904 | 4.54 |
Commodities insured in Berrien County
8 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.97Low end of the filed band
- 2.67Middle of the filed band
- 3.28High end of the filed band
- 2024Worst year filed (3.71)
- 10Years filed
- $10,750,129Premium filed
- $31,422,601Indemnity paid
- $62,093,458Liability insured
- 90,304Quantity planted
- 135,362Quantity lost
- 1,549Policies
- 1,549Policies with a loss
- 2.92Loss ratio, whole span
Causes that carried the indemnity in Berrien County
- Hurricane/Tropical Depression $8,922,990 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $6,878,808 indemnity · 10 years
- ARPI/SCO/STAX/MP Crops Only $6,050,745 indemnity · 8 years
- Hurricane $3,858,223 indemnity · 1 years
- Drought $2,963,472 indemnity · 8 years
- Heat $1,224,869 indemnity · 7 years
Peanuts 10 years filed
- 2.41Low end of the filed band
- 3.28Middle of the filed band
- 4.44High end of the filed band
- 2023Worst year filed (4.67)
- 10Years filed
- $5,215,537Premium filed
- $21,035,717Indemnity paid
- $42,918,665Liability insured
- 51,129Quantity planted
- 49,642Quantity lost
- 923Policies
- 922Policies with a loss
- 4.03Loss ratio, whole span
Causes that carried the indemnity in Berrien County
- Hurricane/Tropical Depression $6,495,020 indemnity · 4 years
- Hurricane $6,478,110 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $4,481,520 indemnity · 9 years
- Drought $2,298,529 indemnity · 8 years
- Heat $959,161 indemnity · 6 years
- Cold Wet Weather $146,239 indemnity · 3 years
Pecans 10 years filed
- 4.04Low end of the filed band
- 5.21Middle of the filed band
- 7.70High end of the filed band
- 2015Worst year filed (10.19)
- 10Years filed
- $1,308,480Premium filed
- $8,507,086Indemnity paid
- $15,261,938Liability insured
- 25,335Quantity planted
- 7,075Quantity lost
- 148Policies
- 148Policies with a loss
- 6.50Loss ratio, whole span
Causes that carried the indemnity in Berrien County
- Hurricane $3,507,137 indemnity · 1 years
- Hurricane/Tropical Depression $3,008,648 indemnity · 5 years
- Decline in Price $761,746 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $464,923 indemnity · 5 years
- Heat $429,353 indemnity · 5 years
- Tornado $218,613 indemnity · 1 years
Flue Cured Tobacco 10 years filed
- 2.76Low end of the filed band
- 3.95Middle of the filed band
- 5.15High end of the filed band
- 2024Worst year filed (5.37)
- 10Years filed
- $1,854,819Premium filed
- $7,625,089Indemnity paid
- $13,383,346Liability insured
- 4,265Quantity planted
- 4,278Quantity lost
- 130Policies
- 130Policies with a loss
- 4.11Loss ratio, whole span
Causes that carried the indemnity in Berrien County
- Excess Moisture/Precipitation/Rain $3,133,655 indemnity · 10 years
- Hurricane/Tropical Depression $2,329,426 indemnity · 6 years
- Plant Disease $904,138 indemnity · 5 years
- Hurricane $589,070 indemnity · 1 years
- Wind/Excess Wind $306,203 indemnity · 4 years
- Drought $221,520 indemnity · 3 years
Corn 10 years filed
- 0.30Low end of the filed band
- 5.91Middle of the filed band
- 6.74High end of the filed band
- 2015Worst year filed (7.03)
- 10Years filed
- $1,127,129Premium filed
- $6,249,817Indemnity paid
- $10,807,897Liability insured
- 15,530Quantity planted
- 15,672Quantity lost
- 377Policies
- 377Policies with a loss
- 5.54Loss ratio, whole span
Causes that carried the indemnity in Berrien County
- Hurricane/Tropical Depression $2,449,232 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $1,153,301 indemnity · 7 years
- Hurricane $1,027,227 indemnity · 1 years
- Heat $401,217 indemnity · 6 years
- Decline in Price $364,798 indemnity · 6 years
- Drought $321,220 indemnity · 6 years
Blueberries 8 years filed
- 2.69Low end of the filed band
- 3.32Middle of the filed band
- 6.48High end of the filed band
- 2017Worst year filed (6.48)
- 8Years filed
- $1,489,245Premium filed
- $5,564,776Indemnity paid
- $7,140,022Liability insured
- 1,212Quantity planted
- 1,253Quantity lost
- 67Policies
- 67Policies with a loss
- 3.74Loss ratio, whole span
Causes that carried the indemnity in Berrien County
- Freeze $2,863,069 indemnity · 6 years
- Hurricane $571,937 indemnity · 1 years
- Hurricane/Tropical Depression $547,282 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $479,210 indemnity · 4 years
- Wind/Excess Wind $399,537 indemnity · 2 years
- Heat $395,286 indemnity · 1 years
Soybeans 10 years filed
- 0.29Low end of the filed band
- 3.59Middle of the filed band
- 4.28High end of the filed band
- 2020Worst year filed (5.88)
- 10Years filed
- $343,496Premium filed
- $1,433,136Indemnity paid
- $2,439,256Liability insured
- 7,061Quantity planted
- 8,258Quantity lost
- 78Policies
- 78Policies with a loss
- 4.17Loss ratio, whole span
Causes that carried the indemnity in Berrien County
- Excess Moisture/Precipitation/Rain $522,573 indemnity · 6 years
- Heat $293,213 indemnity · 4 years
- Hurricane $242,618 indemnity · 1 years
- Hurricane/Tropical Depression $224,715 indemnity · 4 years
- Drought $124,207 indemnity · 5 years
- Wildlife $19,687 indemnity · 6 years
Pasture,Rangeland,Forage 10 years filed
- 0.62Low end of the filed band
- 1.50Middle of the filed band
- 2.34High end of the filed band
- 2017Worst year filed (2.79)
- 10Years filed
- $477,885Premium filed
- $726,666Indemnity paid
- $2,880,837Liability insured
- 18,994Quantity planted
- 0Quantity lost
- 298Policies
- 298Policies with a loss
- 1.52Loss ratio, whole span
Causes that carried the indemnity in Berrien County
- ARPI/SCO/STAX Crops Only $726,666 indemnity · 10 years
Every county-crop the agency files in Georgia → Buy the Berrien County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.