Crop-loss band · Georgia
Calhoun County, Georgia — crop-loss band
- 1.47Low end of the filed band
- 2.21Middle of the filed band
- 3.33High end of the filed band
- 2018Worst year filed (5.58)
- 10Years filed
Every year the Risk Management Agency has filed for Calhoun County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.47 at the low end to 3.33 at the high end, with 2.21 in the middle. The worst year filed is 2018, at 5.58. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $426,694 | $1,009,281 | $2,411,407 | 55 | 55 | 2.37 |
| 2016 | $393,690 | $871,445 | $2,175,477 | 62 | 62 | 2.21 |
| 2017 | $370,143 | $545,555 | $1,703,505 | 47 | 47 | 1.47 |
| 2018 | $783,893 | $4,370,684 | $6,017,099 | 111 | 111 | 5.58 |
| 2019 | $712,398 | $1,625,789 | $4,424,714 | 106 | 104 | 2.28 |
| 2020 | $380,081 | $714,600 | $2,607,784 | 78 | 78 | 1.88 |
| 2021 | $616,837 | $1,555,606 | $3,730,132 | 57 | 57 | 2.52 |
| 2022 | $1,971,836 | $2,986,608 | $7,842,964 | 151 | 151 | 1.51 |
| 2023 | $1,386,279 | $2,915,204 | $6,961,887 | 133 | 133 | 2.10 |
| 2024 | $1,603,879 | $5,339,340 | $11,554,771 | 172 | 172 | 3.33 |
Commodities insured in Calhoun County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.24Low end of the filed band
- 1.56Middle of the filed band
- 2.77High end of the filed band
- 2018Worst year filed (4.79)
- 10Years filed
- $5,446,789Premium filed
- $11,085,597Indemnity paid
- $23,112,354Liability insured
- 31,461Quantity planted
- 62,274Quantity lost
- 509Policies
- 509Policies with a loss
- 2.04Loss ratio, whole span
Causes that carried the indemnity in Calhoun County
- ARPI/SCO/STAX/MP Crops Only $4,256,064 indemnity · 9 years
- Hurricane/Tropical Depression $2,178,620 indemnity · 3 years
- Drought $2,105,851 indemnity · 9 years
- Heat $1,337,921 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $776,844 indemnity · 7 years
- Decline in Price $178,433 indemnity · 6 years
Peanuts 10 years filed
- 1.59Low end of the filed band
- 3.51Middle of the filed band
- 5.37High end of the filed band
- 2018Worst year filed (6.45)
- 10Years filed
- $1,280,469Premium filed
- $4,597,977Indemnity paid
- $12,923,999Liability insured
- 18,178Quantity planted
- 17,469Quantity lost
- 291Policies
- 289Policies with a loss
- 3.59Loss ratio, whole span
Causes that carried the indemnity in Calhoun County
- Drought $1,734,051 indemnity · 9 years
- Heat $1,210,440 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $856,803 indemnity · 9 years
- Wildlife $291,979 indemnity · 10 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $291,824 indemnity · 3 years
- Plant Disease $80,625 indemnity · 2 years
Pecans 10 years filed
- 0.68Low end of the filed band
- 3.45Middle of the filed band
- 7.70High end of the filed band
- 2018Worst year filed (9.39)
- 10Years filed
- $1,038,580Premium filed
- $3,896,493Indemnity paid
- $6,375,229Liability insured
- 39,443Quantity planted
- 10,054Quantity lost
- 44Policies
- 44Policies with a loss
- 3.75Loss ratio, whole span
Causes that carried the indemnity in Calhoun County
- Excess Moisture/Precipitation/Rain $1,524,068 indemnity · 4 years
- Hurricane/Tropical Depression $1,153,303 indemnity · 3 years
- Heat $593,741 indemnity · 4 years
- Freeze $251,544 indemnity · 1 years
- Wind/Excess Wind $195,027 indemnity · 2 years
- Frost $53,835 indemnity · 1 years
Corn 10 years filed
- 0.52Low end of the filed band
- 1.32Middle of the filed band
- 3.78High end of the filed band
- 2015Worst year filed (4.76)
- 10Years filed
- $879,892Premium filed
- $2,354,045Indemnity paid
- $7,018,158Liability insured
- 7,561Quantity planted
- 8,600Quantity lost
- 128Policies
- 128Policies with a loss
- 2.68Loss ratio, whole span
Causes that carried the indemnity in Calhoun County
- ARPI/SCO/STAX/MP/HIP WI Crops Only $777,228 indemnity · 3 years
- Drought $515,087 indemnity · 10 years
- Hurricane $353,429 indemnity · 1 years
- Wildlife $241,236 indemnity · 9 years
- Heat $208,826 indemnity · 4 years
- Decline in Price $175,256 indemnity · 3 years
Every county-crop the agency files in Georgia → Buy the Calhoun County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.