Crop-loss band · Georgia
Clay County, Georgia — crop-loss band
- 1.71Low end of the filed band
- 2.73Middle of the filed band
- 3.40High end of the filed band
- 2020Worst year filed (3.46)
- 10Years filed
Every year the Risk Management Agency has filed for Clay County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.71 at the low end to 3.40 at the high end, with 2.73 in the middle. The worst year filed is 2020, at 3.46. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $66,677 | $214,435 | $344,919 | 24 | 24 | 3.22 |
| 2016 | $198,516 | $585,502 | $1,130,864 | 34 | 34 | 2.95 |
| 2017 | $246,372 | $540,198 | $1,132,904 | 37 | 37 | 2.19 |
| 2018 | $441,251 | $1,500,820 | $2,586,073 | 58 | 58 | 3.40 |
| 2019 | $278,675 | $761,090 | $1,472,218 | 43 | 43 | 2.73 |
| 2020 | $178,147 | $615,901 | $1,309,067 | 33 | 33 | 3.46 |
| 2021 | $162,267 | $283,071 | $822,518 | 24 | 24 | 1.74 |
| 2022 | $796,626 | $1,364,259 | $2,655,433 | 46 | 46 | 1.71 |
| 2023 | $669,622 | $1,484,775 | $3,216,283 | 69 | 69 | 2.22 |
| 2024 | $750,242 | $2,127,118 | $4,313,038 | 87 | 87 | 2.84 |
Commodities insured in Clay County
2 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.40Low end of the filed band
- 1.87Middle of the filed band
- 2.56High end of the filed band
- 2018Worst year filed (3.17)
- 10Years filed
- $3,036,806Premium filed
- $6,231,241Indemnity paid
- $12,654,079Liability insured
- 18,740Quantity planted
- 35,578Quantity lost
- 252Policies
- 252Policies with a loss
- 2.05Loss ratio, whole span
Causes that carried the indemnity in Clay County
- ARPI/SCO/STAX/MP Crops Only $1,853,779 indemnity · 9 years
- Drought $1,372,718 indemnity · 8 years
- Hurricane/Tropical Depression $900,508 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $784,673 indemnity · 9 years
- Heat $639,627 indemnity · 4 years
- Wildlife $383,476 indemnity · 7 years
Peanuts 10 years filed
- 1.59Low end of the filed band
- 4.22Middle of the filed band
- 5.65High end of the filed band
- 2018Worst year filed (6.64)
- 10Years filed
- $751,589Premium filed
- $3,245,928Indemnity paid
- $6,329,238Liability insured
- 12,272Quantity planted
- 12,215Quantity lost
- 203Policies
- 203Policies with a loss
- 4.32Loss ratio, whole span
Causes that carried the indemnity in Clay County
- Drought $1,699,272 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $496,721 indemnity · 9 years
- Heat $488,771 indemnity · 6 years
- Wildlife $340,910 indemnity · 10 years
- Plant Disease $83,548 indemnity · 2 years
- Hurricane/Tropical Depression $80,861 indemnity · 4 years
Every county-crop the agency files in Georgia → Buy the Clay County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.