Crop-loss band · Georgia
Coffee County, Georgia — crop-loss band
- 2.81Low end of the filed band
- 3.49Middle of the filed band
- 3.84High end of the filed band
- 2024Worst year filed (4.54)
- 10Years filed
Every year the Risk Management Agency has filed for Coffee County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.81 at the low end to 3.84 at the high end, with 3.49 in the middle. The worst year filed is 2024, at 4.54. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $497,214 | $1,797,655 | $4,281,401 | 116 | 116 | 3.62 |
| 2016 | $1,181,287 | $4,523,176 | $9,008,254 | 229 | 228 | 3.83 |
| 2017 | $1,862,132 | $6,961,620 | $12,376,452 | 260 | 260 | 3.74 |
| 2018 | $1,615,316 | $6,202,939 | $12,607,240 | 226 | 226 | 3.84 |
| 2019 | $1,242,646 | $4,263,148 | $8,854,285 | 270 | 270 | 3.43 |
| 2020 | $1,352,082 | $3,939,826 | $9,650,089 | 219 | 219 | 2.91 |
| 2021 | $1,427,011 | $4,981,574 | $10,464,218 | 184 | 184 | 3.49 |
| 2022 | $5,216,294 | $15,318,705 | $25,811,338 | 507 | 507 | 2.94 |
| 2023 | $4,790,190 | $13,464,503 | $27,735,026 | 609 | 609 | 2.81 |
| 2024 | $6,257,763 | $28,417,405 | $45,768,477 | 838 | 838 | 4.54 |
Commodities insured in Coffee County
8 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.80Low end of the filed band
- 3.46Middle of the filed band
- 4.11High end of the filed band
- 2024Worst year filed (4.43)
- 10Years filed
- $11,661,161Premium filed
- $36,579,311Indemnity paid
- $72,717,899Liability insured
- 90,932Quantity planted
- 174,628Quantity lost
- 1,356Policies
- 1,355Policies with a loss
- 3.14Loss ratio, whole span
Causes that carried the indemnity in Coffee County
- ARPI/SCO/STAX/MP Crops Only $12,094,812 indemnity · 8 years
- Hurricane/Tropical Depression $6,387,067 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $6,353,230 indemnity · 9 years
- Hurricane $4,885,497 indemnity · 1 years
- Drought $3,106,010 indemnity · 8 years
- Heat $2,382,042 indemnity · 8 years
Peanuts 10 years filed
- 3.50Low end of the filed band
- 4.24Middle of the filed band
- 5.46High end of the filed band
- 2018Worst year filed (5.69)
- 10Years filed
- $5,317,133Premium filed
- $24,696,491Indemnity paid
- $46,541,270Liability insured
- 55,272Quantity planted
- 54,739Quantity lost
- 1,001Policies
- 1,001Policies with a loss
- 4.64Loss ratio, whole span
Causes that carried the indemnity in Coffee County
- Hurricane $6,946,608 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $6,620,654 indemnity · 10 years
- Hurricane/Tropical Depression $4,782,434 indemnity · 4 years
- Drought $3,344,977 indemnity · 9 years
- Heat $1,291,762 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $776,482 indemnity · 1 years
Blueberries 10 years filed
- 1.98Low end of the filed band
- 2.61Middle of the filed band
- 3.95High end of the filed band
- 2017Worst year filed (4.61)
- 10Years filed
- $4,172,254Premium filed
- $13,563,952Indemnity paid
- $18,150,768Liability insured
- 3,228Quantity planted
- 3,291Quantity lost
- 188Policies
- 188Policies with a loss
- 3.25Loss ratio, whole span
Causes that carried the indemnity in Coffee County
- Freeze $8,493,209 indemnity · 10 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $1,435,414 indemnity · 2 years
- Hurricane $1,229,867 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $723,362 indemnity · 5 years
- Hurricane/Tropical Depression $603,691 indemnity · 1 years
- Frost $251,701 indemnity · 4 years
Flue Cured Tobacco 10 years filed
- 1.35Low end of the filed band
- 2.96Middle of the filed band
- 4.07High end of the filed band
- 2015Worst year filed (4.25)
- 10Years filed
- $2,546,673Premium filed
- $8,422,147Indemnity paid
- $15,129,344Liability insured
- 4,939Quantity planted
- 4,939Quantity lost
- 127Policies
- 127Policies with a loss
- 3.31Loss ratio, whole span
Causes that carried the indemnity in Coffee County
- Excess Moisture/Precipitation/Rain $4,660,552 indemnity · 10 years
- Plant Disease $1,108,974 indemnity · 4 years
- Drought $930,610 indemnity · 4 years
- Hurricane/Tropical Depression $913,125 indemnity · 4 years
- Wind/Excess Wind $231,658 indemnity · 3 years
- Hurricane $198,487 indemnity · 1 years
Corn 10 years filed
- 2.78Low end of the filed band
- 4.07Middle of the filed band
- 6.09High end of the filed band
- 2023Worst year filed (6.11)
- 10Years filed
- $827,521Premium filed
- $4,561,692Indemnity paid
- $8,112,633Liability insured
- 10,457Quantity planted
- 10,281Quantity lost
- 223Policies
- 223Policies with a loss
- 5.51Loss ratio, whole span
Causes that carried the indemnity in Coffee County
- Hurricane $1,504,676 indemnity · 1 years
- Hurricane/Tropical Depression $1,199,515 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $580,294 indemnity · 9 years
- Heat $510,988 indemnity · 6 years
- Wind/Excess Wind $209,610 indemnity · 4 years
- Drought $194,662 indemnity · 5 years
Soybeans 8 years filed
- 2.30Low end of the filed band
- 3.27Middle of the filed band
- 6.75High end of the filed band
- 2018Worst year filed (6.75)
- 8Years filed
- $281,741Premium filed
- $979,337Indemnity paid
- $1,652,168Liability insured
- 4,213Quantity planted
- 4,510Quantity lost
- 87Policies
- 87Policies with a loss
- 3.48Loss ratio, whole span
Causes that carried the indemnity in Coffee County
- Hurricane $306,441 indemnity · 1 years
- Hurricane/Tropical Depression $251,984 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $185,902 indemnity · 5 years
- Drought $134,630 indemnity · 5 years
- Heat $58,928 indemnity · 2 years
- Tropical Storm $18,975 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 0.24Low end of the filed band
- 1.58Middle of the filed band
- 2.08High end of the filed band
- 2022Worst year filed (2.24)
- 10Years filed
- $351,919Premium filed
- $563,130Indemnity paid
- $2,160,608Liability insured
- 16,535Quantity planted
- 0Quantity lost
- 271Policies
- 271Policies with a loss
- 1.60Loss ratio, whole span
Causes that carried the indemnity in Coffee County
- ARPI/SCO/STAX Crops Only $563,130 indemnity · 10 years
Apiculture 9 years filed
- 0.78Low end of the filed band
- 1.95Middle of the filed band
- 2.78High end of the filed band
- 2019Worst year filed (2.78)
- 9Years filed
- $283,533Premium filed
- $504,491Indemnity paid
- $2,092,089Liability insured
- 20,628Quantity planted
- 0Quantity lost
- 205Policies
- 205Policies with a loss
- 1.78Loss ratio, whole span
Causes that carried the indemnity in Coffee County
- ARPI/SCO/STAX/MP Crops Only $504,491 indemnity · 9 years
Every county-crop the agency files in Georgia → Buy the Coffee County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.