Crop-loss band · Georgia
Cook County, Georgia — crop-loss band
- 1.69Low end of the filed band
- 2.61Middle of the filed band
- 3.23High end of the filed band
- 2024Worst year filed (3.88)
- 10Years filed
Every year the Risk Management Agency has filed for Cook County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.69 at the low end to 3.23 at the high end, with 2.61 in the middle. The worst year filed is 2024, at 3.88. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $401,917 | $712,489 | $2,421,884 | 134 | 134 | 1.77 |
| 2016 | $1,729,568 | $4,510,746 | $12,413,165 | 224 | 224 | 2.61 |
| 2017 | $1,206,536 | $3,896,186 | $9,915,264 | 181 | 181 | 3.23 |
| 2018 | $749,628 | $2,116,741 | $6,008,489 | 144 | 144 | 2.82 |
| 2019 | $1,258,577 | $3,125,482 | $9,176,999 | 229 | 229 | 2.48 |
| 2020 | $634,733 | $1,473,237 | $6,483,208 | 125 | 125 | 2.32 |
| 2021 | $783,091 | $2,279,528 | $6,463,580 | 107 | 107 | 2.91 |
| 2022 | $1,823,748 | $3,075,113 | $10,969,490 | 223 | 223 | 1.69 |
| 2023 | $1,571,712 | $4,562,890 | $10,134,265 | 273 | 273 | 2.90 |
| 2024 | $2,104,845 | $8,170,198 | $16,076,633 | 372 | 372 | 3.88 |
Commodities insured in Cook County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.68Low end of the filed band
- 2.25Middle of the filed band
- 3.30High end of the filed band
- 2024Worst year filed (3.36)
- 10Years filed
- $8,755,900Premium filed
- $22,650,695Indemnity paid
- $61,258,260Liability insured
- 81,631Quantity planted
- 127,282Quantity lost
- 1,043Policies
- 1,043Policies with a loss
- 2.59Loss ratio, whole span
Causes that carried the indemnity in Cook County
- Hurricane/Tropical Depression $5,138,679 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $4,941,237 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $3,942,746 indemnity · 9 years
- Drought $2,710,421 indemnity · 7 years
- Hurricane $2,031,747 indemnity · 1 years
- Heat $2,006,571 indemnity · 7 years
Peanuts 10 years filed
- 1.64Low end of the filed band
- 3.48Middle of the filed band
- 4.58High end of the filed band
- 2019Worst year filed (5.41)
- 10Years filed
- $2,041,531Premium filed
- $8,140,922Indemnity paid
- $18,172,382Liability insured
- 22,897Quantity planted
- 21,652Quantity lost
- 472Policies
- 472Policies with a loss
- 3.99Loss ratio, whole span
Causes that carried the indemnity in Cook County
- Hurricane $2,705,898 indemnity · 1 years
- Drought $1,927,510 indemnity · 9 years
- Hurricane/Tropical Depression $1,502,747 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $997,271 indemnity · 9 years
- Heat $833,030 indemnity · 8 years
- Plant Disease $106,003 indemnity · 2 years
Corn 9 years filed
- 2.56Low end of the filed band
- 3.59Middle of the filed band
- 5.19High end of the filed band
- 2024Worst year filed (5.19)
- 9Years filed
- $501,809Premium filed
- $2,378,293Indemnity paid
- $4,501,525Liability insured
- 4,691Quantity planted
- 4,671Quantity lost
- 177Policies
- 177Policies with a loss
- 4.74Loss ratio, whole span
Causes that carried the indemnity in Cook County
- Hurricane $1,097,135 indemnity · 1 years
- Hurricane/Tropical Depression $780,908 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $145,221 indemnity · 4 years
- Drought $134,551 indemnity · 6 years
- Decline in Price $96,985 indemnity · 6 years
- Heat $69,788 indemnity · 4 years
Pasture,Rangeland,Forage 10 years filed
- 0.12Low end of the filed band
- 1.37Middle of the filed band
- 2.34High end of the filed band
- 2017Worst year filed (3.32)
- 10Years filed
- $496,839Premium filed
- $643,238Indemnity paid
- $2,791,744Liability insured
- 17,674Quantity planted
- 0Quantity lost
- 302Policies
- 302Policies with a loss
- 1.29Loss ratio, whole span
Causes that carried the indemnity in Cook County
- ARPI/SCO/STAX Crops Only $643,238 indemnity · 10 years
All Other Crops 8 years filed
- 0.05Low end of the filed band
- 0.95Middle of the filed band
- 3.40High end of the filed band
- 2017Worst year filed (3.40)
- 8Years filed
- $468,276Premium filed
- $109,462Indemnity paid
- $3,339,066Liability insured
- 328Quantity planted
- 0Quantity lost
- 18Policies
- 18Policies with a loss
- 0.23Loss ratio, whole span
Causes that carried the indemnity in Cook County
- Excess Moisture/Precipitation/Rain $51,535 indemnity · 1 years
- Plant Disease $51,535 indemnity · 1 years
- ARPI/SCO/STAX Crops Only $6,392 indemnity · 8 years
Every county-crop the agency files in Georgia → Buy the Cook County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.