Crop-loss band · Georgia
Dougherty County, Georgia — crop-loss band
- 2.26Low end of the filed band
- 3.31Middle of the filed band
- 12.34High end of the filed band
- 2018Worst year filed (14.43)
- 10Years filed
Every year the Risk Management Agency has filed for Dougherty County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.26 at the low end to 12.34 at the high end, with 3.31 in the middle. The worst year filed is 2018, at 14.43. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $591,857 | $1,767,802 | $6,400,591 | 49 | 49 | 2.99 |
| 2016 | $174,202 | $576,926 | $1,029,687 | 40 | 40 | 3.31 |
| 2017 | $318,492 | $814,447 | $2,931,738 | 44 | 44 | 2.56 |
| 2018 | $1,069,951 | $15,435,791 | $19,364,648 | 103 | 103 | 14.43 |
| 2019 | $716,337 | $8,837,463 | $13,130,837 | 82 | 82 | 12.34 |
| 2020 | $317,276 | $816,415 | $3,126,968 | 50 | 50 | 2.57 |
| 2021 | $549,316 | $2,852,633 | $6,934,526 | 38 | 38 | 5.19 |
| 2022 | $816,713 | $1,844,939 | $6,049,032 | 57 | 57 | 2.26 |
| 2023 | $515,850 | $2,850,758 | $6,602,052 | 56 | 56 | 5.53 |
| 2024 | $875,067 | $3,997,518 | $7,454,391 | 105 | 105 | 4.57 |
Commodities insured in Dougherty County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Pecans 10 years filed
- 2.14Low end of the filed band
- 5.93Middle of the filed band
- 16.09High end of the filed band
- 2018Worst year filed (21.11)
- 10Years filed
- $2,837,577Premium filed
- $31,042,899Indemnity paid
- $54,676,466Liability insured
- 229,340Quantity planted
- 51,003Quantity lost
- 183Policies
- 183Policies with a loss
- 10.94Loss ratio, whole span
Causes that carried the indemnity in Dougherty County
- Hurricane/Tropical Depression $13,269,929 indemnity · 4 years
- Heat $7,287,925 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $3,350,153 indemnity · 5 years
- Decline in Price $2,796,158 indemnity · 5 years
- Hurricane $1,881,643 indemnity · 1 years
- Freeze $1,456,280 indemnity · 1 years
Cotton 10 years filed
- 0.85Low end of the filed band
- 2.13Middle of the filed band
- 2.49High end of the filed band
- 2018Worst year filed (5.28)
- 10Years filed
- $2,486,881Premium filed
- $6,264,657Indemnity paid
- $13,690,424Liability insured
- 18,028Quantity planted
- 39,770Quantity lost
- 302Policies
- 302Policies with a loss
- 2.52Loss ratio, whole span
Causes that carried the indemnity in Dougherty County
- ARPI/SCO/STAX Crops Only $2,436,662 indemnity · 9 years
- Hurricane/Tropical Depression $1,717,556 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $589,939 indemnity · 8 years
- Heat $444,142 indemnity · 4 years
- Drought $405,384 indemnity · 8 years
- Hurricane $376,349 indemnity · 1 years
Peanuts 10 years filed
- 2.28Low end of the filed band
- 3.06Middle of the filed band
- 4.91High end of the filed band
- 2024Worst year filed (5.63)
- 10Years filed
- $620,603Premium filed
- $2,487,136Indemnity paid
- $4,657,580Liability insured
- 7,273Quantity planted
- 6,891Quantity lost
- 139Policies
- 139Policies with a loss
- 4.01Loss ratio, whole span
Causes that carried the indemnity in Dougherty County
- Hurricane $933,580 indemnity · 1 years
- Drought $647,291 indemnity · 9 years
- Heat $419,576 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $246,679 indemnity · 7 years
- Hurricane/Tropical Depression $197,967 indemnity · 3 years
- Wildlife $39,249 indemnity · 4 years
Every county-crop the agency files in Georgia → Buy the Dougherty County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.