Crop-loss band · Georgia
Early County, Georgia — crop-loss band
- 1.46Low end of the filed band
- 2.33Middle of the filed band
- 2.51High end of the filed band
- 2018Worst year filed (5.15)
- 10Years filed
Every year the Risk Management Agency has filed for Early County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.46 at the low end to 2.51 at the high end, with 2.33 in the middle. The worst year filed is 2018, at 5.15. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,840,493 | $4,571,149 | $8,578,989 | 309 | 306 | 2.48 |
| 2016 | $1,370,268 | $3,441,393 | $7,173,297 | 207 | 195 | 2.51 |
| 2017 | $2,047,486 | $3,876,227 | $9,969,275 | 250 | 249 | 1.89 |
| 2018 | $3,623,588 | $18,667,134 | $23,076,141 | 435 | 432 | 5.15 |
| 2019 | $2,712,272 | $6,470,300 | $13,981,565 | 395 | 394 | 2.39 |
| 2020 | $2,273,350 | $5,692,094 | $13,645,792 | 350 | 348 | 2.50 |
| 2021 | $2,061,693 | $4,799,953 | $11,254,095 | 293 | 293 | 2.33 |
| 2022 | $4,060,084 | $6,901,596 | $16,309,719 | 430 | 430 | 1.70 |
| 2023 | $4,596,771 | $6,707,847 | $19,799,605 | 405 | 405 | 1.46 |
| 2024 | $5,183,857 | $11,957,288 | $25,280,907 | 468 | 468 | 2.31 |
Commodities insured in Early County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.17Low end of the filed band
- 1.63Middle of the filed band
- 2.31High end of the filed band
- 2018Worst year filed (5.35)
- 10Years filed
- $21,279,036Premium filed
- $47,642,912Indemnity paid
- $90,774,662Liability insured
- 117,421Quantity planted
- 241,373Quantity lost
- 1,740Policies
- 1,729Policies with a loss
- 2.24Loss ratio, whole span
Causes that carried the indemnity in Early County
- ARPI/SCO/STAX Crops Only $14,871,326 indemnity · 10 years
- Hurricane/Tropical Depression $12,647,217 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $6,986,882 indemnity · 10 years
- Heat $5,571,044 indemnity · 8 years
- Drought $4,809,630 indemnity · 9 years
- Wind/Excess Wind $542,938 indemnity · 4 years
Peanuts 10 years filed
- 2.16Low end of the filed band
- 3.33Middle of the filed band
- 3.99High end of the filed band
- 2015Worst year filed (4.20)
- 10Years filed
- $6,709,923Premium filed
- $20,619,956Indemnity paid
- $46,627,794Liability insured
- 77,748Quantity planted
- 78,342Quantity lost
- 1,105Policies
- 1,094Policies with a loss
- 3.07Loss ratio, whole span
Causes that carried the indemnity in Early County
- Drought $6,181,040 indemnity · 10 years
- Heat $5,545,218 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $5,510,658 indemnity · 10 years
- Hurricane/Tropical Depression $1,074,461 indemnity · 6 years
- Hurricane $826,389 indemnity · 1 years
- Wildlife $654,693 indemnity · 10 years
Corn 10 years filed
- 1.68Low end of the filed band
- 3.28Middle of the filed band
- 4.87High end of the filed band
- 2015Worst year filed (5.44)
- 10Years filed
- $853,369Premium filed
- $2,810,958Indemnity paid
- $5,816,771Liability insured
- 12,334Quantity planted
- 12,210Quantity lost
- 201Policies
- 201Policies with a loss
- 3.29Loss ratio, whole span
Causes that carried the indemnity in Early County
- Heat $997,981 indemnity · 6 years
- Drought $539,189 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $315,903 indemnity · 6 years
- Wildlife $220,581 indemnity · 6 years
- Decline in Price $199,343 indemnity · 3 years
- Hurricane $161,335 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 0.75Low end of the filed band
- 1.62Middle of the filed band
- 2.36High end of the filed band
- 2024Worst year filed (2.78)
- 10Years filed
- $641,896Premium filed
- $1,030,402Indemnity paid
- $4,278,706Liability insured
- 33,179Quantity planted
- 0Quantity lost
- 435Policies
- 435Policies with a loss
- 1.61Loss ratio, whole span
Causes that carried the indemnity in Early County
- ARPI/SCO/STAX Crops Only $1,030,402 indemnity · 10 years
Wheat 8 years filed
- 1.26Low end of the filed band
- 3.09Middle of the filed band
- 4.55High end of the filed band
- 2016Worst year filed (4.55)
- 8Years filed
- $285,638Premium filed
- $980,753Indemnity paid
- $1,571,452Liability insured
- 7,883Quantity planted
- 7,883Quantity lost
- 61Policies
- 61Policies with a loss
- 3.43Loss ratio, whole span
Causes that carried the indemnity in Early County
- Excess Moisture/Precipitation/Rain $570,731 indemnity · 8 years
- Plant Disease $164,653 indemnity · 1 years
- Drought $121,606 indemnity · 4 years
- Wind/Excess Wind $43,729 indemnity · 1 years
- Freeze $35,559 indemnity · 2 years
- Wildlife $32,815 indemnity · 2 years
Every county-crop the agency files in Georgia → Buy the Early County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.