Crop-loss band · Georgia
Emanuel County, Georgia — crop-loss band
- 1.32Low end of the filed band
- 1.92Middle of the filed band
- 2.68High end of the filed band
- 2015Worst year filed (2.95)
- 10Years filed
Every year the Risk Management Agency has filed for Emanuel County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.32 at the low end to 2.68 at the high end, with 1.92 in the middle. The worst year filed is 2015, at 2.95. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $384,617 | $1,134,694 | $2,459,382 | 146 | 146 | 2.95 |
| 2016 | $607,697 | $1,371,948 | $3,590,912 | 108 | 108 | 2.26 |
| 2017 | $89,904 | $126,474 | $391,508 | 36 | 36 | 1.41 |
| 2018 | $890,180 | $1,710,397 | $4,141,029 | 174 | 174 | 1.92 |
| 2019 | $529,937 | $1,249,724 | $2,726,283 | 148 | 148 | 2.36 |
| 2020 | $35,806 | $62,208 | $191,225 | 29 | 29 | 1.74 |
| 2021 | $184,936 | $420,426 | $921,147 | 31 | 31 | 2.27 |
| 2022 | $1,161,457 | $2,145,771 | $4,243,519 | 112 | 112 | 1.85 |
| 2023 | $1,086,080 | $1,438,902 | $4,265,117 | 124 | 124 | 1.32 |
| 2024 | $1,820,638 | $4,887,255 | $9,104,040 | 252 | 252 | 2.68 |
Commodities insured in Emanuel County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 0.84Low end of the filed band
- 1.50Middle of the filed band
- 2.35High end of the filed band
- 2021Worst year filed (2.71)
- 10Years filed
- $4,399,062Premium filed
- $7,587,568Indemnity paid
- $18,441,914Liability insured
- 29,606Quantity planted
- 65,243Quantity lost
- 618Policies
- 618Policies with a loss
- 1.72Loss ratio, whole span
Causes that carried the indemnity in Emanuel County
- ARPI/SCO/STAX/MP Crops Only $3,521,188 indemnity · 7 years
- Drought $1,147,052 indemnity · 8 years
- Hurricane/Tropical Depression $863,897 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $617,896 indemnity · 9 years
- Tropical Storm $327,351 indemnity · 2 years
- Wildlife $266,124 indemnity · 10 years
Peanuts 10 years filed
- 1.89Low end of the filed band
- 3.50Middle of the filed band
- 5.99High end of the filed band
- 2021Worst year filed (8.93)
- 10Years filed
- $585,019Premium filed
- $2,199,752Indemnity paid
- $4,977,514Liability insured
- 7,847Quantity planted
- 7,930Quantity lost
- 207Policies
- 207Policies with a loss
- 3.76Loss ratio, whole span
Causes that carried the indemnity in Emanuel County
- Excess Moisture/Precipitation/Rain $647,791 indemnity · 6 years
- Drought $553,918 indemnity · 9 years
- Tropical Storm $543,668 indemnity · 1 years
- Hurricane $265,856 indemnity · 1 years
- Heat $125,980 indemnity · 6 years
- Wildlife $46,356 indemnity · 7 years
Onions 5 years filed
- 1.35Low end of the filed band
- 2.12Middle of the filed band
- 2.87High end of the filed band
- 2015Worst year filed (2.87)
- 5Years filed
- $768,852Premium filed
- $1,554,832Indemnity paid
- $2,473,098Liability insured
- 525Quantity planted
- 525Quantity lost
- 10Policies
- 10Policies with a loss
- 2.02Loss ratio, whole span
Causes that carried the indemnity in Emanuel County
- Freeze $808,755 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $453,753 indemnity · 2 years
- Cold Wet Weather $190,331 indemnity · 1 years
- Hail $101,993 indemnity · 2 years
Pecans 9 years filed
- 0.94Low end of the filed band
- 2.34Middle of the filed band
- 3.90High end of the filed band
- 2024Worst year filed (3.90)
- 9Years filed
- $454,300Premium filed
- $1,211,619Indemnity paid
- $2,084,895Liability insured
- 8,591Quantity planted
- 4,160Quantity lost
- 74Policies
- 74Policies with a loss
- 2.67Loss ratio, whole span
Causes that carried the indemnity in Emanuel County
- Hurricane/Tropical Depression $567,779 indemnity · 2 years
- Decline in Price $143,922 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $143,744 indemnity · 5 years
- Tropical Storm $107,604 indemnity · 2 years
- Hurricane $96,399 indemnity · 1 years
- Heat $68,358 indemnity · 4 years
Soybeans 10 years filed
- 1.43Low end of the filed band
- 3.32Middle of the filed band
- 4.97High end of the filed band
- 2018Worst year filed (6.68)
- 10Years filed
- $290,321Premium filed
- $1,028,339Indemnity paid
- $1,708,042Liability insured
- 6,536Quantity planted
- 6,549Quantity lost
- 109Policies
- 109Policies with a loss
- 3.54Loss ratio, whole span
Causes that carried the indemnity in Emanuel County
- Wildlife $295,612 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $207,625 indemnity · 5 years
- Drought $201,824 indemnity · 7 years
- Heat $191,906 indemnity · 4 years
- Hurricane $42,857 indemnity · 1 years
- Hurricane/Tropical Depression $30,922 indemnity · 2 years
Corn 8 years filed
- 0.81Low end of the filed band
- 2.77Middle of the filed band
- 3.80High end of the filed band
- 2022Worst year filed (3.80)
- 8Years filed
- $293,698Premium filed
- $965,689Indemnity paid
- $2,348,699Liability insured
- 4,651Quantity planted
- 4,249Quantity lost
- 142Policies
- 142Policies with a loss
- 3.29Loss ratio, whole span
Causes that carried the indemnity in Emanuel County
- Drought $380,222 indemnity · 7 years
- Heat $186,358 indemnity · 5 years
- Hurricane $141,786 indemnity · 1 years
- Tropical Storm $135,377 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $42,161 indemnity · 1 years
- Wind/Excess Wind $34,820 indemnity · 1 years
Every county-crop the agency files in Georgia → Buy the Emanuel County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.