Crop-loss band · Georgia
Evans County, Georgia — crop-loss band
- 1.36Low end of the filed band
- 2.54Middle of the filed band
- 3.54High end of the filed band
- 2015Worst year filed (3.84)
- 10Years filed
Every year the Risk Management Agency has filed for Evans County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.36 at the low end to 3.54 at the high end, with 2.54 in the middle. The worst year filed is 2015, at 3.84. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $75,906 | $291,168 | $447,003 | 20 | 20 | 3.84 |
| 2016 | $346,755 | $997,243 | $1,809,083 | 24 | 24 | 2.88 |
| 2017 | $101,347 | $358,484 | $502,476 | 15 | 15 | 3.54 |
| 2018 | $426,221 | $612,599 | $1,622,811 | 18 | 18 | 1.44 |
| 2019 | $63,618 | $124,931 | $339,326 | 20 | 20 | 1.96 |
| 2020 | $474,289 | $1,466,477 | $2,025,744 | 24 | 24 | 3.09 |
| 2021 | $51,638 | $181,084 | $319,772 | 11 | 11 | 3.51 |
| 2022 | $511,403 | $694,914 | $2,215,887 | 23 | 23 | 1.36 |
| 2023 | $346,340 | $878,637 | $1,678,190 | 27 | 27 | 2.54 |
| 2024 | $545,965 | $1,378,126 | $3,274,687 | 63 | 63 | 2.52 |
Commodities insured in Evans County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Onions 8 years filed
- 1.11Low end of the filed band
- 2.41Middle of the filed band
- 4.02High end of the filed band
- 2015Worst year filed (4.02)
- 8Years filed
- $1,219,285Premium filed
- $3,065,460Indemnity paid
- $4,826,911Liability insured
- 1,144Quantity planted
- 1,144Quantity lost
- 23Policies
- 23Policies with a loss
- 2.51Loss ratio, whole span
Causes that carried the indemnity in Evans County
- Excess Moisture/Precipitation/Rain $2,276,212 indemnity · 7 years
- Freeze $654,204 indemnity · 2 years
- Wind/Excess Wind $123,230 indemnity · 1 years
- Plant Disease $7,384 indemnity · 1 years
- Hail $4,430 indemnity · 1 years
Cotton 10 years filed
- 0.74Low end of the filed band
- 2.40Middle of the filed band
- 3.45High end of the filed band
- 2017Worst year filed (3.60)
- 10Years filed
- $1,274,192Premium filed
- $2,559,060Indemnity paid
- $6,711,586Liability insured
- 7,452Quantity planted
- 17,285Quantity lost
- 148Policies
- 148Policies with a loss
- 2.01Loss ratio, whole span
Causes that carried the indemnity in Evans County
- ARPI/SCO/STAX/MP Crops Only $896,361 indemnity · 5 years
- Tropical Storm $309,229 indemnity · 2 years
- Heat $287,401 indemnity · 3 years
- Hurricane/Tropical Depression $260,586 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $259,468 indemnity · 5 years
- Drought $255,911 indemnity · 5 years
Peanuts 10 years filed
- 1.68Low end of the filed band
- 3.27Middle of the filed band
- 5.19High end of the filed band
- 2015Worst year filed (7.14)
- 10Years filed
- $450,005Premium filed
- $1,359,143Indemnity paid
- $2,696,482Liability insured
- 2,236Quantity planted
- 2,220Quantity lost
- 74Policies
- 74Policies with a loss
- 3.02Loss ratio, whole span
Causes that carried the indemnity in Evans County
- Tropical Storm $755,393 indemnity · 2 years
- Drought $231,944 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $156,002 indemnity · 5 years
- Hurricane/Tropical Depression $154,720 indemnity · 3 years
- Hurricane $37,408 indemnity · 1 years
- Plant Disease $12,096 indemnity · 1 years
Every county-crop the agency files in Georgia → Buy the Evans County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.