Crop-loss band · Georgia
Grady County, Georgia — crop-loss band
- 2.10Low end of the filed band
- 2.76Middle of the filed band
- 3.89High end of the filed band
- 2018Worst year filed (5.40)
- 10Years filed
Every year the Risk Management Agency has filed for Grady County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.10 at the low end to 3.89 at the high end, with 2.76 in the middle. The worst year filed is 2018, at 5.40. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $184,541 | $396,081 | $1,065,159 | 93 | 93 | 2.15 |
| 2016 | $353,088 | $740,914 | $2,350,954 | 136 | 136 | 2.10 |
| 2017 | $958,475 | $2,486,517 | $7,368,897 | 209 | 209 | 2.59 |
| 2018 | $1,543,518 | $8,332,385 | $11,912,491 | 285 | 285 | 5.40 |
| 2019 | $829,006 | $2,475,160 | $6,157,220 | 272 | 272 | 2.99 |
| 2020 | $926,937 | $2,947,334 | $8,565,455 | 212 | 210 | 3.18 |
| 2021 | $1,147,894 | $3,163,465 | $7,757,234 | 205 | 205 | 2.76 |
| 2022 | $1,362,908 | $2,979,521 | $7,733,228 | 279 | 279 | 2.19 |
| 2023 | $1,146,877 | $3,408,489 | $8,894,864 | 266 | 266 | 2.97 |
| 2024 | $1,809,126 | $7,038,486 | $11,989,410 | 411 | 411 | 3.89 |
Commodities insured in Grady County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.74Low end of the filed band
- 2.57Middle of the filed band
- 3.69High end of the filed band
- 2018Worst year filed (5.71)
- 10Years filed
- $5,584,538Premium filed
- $19,054,255Indemnity paid
- $40,588,769Liability insured
- 62,710Quantity planted
- 90,591Quantity lost
- 820Policies
- 820Policies with a loss
- 3.41Loss ratio, whole span
Causes that carried the indemnity in Grady County
- Hurricane/Tropical Depression $5,527,994 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $5,192,155 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $4,269,814 indemnity · 6 years
- Drought $1,802,498 indemnity · 9 years
- Hurricane $852,142 indemnity · 1 years
- Heat $686,961 indemnity · 5 years
Peanuts 10 years filed
- 1.53Low end of the filed band
- 3.91Middle of the filed band
- 6.23High end of the filed band
- 2019Worst year filed (7.14)
- 10Years filed
- $954,835Premium filed
- $4,543,095Indemnity paid
- $10,461,882Liability insured
- 12,467Quantity planted
- 11,944Quantity lost
- 292Policies
- 290Policies with a loss
- 4.76Loss ratio, whole span
Causes that carried the indemnity in Grady County
- Hurricane $2,082,998 indemnity · 1 years
- Drought $797,192 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $678,820 indemnity · 9 years
- Hurricane/Tropical Depression $478,529 indemnity · 4 years
- Heat $430,974 indemnity · 5 years
- Plant Disease $20,461 indemnity · 2 years
Pecans 9 years filed
- 1.72Low end of the filed band
- 3.17Middle of the filed band
- 5.43High end of the filed band
- 2016Worst year filed (5.43)
- 9Years filed
- $1,376,858Premium filed
- $4,226,301Indemnity paid
- $7,575,833Liability insured
- 28,744Quantity planted
- 7,441Quantity lost
- 245Policies
- 245Policies with a loss
- 3.07Loss ratio, whole span
Causes that carried the indemnity in Grady County
- Excess Moisture/Precipitation/Rain $1,095,591 indemnity · 6 years
- Heat $907,768 indemnity · 5 years
- Hurricane/Tropical Depression $802,923 indemnity · 4 years
- Decline in Price $426,853 indemnity · 4 years
- Freeze $346,502 indemnity · 1 years
- Hurricane $316,386 indemnity · 1 years
Corn 10 years filed
- 0.84Low end of the filed band
- 2.11Middle of the filed band
- 3.24High end of the filed band
- 2020Worst year filed (3.80)
- 10Years filed
- $1,124,303Premium filed
- $2,709,851Indemnity paid
- $6,682,961Liability insured
- 13,803Quantity planted
- 12,777Quantity lost
- 357Policies
- 357Policies with a loss
- 2.41Loss ratio, whole span
Causes that carried the indemnity in Grady County
- Drought $1,054,339 indemnity · 9 years
- Heat $515,755 indemnity · 6 years
- Hurricane $433,178 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $177,473 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $137,296 indemnity · 3 years
- Decline in Price $125,231 indemnity · 6 years
Soybeans 10 years filed
- 1.39Low end of the filed band
- 2.64Middle of the filed band
- 3.72High end of the filed band
- 2020Worst year filed (6.17)
- 10Years filed
- $464,943Premium filed
- $1,380,759Indemnity paid
- $2,573,272Liability insured
- 8,089Quantity planted
- 8,212Quantity lost
- 121Policies
- 121Policies with a loss
- 2.97Loss ratio, whole span
Causes that carried the indemnity in Grady County
- Drought $374,453 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $332,465 indemnity · 10 years
- Hurricane $268,196 indemnity · 1 years
- Hurricane/Tropical Depression $237,757 indemnity · 6 years
- Heat $158,944 indemnity · 4 years
- Decline in Price $5,529 indemnity · 2 years
All Other Crops 7 years filed
- 1.98Low end of the filed band
- 3.59Middle of the filed band
- 5.79High end of the filed band
- 2023Worst year filed (5.79)
- 7Years filed
- $303,472Premium filed
- $1,375,121Indemnity paid
- $2,957,982Liability insured
- 1,654Quantity planted
- 206Quantity lost
- 27Policies
- 27Policies with a loss
- 4.53Loss ratio, whole span
Causes that carried the indemnity in Grady County
- Excess Moisture/Precipitation/Rain $654,111 indemnity · 5 years
- Wind/Excess Wind $464,485 indemnity · 2 years
- Hurricane/Tropical Depression $115,958 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $37,183 indemnity · 4 years
- Frost $35,388 indemnity · 1 years
- Plant Disease $33,981 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 0.62Low end of the filed band
- 1.36Middle of the filed band
- 2.14High end of the filed band
- 2016Worst year filed (6.61)
- 10Years filed
- $453,420Premium filed
- $678,970Indemnity paid
- $2,954,212Liability insured
- 33,462Quantity planted
- 0Quantity lost
- 506Policies
- 506Policies with a loss
- 1.50Loss ratio, whole span
Causes that carried the indemnity in Grady County
- ARPI/SCO/STAX Crops Only $678,970 indemnity · 10 years
Every county-crop the agency files in Georgia → Buy the Grady County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.