Crop-loss band · Georgia
Irwin County, Georgia — crop-loss band
- 2.28Low end of the filed band
- 3.34Middle of the filed band
- 4.12High end of the filed band
- 2024Worst year filed (4.90)
- 10Years filed
Every year the Risk Management Agency has filed for Irwin County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.28 at the low end to 4.12 at the high end, with 3.34 in the middle. The worst year filed is 2024, at 4.90. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $404,131 | $1,218,243 | $3,375,073 | 103 | 103 | 3.01 |
| 2016 | $1,535,471 | $5,585,198 | $9,340,839 | 321 | 321 | 3.64 |
| 2017 | $1,607,863 | $5,372,325 | $10,590,382 | 203 | 203 | 3.34 |
| 2018 | $1,714,247 | $7,061,748 | $12,942,718 | 261 | 261 | 4.12 |
| 2019 | $1,496,813 | $5,212,370 | $9,688,262 | 322 | 322 | 3.48 |
| 2020 | $1,220,821 | $3,621,172 | $9,215,891 | 280 | 280 | 2.97 |
| 2021 | $1,064,924 | $4,295,959 | $8,665,738 | 180 | 178 | 4.03 |
| 2022 | $3,303,614 | $7,531,795 | $15,501,178 | 309 | 309 | 2.28 |
| 2023 | $2,357,906 | $7,558,950 | $15,406,140 | 415 | 415 | 3.21 |
| 2024 | $4,412,530 | $21,619,083 | $35,107,568 | 699 | 699 | 4.90 |
Commodities insured in Irwin County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 2.19Low end of the filed band
- 2.61Middle of the filed band
- 3.83High end of the filed band
- 2018Worst year filed (3.88)
- 10Years filed
- $14,133,286Premium filed
- $42,423,870Indemnity paid
- $78,720,132Liability insured
- 97,957Quantity planted
- 198,340Quantity lost
- 1,788Policies
- 1,787Policies with a loss
- 3.00Loss ratio, whole span
Causes that carried the indemnity in Irwin County
- ARPI/SCO/STAX/MP Crops Only $16,510,635 indemnity · 9 years
- Hurricane/Tropical Depression $8,668,957 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $5,511,271 indemnity · 10 years
- Drought $5,181,304 indemnity · 8 years
- Hurricane $3,485,658 indemnity · 1 years
- Heat $1,568,125 indemnity · 6 years
Peanuts 10 years filed
- 3.30Low end of the filed band
- 4.70Middle of the filed band
- 6.34High end of the filed band
- 2019Worst year filed (6.58)
- 10Years filed
- $3,631,304Premium filed
- $19,735,458Indemnity paid
- $37,886,493Liability insured
- 47,537Quantity planted
- 46,950Quantity lost
- 929Policies
- 928Policies with a loss
- 5.43Loss ratio, whole span
Causes that carried the indemnity in Irwin County
- Hurricane $7,003,038 indemnity · 1 years
- Drought $5,135,711 indemnity · 8 years
- Hurricane/Tropical Depression $2,838,216 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $2,448,303 indemnity · 10 years
- Heat $1,675,429 indemnity · 8 years
- Wildlife $203,743 indemnity · 8 years
Corn 10 years filed
- 1.61Low end of the filed band
- 4.80Middle of the filed band
- 6.83High end of the filed band
- 2018Worst year filed (8.03)
- 10Years filed
- $560,157Premium filed
- $3,187,544Indemnity paid
- $6,255,919Liability insured
- 7,776Quantity planted
- 7,529Quantity lost
- 171Policies
- 171Policies with a loss
- 5.69Loss ratio, whole span
Causes that carried the indemnity in Irwin County
- Hurricane $1,547,724 indemnity · 1 years
- Hurricane/Tropical Depression $576,489 indemnity · 2 years
- Heat $266,001 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $220,172 indemnity · 5 years
- Decline in Price $178,704 indemnity · 5 years
- Drought $132,577 indemnity · 8 years
Pecans 10 years filed
- 1.01Low end of the filed band
- 4.67Middle of the filed band
- 7.24High end of the filed band
- 2018Worst year filed (10.64)
- 10Years filed
- $360,983Premium filed
- $2,324,069Indemnity paid
- $4,138,155Liability insured
- 13,338Quantity planted
- 4,210Quantity lost
- 156Policies
- 156Policies with a loss
- 6.44Loss ratio, whole span
Causes that carried the indemnity in Irwin County
- Hurricane/Tropical Depression $802,847 indemnity · 5 years
- Hurricane $607,383 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $452,890 indemnity · 9 years
- Heat $347,267 indemnity · 6 years
- Wind/Excess Wind $63,291 indemnity · 5 years
- Decline in Price $50,392 indemnity · 4 years
Flue Cured Tobacco 9 years filed
- 1.81Low end of the filed band
- 3.01Middle of the filed band
- 4.72High end of the filed band
- 2021Worst year filed (4.72)
- 9Years filed
- $432,590Premium filed
- $1,405,902Indemnity paid
- $2,833,090Liability insured
- 919Quantity planted
- 921Quantity lost
- 49Policies
- 49Policies with a loss
- 3.25Loss ratio, whole span
Causes that carried the indemnity in Irwin County
- Excess Moisture/Precipitation/Rain $839,360 indemnity · 8 years
- Hurricane/Tropical Depression $154,615 indemnity · 4 years
- Heat $121,978 indemnity · 3 years
- Hurricane $109,016 indemnity · 1 years
- Wind/Excess Wind $74,094 indemnity · 3 years
- Drought $71,978 indemnity · 2 years
Every county-crop the agency files in Georgia → Buy the Irwin County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.