Crop-loss band · Georgia
Lanier County, Georgia — crop-loss band
- 2.08Low end of the filed band
- 3.56Middle of the filed band
- 5.10High end of the filed band
- 2018Worst year filed (5.18)
- 10Years filed
Every year the Risk Management Agency has filed for Lanier County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.08 at the low end to 5.10 at the high end, with 3.56 in the middle. The worst year filed is 2018, at 5.18. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $54,674 | $113,842 | $462,080 | 17 | 17 | 2.08 |
| 2016 | $174,892 | $479,702 | $1,558,370 | 38 | 38 | 2.74 |
| 2017 | $438,743 | $2,235,614 | $4,264,553 | 57 | 57 | 5.10 |
| 2018 | $263,947 | $1,367,700 | $3,524,712 | 42 | 42 | 5.18 |
| 2019 | $274,632 | $977,537 | $2,515,464 | 63 | 63 | 3.56 |
| 2020 | $426,921 | $2,061,675 | $3,901,962 | 63 | 63 | 4.83 |
| 2021 | $435,418 | $1,940,550 | $3,434,612 | 54 | 54 | 4.46 |
| 2022 | $998,605 | $3,383,492 | $5,424,684 | 72 | 72 | 3.39 |
| 2023 | $1,351,362 | $4,530,938 | $7,772,216 | 131 | 131 | 3.35 |
| 2024 | $2,017,909 | $9,218,434 | $14,788,588 | 256 | 256 | 4.57 |
Commodities insured in Lanier County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.98Low end of the filed band
- 3.50Middle of the filed band
- 5.10High end of the filed band
- 2021Worst year filed (6.07)
- 10Years filed
- $2,653,574Premium filed
- $9,851,590Indemnity paid
- $17,334,977Liability insured
- 24,999Quantity planted
- 43,919Quantity lost
- 371Policies
- 371Policies with a loss
- 3.71Loss ratio, whole span
Causes that carried the indemnity in Lanier County
- Hurricane/Tropical Depression $3,115,881 indemnity · 5 years
- ARPI/SCO/STAX/MP Crops Only $2,959,982 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $2,220,738 indemnity · 8 years
- Hurricane $815,057 indemnity · 1 years
- Drought $235,234 indemnity · 5 years
- Wildlife $212,842 indemnity · 7 years
Peanuts 10 years filed
- 1.95Low end of the filed band
- 3.41Middle of the filed band
- 4.65High end of the filed band
- 2019Worst year filed (4.68)
- 10Years filed
- $1,459,217Premium filed
- $5,365,078Indemnity paid
- $11,537,197Liability insured
- 11,725Quantity planted
- 10,963Quantity lost
- 211Policies
- 211Policies with a loss
- 3.68Loss ratio, whole span
Causes that carried the indemnity in Lanier County
- Hurricane/Tropical Depression $1,966,626 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $1,419,533 indemnity · 9 years
- Hurricane $1,278,944 indemnity · 1 years
- Tropical Storm $388,916 indemnity · 1 years
- Drought $215,481 indemnity · 5 years
- Heat $50,808 indemnity · 3 years
Pecans 9 years filed
- 1.63Low end of the filed band
- 5.55Middle of the filed band
- 8.29High end of the filed band
- 2018Worst year filed (8.29)
- 9Years filed
- $641,182Premium filed
- $3,357,315Indemnity paid
- $6,308,335Liability insured
- 20,554Quantity planted
- 4,871Quantity lost
- 73Policies
- 73Policies with a loss
- 5.24Loss ratio, whole span
Causes that carried the indemnity in Lanier County
- Excess Moisture/Precipitation/Rain $1,339,143 indemnity · 5 years
- Hurricane/Tropical Depression $632,909 indemnity · 5 years
- Decline in Price $556,924 indemnity · 4 years
- Hurricane $547,074 indemnity · 1 years
- Heat $102,950 indemnity · 2 years
- Plant Disease $67,780 indemnity · 1 years
Blueberries 8 years filed
- 1.47Low end of the filed band
- 3.20Middle of the filed band
- 7.99High end of the filed band
- 2017Worst year filed (7.99)
- 8Years filed
- $842,370Premium filed
- $3,150,415Indemnity paid
- $4,987,024Liability insured
- 1,477Quantity planted
- 1,498Quantity lost
- 47Policies
- 47Policies with a loss
- 3.74Loss ratio, whole span
Causes that carried the indemnity in Lanier County
- Freeze $1,424,710 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $492,723 indemnity · 4 years
- Hail $430,557 indemnity · 2 years
- Hurricane $293,964 indemnity · 1 years
- Wind/Excess Wind $256,893 indemnity · 3 years
- Tropical Storm $163,683 indemnity · 1 years
Flue Cured Tobacco 9 years filed
- 1.17Low end of the filed band
- 4.06Middle of the filed band
- 7.11High end of the filed band
- 2024Worst year filed (7.11)
- 9Years filed
- $513,322Premium filed
- $2,875,199Indemnity paid
- $4,843,645Liability insured
- 1,361Quantity planted
- 1,361Quantity lost
- 37Policies
- 37Policies with a loss
- 5.60Loss ratio, whole span
Causes that carried the indemnity in Lanier County
- Excess Moisture/Precipitation/Rain $1,626,083 indemnity · 8 years
- Hurricane $841,663 indemnity · 1 years
- Hurricane/Tropical Depression $208,058 indemnity · 3 years
- Wind/Excess Wind $179,460 indemnity · 2 years
- Plant Disease $19,935 indemnity · 3 years
Corn 9 years filed
- 0.60Low end of the filed band
- 3.63Middle of the filed band
- 9.03High end of the filed band
- 2020Worst year filed (9.03)
- 9Years filed
- $327,438Premium filed
- $1,709,887Indemnity paid
- $2,636,063Liability insured
- 3,962Quantity planted
- 4,123Quantity lost
- 54Policies
- 54Policies with a loss
- 5.22Loss ratio, whole span
Causes that carried the indemnity in Lanier County
- Hurricane/Tropical Depression $713,674 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $483,130 indemnity · 7 years
- Drought $245,948 indemnity · 4 years
- Hurricane $212,421 indemnity · 1 years
- Tropical Storm $28,059 indemnity · 1 years
- Wildlife $22,402 indemnity · 2 years
Every county-crop the agency files in Georgia → Buy the Lanier County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.