Crop-loss band · Georgia
Lowndes County, Georgia — crop-loss band
- 2.02Low end of the filed band
- 3.34Middle of the filed band
- 4.26High end of the filed band
- 2019Worst year filed (4.29)
- 10Years filed
Every year the Risk Management Agency has filed for Lowndes County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.02 at the low end to 4.26 at the high end, with 3.34 in the middle. The worst year filed is 2019, at 4.29. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $54,458 | $136,125 | $414,814 | 17 | 17 | 2.50 |
| 2016 | $119,668 | $469,451 | $1,131,464 | 19 | 19 | 3.92 |
| 2017 | $329,235 | $1,098,849 | $2,647,754 | 60 | 60 | 3.34 |
| 2018 | $189,493 | $629,371 | $1,447,091 | 35 | 35 | 3.32 |
| 2019 | $171,764 | $737,243 | $1,891,625 | 48 | 48 | 4.29 |
| 2020 | $280,802 | $876,444 | $2,312,478 | 59 | 58 | 3.12 |
| 2021 | $456,705 | $1,947,170 | $3,346,488 | 54 | 54 | 4.26 |
| 2022 | $477,555 | $963,466 | $2,855,207 | 70 | 70 | 2.02 |
| 2023 | $1,031,815 | $3,607,780 | $6,054,673 | 120 | 120 | 3.50 |
| 2024 | $1,701,664 | $5,928,601 | $10,314,783 | 191 | 191 | 3.48 |
Commodities insured in Lowndes County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.31Low end of the filed band
- 2.73Middle of the filed band
- 3.07High end of the filed band
- 2021Worst year filed (3.81)
- 10Years filed
- $3,187,599Premium filed
- $8,682,946Indemnity paid
- $17,795,732Liability insured
- 26,495Quantity planted
- 37,198Quantity lost
- 391Policies
- 391Policies with a loss
- 2.72Loss ratio, whole span
Causes that carried the indemnity in Lowndes County
- Hurricane/Tropical Depression $2,747,884 indemnity · 4 years
- ARPI/SCO/STAX/MP Crops Only $1,857,529 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $1,720,177 indemnity · 8 years
- Hurricane $953,895 indemnity · 1 years
- Drought $765,340 indemnity · 6 years
- Tropical Storm $240,285 indemnity · 1 years
Pecans 10 years filed
- 3.67Low end of the filed band
- 8.04Middle of the filed band
- 9.05High end of the filed band
- 2023Worst year filed (9.91)
- 10Years filed
- $682,028Premium filed
- $4,314,797Indemnity paid
- $8,494,563Liability insured
- 20,710Quantity planted
- 5,064Quantity lost
- 97Policies
- 97Policies with a loss
- 6.33Loss ratio, whole span
Causes that carried the indemnity in Lowndes County
- Hurricane/Tropical Depression $1,406,886 indemnity · 5 years
- Hurricane $859,546 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $625,045 indemnity · 6 years
- Tropical Storm $407,508 indemnity · 1 years
- Wind/Excess Wind $401,039 indemnity · 3 years
- Heat $269,626 indemnity · 2 years
Peanuts 10 years filed
- 2.79Low end of the filed band
- 3.40Middle of the filed band
- 4.57High end of the filed band
- 2019Worst year filed (5.53)
- 10Years filed
- $565,135Premium filed
- $2,022,522Indemnity paid
- $4,144,175Liability insured
- 5,272Quantity planted
- 4,994Quantity lost
- 158Policies
- 157Policies with a loss
- 3.58Loss ratio, whole span
Causes that carried the indemnity in Lowndes County
- Hurricane/Tropical Depression $459,867 indemnity · 4 years
- Hurricane $450,514 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $406,747 indemnity · 7 years
- Drought $337,084 indemnity · 8 years
- Tropical Storm $262,869 indemnity · 1 years
- Wildlife $32,666 indemnity · 3 years
All Other Crops 5 years filed
- 1.50Low end of the filed band
- 3.17Middle of the filed band
- 7.71High end of the filed band
- 2021Worst year filed (7.71)
- 5Years filed
- $378,397Premium filed
- $1,374,235Indemnity paid
- $1,981,907Liability insured
- 2,361Quantity planted
- 2,060Quantity lost
- 27Policies
- 27Policies with a loss
- 3.63Loss ratio, whole span
Causes that carried the indemnity in Lowndes County
- Hail $581,920 indemnity · 1 years
- Hurricane/Tropical Depression $231,441 indemnity · 2 years
- Hurricane $220,522 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $173,397 indemnity · 4 years
- Insects $129,497 indemnity · 1 years
- Tropical Storm $18,040 indemnity · 1 years
Every county-crop the agency files in Georgia → Buy the Lowndes County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.