Crop-loss band · Georgia
Macon County, Georgia — crop-loss band
- 2.17Low end of the filed band
- 2.49Middle of the filed band
- 4.16High end of the filed band
- 2021Worst year filed (5.11)
- 10Years filed
Every year the Risk Management Agency has filed for Macon County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.17 at the low end to 4.16 at the high end, with 2.49 in the middle. The worst year filed is 2021, at 5.11. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $536,708 | $1,162,920 | $2,889,698 | 58 | 58 | 2.17 |
| 2016 | $581,660 | $1,379,690 | $2,264,606 | 84 | 83 | 2.37 |
| 2017 | $748,743 | $2,566,931 | $4,350,397 | 47 | 46 | 3.43 |
| 2018 | $921,446 | $2,777,884 | $7,913,502 | 63 | 62 | 3.01 |
| 2019 | $751,671 | $2,288,038 | $5,048,060 | 78 | 77 | 3.04 |
| 2020 | $482,177 | $1,171,930 | $3,857,272 | 39 | 38 | 2.43 |
| 2021 | $491,004 | $2,507,693 | $5,906,808 | 57 | 56 | 5.11 |
| 2022 | $1,049,144 | $2,548,737 | $6,239,207 | 71 | 71 | 2.43 |
| 2023 | $1,301,575 | $5,419,658 | $8,486,547 | 73 | 73 | 4.16 |
| 2024 | $918,566 | $2,283,197 | $5,297,707 | 85 | 85 | 2.49 |
Commodities insured in Macon County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Peaches 8 years filed
- 0.63Low end of the filed band
- 2.79Middle of the filed band
- 4.80High end of the filed band
- 2023Worst year filed (4.80)
- 8Years filed
- $2,164,306Premium filed
- $8,026,816Indemnity paid
- $12,909,205Liability insured
- 4,621Quantity planted
- 4,621Quantity lost
- 32Policies
- 32Policies with a loss
- 3.71Loss ratio, whole span
Causes that carried the indemnity in Macon County
- Freeze $7,406,898 indemnity · 7 years
- Insufficient Chilling Hours $351,587 indemnity · 1 years
- Frost $202,077 indemnity · 1 years
- Cold Wet Weather $66,255 indemnity · 1 years
Pecans 10 years filed
- 2.59Low end of the filed band
- 6.89Middle of the filed band
- 10.97High end of the filed band
- 2021Worst year filed (12.25)
- 10Years filed
- $771,377Premium filed
- $6,843,141Indemnity paid
- $20,770,846Liability insured
- 55,444Quantity planted
- 11,692Quantity lost
- 144Policies
- 144Policies with a loss
- 8.87Loss ratio, whole span
Causes that carried the indemnity in Macon County
- Excess Moisture/Precipitation/Rain $2,875,294 indemnity · 7 years
- Decline in Price $1,229,745 indemnity · 8 years
- Heat $1,163,879 indemnity · 6 years
- Hurricane/Tropical Depression $874,955 indemnity · 4 years
- Freeze $242,412 indemnity · 1 years
- Drought $215,467 indemnity · 4 years
Cotton 10 years filed
- 0.85Low end of the filed band
- 1.65Middle of the filed band
- 1.97High end of the filed band
- 2021Worst year filed (2.13)
- 10Years filed
- $3,302,846Premium filed
- $5,543,107Indemnity paid
- $11,444,181Liability insured
- 25,031Quantity planted
- 33,147Quantity lost
- 166Policies
- 166Policies with a loss
- 1.68Loss ratio, whole span
Causes that carried the indemnity in Macon County
- Drought $1,657,485 indemnity · 8 years
- Heat $988,559 indemnity · 6 years
- Hurricane/Tropical Depression $777,668 indemnity · 4 years
- ARPI/SCO/STAX/MP Crops Only $753,254 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $700,474 indemnity · 6 years
- Freeze $239,886 indemnity · 1 years
Soybeans 10 years filed
- 1.27Low end of the filed band
- 2.02Middle of the filed band
- 3.27High end of the filed band
- 2020Worst year filed (3.92)
- 10Years filed
- $650,084Premium filed
- $1,463,046Indemnity paid
- $2,499,000Liability insured
- 12,222Quantity planted
- 15,080Quantity lost
- 144Policies
- 143Policies with a loss
- 2.25Loss ratio, whole span
Causes that carried the indemnity in Macon County
- Drought $556,579 indemnity · 7 years
- Heat $384,129 indemnity · 6 years
- Wildlife $196,098 indemnity · 8 years
- Decline in Price $132,415 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $83,718 indemnity · 6 years
- Hurricane $34,693 indemnity · 1 years
Peanuts 10 years filed
- 1.68Low end of the filed band
- 2.65Middle of the filed band
- 4.76High end of the filed band
- 2019Worst year filed (4.90)
- 10Years filed
- $414,972Premium filed
- $1,294,150Indemnity paid
- $2,894,273Liability insured
- 5,785Quantity planted
- 6,112Quantity lost
- 81Policies
- 76Policies with a loss
- 3.12Loss ratio, whole span
Causes that carried the indemnity in Macon County
- Drought $588,344 indemnity · 4 years
- Heat $214,830 indemnity · 5 years
- Hurricane $191,610 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $165,875 indemnity · 6 years
- Wildlife $57,790 indemnity · 7 years
- Hurricane/Tropical Depression $52,814 indemnity · 2 years
Wheat 10 years filed
- 1.24Low end of the filed band
- 2.07Middle of the filed band
- 2.27High end of the filed band
- 2022Worst year filed (2.57)
- 10Years filed
- $479,109Premium filed
- $936,418Indemnity paid
- $1,736,299Liability insured
- 10,506Quantity planted
- 10,430Quantity lost
- 88Policies
- 88Policies with a loss
- 1.95Loss ratio, whole span
Causes that carried the indemnity in Macon County
- Excess Moisture/Precipitation/Rain $509,692 indemnity · 9 years
- Drought $127,022 indemnity · 5 years
- Cold Wet Weather $115,792 indemnity · 2 years
- Freeze $65,715 indemnity · 2 years
- Heat $60,100 indemnity · 3 years
- Frost $34,673 indemnity · 1 years
Every county-crop the agency files in Georgia → Buy the Macon County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.