Crop-loss band · Georgia
Schley County, Georgia — crop-loss band
- 1.43Low end of the filed band
- 2.29Middle of the filed band
- 3.45High end of the filed band
- 2017Worst year filed (3.58)
- 10Years filed
Every year the Risk Management Agency has filed for Schley County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.43 at the low end to 3.45 at the high end, with 2.29 in the middle. The worst year filed is 2017, at 3.58. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $32,625 | $86,254 | $135,756 | 10 | 10 | 2.64 |
| 2016 | $17,983 | $41,683 | $135,343 | 10 | 10 | 2.32 |
| 2017 | $121,299 | $434,350 | $820,289 | 10 | 10 | 3.58 |
| 2018 | $68,230 | $149,921 | $304,147 | 14 | 14 | 2.20 |
| 2019 | $136,985 | $356,573 | $615,134 | 27 | 27 | 2.60 |
| 2020 | $197,742 | $283,569 | $987,082 | 20 | 20 | 1.43 |
| 2021 | $56,137 | $128,639 | $244,651 | 12 | 12 | 2.29 |
| 2022 | $314,301 | $660,819 | $1,422,487 | 33 | 33 | 2.10 |
| 2023 | $169,579 | $585,299 | $918,462 | 20 | 20 | 3.45 |
| 2024 | $150,962 | $344,130 | $618,032 | 34 | 34 | 2.28 |
Commodities insured in Schley County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 9 years filed
- 1.14Low end of the filed band
- 1.88Middle of the filed band
- 2.86High end of the filed band
- 2021Worst year filed (2.86)
- 9Years filed
- $587,221Premium filed
- $1,183,005Indemnity paid
- $2,218,815Liability insured
- 4,847Quantity planted
- 6,140Quantity lost
- 75Policies
- 75Policies with a loss
- 2.01Loss ratio, whole span
Causes that carried the indemnity in Schley County
- Heat $477,250 indemnity · 5 years
- Drought $184,339 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $163,759 indemnity · 5 years
- ARPI/SCO/STAX/MP Crops Only $131,841 indemnity · 5 years
- Frost $103,315 indemnity · 3 years
- Hurricane/Tropical Depression $87,051 indemnity · 3 years
All Other Crops 8 years filed
- 1.19Low end of the filed band
- 2.94Middle of the filed band
- 7.35High end of the filed band
- 2019Worst year filed (7.35)
- 8Years filed
- $386,241Premium filed
- $1,146,160Indemnity paid
- $2,677,111Liability insured
- 4,431Quantity planted
- 1,956Quantity lost
- 30Policies
- 30Policies with a loss
- 2.97Loss ratio, whole span
Causes that carried the indemnity in Schley County
- Freeze $940,196 indemnity · 4 years
- Heat $89,636 indemnity · 1 years
- Hurricane/Tropical Depression $41,907 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $39,470 indemnity · 2 years
- ARPI/SCO/STAX/MP Crops Only $34,951 indemnity · 5 years
Corn 10 years filed
- 0.76Low end of the filed band
- 2.49Middle of the filed band
- 3.62High end of the filed band
- 2019Worst year filed (4.16)
- 10Years filed
- $292,381Premium filed
- $742,072Indemnity paid
- $1,305,457Liability insured
- 4,215Quantity planted
- 4,211Quantity lost
- 85Policies
- 85Policies with a loss
- 2.54Loss ratio, whole span
Causes that carried the indemnity in Schley County
- Heat $487,329 indemnity · 7 years
- Decline in Price $75,712 indemnity · 4 years
- Drought $66,111 indemnity · 5 years
- ARPI/SCO/STAX/MP Crops Only $48,939 indemnity · 5 years
- Hurricane/Tropical Depression $29,321 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $18,588 indemnity · 3 years
Every county-crop the agency files in Georgia → Buy the Schley County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.