Crop-loss band · Georgia
Sumter County, Georgia — crop-loss band
- 1.76Low end of the filed band
- 2.84Middle of the filed band
- 4.40High end of the filed band
- 2021Worst year filed (4.94)
- 10Years filed
Every year the Risk Management Agency has filed for Sumter County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.76 at the low end to 4.40 at the high end, with 2.84 in the middle. The worst year filed is 2021, at 4.94. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $650,426 | $1,324,704 | $2,615,156 | 83 | 83 | 2.04 |
| 2016 | $1,062,303 | $3,014,904 | $5,649,782 | 147 | 145 | 2.84 |
| 2017 | $1,211,262 | $2,325,562 | $6,656,668 | 114 | 112 | 1.92 |
| 2018 | $1,883,980 | $8,285,201 | $15,894,606 | 184 | 183 | 4.40 |
| 2019 | $1,700,472 | $7,204,479 | $14,097,653 | 195 | 195 | 4.24 |
| 2020 | $927,537 | $1,651,498 | $4,172,877 | 117 | 115 | 1.78 |
| 2021 | $875,044 | $4,322,592 | $9,019,167 | 77 | 76 | 4.94 |
| 2022 | $2,251,048 | $3,970,101 | $10,546,013 | 157 | 157 | 1.76 |
| 2023 | $1,202,230 | $3,936,310 | $8,696,820 | 94 | 94 | 3.27 |
| 2024 | $2,486,253 | $7,659,190 | $12,761,507 | 210 | 210 | 3.08 |
Commodities insured in Sumter County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.22Low end of the filed band
- 1.51Middle of the filed band
- 2.59High end of the filed band
- 2018Worst year filed (3.64)
- 10Years filed
- $9,505,903Premium filed
- $20,002,193Indemnity paid
- $41,908,899Liability insured
- 72,392Quantity planted
- 115,752Quantity lost
- 599Policies
- 598Policies with a loss
- 2.10Loss ratio, whole span
Causes that carried the indemnity in Sumter County
- Hurricane/Tropical Depression $5,219,798 indemnity · 3 years
- ARPI/SCO/STAX/MP Crops Only $4,716,986 indemnity · 7 years
- Heat $4,006,810 indemnity · 8 years
- Drought $2,696,477 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $2,184,956 indemnity · 9 years
- Hurricane $452,940 indemnity · 1 years
Pecans 9 years filed
- 3.49Low end of the filed band
- 8.77Middle of the filed band
- 18.32High end of the filed band
- 2019Worst year filed (18.32)
- 9Years filed
- $1,074,478Premium filed
- $12,371,822Indemnity paid
- $25,240,027Liability insured
- 61,478Quantity planted
- 14,169Quantity lost
- 82Policies
- 82Policies with a loss
- 11.51Loss ratio, whole span
Causes that carried the indemnity in Sumter County
- Heat $4,055,883 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $3,711,644 indemnity · 4 years
- Hurricane/Tropical Depression $2,407,649 indemnity · 4 years
- Freeze $956,354 indemnity · 1 years
- Decline in Price $703,977 indemnity · 5 years
- Hurricane $527,459 indemnity · 1 years
Peanuts 10 years filed
- 1.58Low end of the filed band
- 3.23Middle of the filed band
- 4.21High end of the filed band
- 2017Worst year filed (4.95)
- 10Years filed
- $1,475,339Premium filed
- $4,904,227Indemnity paid
- $10,838,214Liability insured
- 22,217Quantity planted
- 22,544Quantity lost
- 261Policies
- 255Policies with a loss
- 3.32Loss ratio, whole span
Causes that carried the indemnity in Sumter County
- Drought $2,058,087 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $1,076,591 indemnity · 8 years
- Heat $1,043,579 indemnity · 8 years
- Hurricane/Tropical Depression $332,963 indemnity · 3 years
- Plant Disease $131,925 indemnity · 4 years
- Wildlife $105,867 indemnity · 6 years
Corn 10 years filed
- 1.52Low end of the filed band
- 2.64Middle of the filed band
- 4.60High end of the filed band
- 2018Worst year filed (5.60)
- 10Years filed
- $1,301,792Premium filed
- $4,335,300Indemnity paid
- $8,406,141Liability insured
- 17,527Quantity planted
- 17,142Quantity lost
- 237Policies
- 236Policies with a loss
- 3.33Loss ratio, whole span
Causes that carried the indemnity in Sumter County
- Heat $1,764,752 indemnity · 8 years
- Drought $1,296,768 indemnity · 9 years
- Hurricane $429,987 indemnity · 1 years
- Wind/Excess Wind $256,908 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $198,694 indemnity · 4 years
- ARPI/SCO/STAX/MP/HIP WI Crops Only $188,814 indemnity · 4 years
Soybeans 10 years filed
- 1.83Low end of the filed band
- 2.16Middle of the filed band
- 2.47High end of the filed band
- 2024Worst year filed (3.15)
- 10Years filed
- $893,043Premium filed
- $2,080,999Indemnity paid
- $3,716,968Liability insured
- 15,681Quantity planted
- 15,337Quantity lost
- 199Policies
- 199Policies with a loss
- 2.33Loss ratio, whole span
Causes that carried the indemnity in Sumter County
- Heat $789,882 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $483,310 indemnity · 9 years
- Drought $450,993 indemnity · 10 years
- Hurricane $147,741 indemnity · 1 years
- Hurricane/Tropical Depression $78,515 indemnity · 2 years
- Wildlife $74,715 indemnity · 7 years
Every county-crop the agency files in Georgia → Buy the Sumter County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.