Crop-loss band · Georgia
Terrell County, Georgia — crop-loss band
- 1.76Low end of the filed band
- 1.94Middle of the filed band
- 2.56High end of the filed band
- 2018Worst year filed (5.16)
- 10Years filed
Every year the Risk Management Agency has filed for Terrell County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.76 at the low end to 2.56 at the high end, with 1.94 in the middle. The worst year filed is 2018, at 5.16. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $788,054 | $1,497,086 | $3,151,738 | 117 | 116 | 1.90 |
| 2016 | $1,506,030 | $3,759,408 | $5,844,628 | 177 | 177 | 2.50 |
| 2017 | $1,192,463 | $2,317,586 | $5,872,717 | 115 | 115 | 1.94 |
| 2018 | $1,993,754 | $10,291,370 | $13,607,616 | 160 | 160 | 5.16 |
| 2019 | $2,332,327 | $5,101,305 | $9,208,362 | 213 | 213 | 2.19 |
| 2020 | $1,374,264 | $2,477,772 | $6,060,336 | 181 | 181 | 1.80 |
| 2021 | $1,388,435 | $2,596,176 | $5,967,225 | 101 | 101 | 1.87 |
| 2022 | $3,346,738 | $6,491,079 | $14,475,458 | 195 | 195 | 1.94 |
| 2023 | $2,638,131 | $4,646,944 | $12,904,605 | 210 | 210 | 1.76 |
| 2024 | $3,824,564 | $9,773,224 | $17,321,258 | 239 | 239 | 2.56 |
Commodities insured in Terrell County
6 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.16Low end of the filed band
- 1.62Middle of the filed band
- 2.52High end of the filed band
- 2018Worst year filed (4.34)
- 10Years filed
- $15,198,404Premium filed
- $32,025,753Indemnity paid
- $57,306,703Liability insured
- 81,789Quantity planted
- 154,702Quantity lost
- 842Policies
- 842Policies with a loss
- 2.11Loss ratio, whole span
Causes that carried the indemnity in Terrell County
- ARPI/SCO/STAX/MP Crops Only $12,013,175 indemnity · 9 years
- Heat $5,976,427 indemnity · 7 years
- Drought $4,069,617 indemnity · 9 years
- Hurricane/Tropical Depression $3,747,841 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $3,270,064 indemnity · 10 years
- Decline in Price $913,202 indemnity · 5 years
Peanuts 10 years filed
- 2.09Low end of the filed band
- 3.15Middle of the filed band
- 4.95High end of the filed band
- 2018Worst year filed (5.20)
- 10Years filed
- $1,561,245Premium filed
- $4,958,947Indemnity paid
- $11,894,592Liability insured
- 22,484Quantity planted
- 21,968Quantity lost
- 302Policies
- 301Policies with a loss
- 3.18Loss ratio, whole span
Causes that carried the indemnity in Terrell County
- Drought $1,759,448 indemnity · 8 years
- Heat $1,266,511 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $876,522 indemnity · 9 years
- Hurricane/Tropical Depression $208,856 indemnity · 3 years
- Hurricane $205,573 indemnity · 1 years
- Plant Disease $190,458 indemnity · 4 years
Pecans 10 years filed
- 4.41Low end of the filed band
- 5.63Middle of the filed band
- 14.36High end of the filed band
- 2018Worst year filed (27.49)
- 10Years filed
- $468,764Premium filed
- $4,908,223Indemnity paid
- $10,750,794Liability insured
- 31,301Quantity planted
- 7,442Quantity lost
- 93Policies
- 93Policies with a loss
- 10.47Loss ratio, whole span
Causes that carried the indemnity in Terrell County
- Hurricane/Tropical Depression $2,047,593 indemnity · 3 years
- Decline in Price $1,056,305 indemnity · 5 years
- Heat $929,492 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $387,768 indemnity · 5 years
- Freeze $241,191 indemnity · 1 years
- Hurricane $119,260 indemnity · 1 years
Corn 10 years filed
- 1.17Low end of the filed band
- 2.10Middle of the filed band
- 2.28High end of the filed band
- 2018Worst year filed (2.47)
- 10Years filed
- $2,210,830Premium filed
- $4,355,128Indemnity paid
- $10,078,832Liability insured
- 22,611Quantity planted
- 21,940Quantity lost
- 259Policies
- 259Policies with a loss
- 1.97Loss ratio, whole span
Causes that carried the indemnity in Terrell County
- Drought $1,926,367 indemnity · 10 years
- Heat $846,274 indemnity · 9 years
- ARPI/SCO/STAX/MP Crops Only $620,772 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $332,957 indemnity · 5 years
- Decline in Price $231,176 indemnity · 4 years
- Wildlife $164,497 indemnity · 10 years
Wheat 8 years filed
- 2.37Low end of the filed band
- 2.80Middle of the filed band
- 4.34High end of the filed band
- 2024Worst year filed (4.34)
- 8Years filed
- $638,143Premium filed
- $2,037,285Indemnity paid
- $3,252,848Liability insured
- 25,517Quantity planted
- 25,517Quantity lost
- 108Policies
- 108Policies with a loss
- 3.19Loss ratio, whole span
Causes that carried the indemnity in Terrell County
- Excess Moisture/Precipitation/Rain $878,255 indemnity · 8 years
- Drought $837,518 indemnity · 4 years
- Freeze $198,046 indemnity · 3 years
- Heat $44,148 indemnity · 2 years
- Wind/Excess Wind $31,377 indemnity · 2 years
- Hail $17,212 indemnity · 1 years
Soybeans 9 years filed
- 1.68Low end of the filed band
- 2.25Middle of the filed band
- 6.08High end of the filed band
- 2020Worst year filed (6.08)
- 9Years filed
- $307,374Premium filed
- $666,614Indemnity paid
- $1,130,174Liability insured
- 6,359Quantity planted
- 6,218Quantity lost
- 104Policies
- 104Policies with a loss
- 2.17Loss ratio, whole span
Causes that carried the indemnity in Terrell County
- Drought $434,098 indemnity · 7 years
- Heat $117,723 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $79,544 indemnity · 6 years
- Wildlife $17,088 indemnity · 5 years
- Frost $15,538 indemnity · 3 years
- Hurricane $2,622 indemnity · 1 years
Every county-crop the agency files in Georgia → Buy the Terrell County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.