Crop-loss band · Georgia
Thomas County, Georgia — crop-loss band
- 1.78Low end of the filed band
- 2.66Middle of the filed band
- 3.64High end of the filed band
- 2024Worst year filed (4.00)
- 10Years filed
Every year the Risk Management Agency has filed for Thomas County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.78 at the low end to 3.64 at the high end, with 2.66 in the middle. The worst year filed is 2024, at 4.00. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $93,936 | $249,634 | $798,185 | 34 | 33 | 2.66 |
| 2016 | $53,215 | $122,039 | $493,853 | 23 | 22 | 2.29 |
| 2017 | $763,500 | $1,908,235 | $6,085,707 | 106 | 106 | 2.50 |
| 2018 | $584,884 | $1,786,811 | $5,943,213 | 104 | 104 | 3.06 |
| 2019 | $461,512 | $1,168,742 | $3,899,496 | 97 | 97 | 2.53 |
| 2020 | $735,660 | $2,475,522 | $12,344,200 | 130 | 130 | 3.37 |
| 2021 | $748,546 | $2,293,473 | $7,157,482 | 83 | 83 | 3.06 |
| 2022 | $1,484,225 | $2,637,166 | $8,182,246 | 133 | 133 | 1.78 |
| 2023 | $2,127,434 | $7,748,383 | $14,317,186 | 244 | 244 | 3.64 |
| 2024 | $3,031,952 | $12,129,252 | $21,551,153 | 381 | 381 | 4.00 |
Commodities insured in Thomas County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 1.32Low end of the filed band
- 2.39Middle of the filed band
- 3.70High end of the filed band
- 2024Worst year filed (3.81)
- 10Years filed
- $5,787,481Premium filed
- $16,518,707Indemnity paid
- $46,292,434Liability insured
- 52,189Quantity planted
- 91,369Quantity lost
- 645Policies
- 644Policies with a loss
- 2.85Loss ratio, whole span
Causes that carried the indemnity in Thomas County
- ARPI/SCO/STAX/MP Crops Only $4,365,234 indemnity · 8 years
- Hurricane $3,707,570 indemnity · 1 years
- Hurricane/Tropical Depression $3,052,893 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $2,795,248 indemnity · 8 years
- Drought $1,124,067 indemnity · 9 years
- Wind/Excess Wind $474,955 indemnity · 4 years
Peanuts 10 years filed
- 1.30Low end of the filed band
- 4.46Middle of the filed band
- 5.65High end of the filed band
- 2022Worst year filed (8.50)
- 10Years filed
- $1,596,462Premium filed
- $7,988,132Indemnity paid
- $15,574,153Liability insured
- 13,099Quantity planted
- 10,952Quantity lost
- 302Policies
- 301Policies with a loss
- 5.00Loss ratio, whole span
Causes that carried the indemnity in Thomas County
- Hurricane $3,955,602 indemnity · 1 years
- Hurricane/Tropical Depression $2,084,462 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $1,175,374 indemnity · 9 years
- Drought $472,612 indemnity · 9 years
- Heat $251,003 indemnity · 5 years
- Cold Wet Weather $33,413 indemnity · 1 years
Pecans 10 years filed
- 1.98Low end of the filed band
- 3.25Middle of the filed band
- 4.13High end of the filed band
- 2018Worst year filed (4.93)
- 10Years filed
- $2,283,214Premium filed
- $7,575,829Indemnity paid
- $16,475,584Liability insured
- 44,379Quantity planted
- 11,408Quantity lost
- 179Policies
- 179Policies with a loss
- 3.32Loss ratio, whole span
Causes that carried the indemnity in Thomas County
- Hurricane/Tropical Depression $1,971,886 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $1,861,204 indemnity · 9 years
- Decline in Price $1,634,931 indemnity · 6 years
- Heat $1,392,946 indemnity · 6 years
- Hurricane $543,047 indemnity · 1 years
- Wind/Excess Wind $68,903 indemnity · 4 years
Pasture,Rangeland,Forage 10 years filed
- 0.28Low end of the filed band
- 0.79Middle of the filed band
- 2.30High end of the filed band
- 2016Worst year filed (4.80)
- 10Years filed
- $417,707Premium filed
- $436,589Indemnity paid
- $2,430,550Liability insured
- 14,162Quantity planted
- 0Quantity lost
- 209Policies
- 209Policies with a loss
- 1.05Loss ratio, whole span
Causes that carried the indemnity in Thomas County
- ARPI/SCO/STAX Crops Only $436,589 indemnity · 10 years
Every county-crop the agency files in Georgia → Buy the Thomas County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.