Crop-loss band · Georgia
Tift County, Georgia — crop-loss band
- 2.56Low end of the filed band
- 3.32Middle of the filed band
- 4.24High end of the filed band
- 2024Worst year filed (4.31)
- 10Years filed
Every year the Risk Management Agency has filed for Tift County is in the series below, from 2015 to 2021. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.56 at the low end to 4.24 at the high end, with 3.32 in the middle. The worst year filed is 2024, at 4.31. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $340,773 | $1,210,319 | $2,588,093 | 103 | 102 | 3.55 |
| 2016 | $893,310 | $2,965,188 | $6,312,879 | 217 | 217 | 3.32 |
| 2017 | $869,765 | $3,332,241 | $7,982,849 | 209 | 208 | 3.83 |
| 2018 | $757,249 | $2,752,183 | $6,656,470 | 146 | 146 | 3.63 |
| 2019 | $1,015,708 | $2,924,470 | $6,746,043 | 251 | 251 | 2.88 |
| 2020 | $888,442 | $2,476,393 | $7,675,432 | 187 | 187 | 2.79 |
| 2021 | $690,730 | $1,770,308 | $5,299,632 | 99 | 99 | 2.56 |
| 2022 | $1,749,714 | $4,728,452 | $9,897,653 | 193 | 193 | 2.70 |
| 2023 | $1,465,988 | $6,213,857 | $10,123,666 | 294 | 294 | 4.24 |
| 2024 | $2,691,663 | $11,608,198 | $19,991,644 | 519 | 519 | 4.31 |
Commodities insured in Tift County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Cotton 10 years filed
- 2.23Low end of the filed band
- 2.64Middle of the filed band
- 3.63High end of the filed band
- 2017Worst year filed (3.67)
- 10Years filed
- $8,074,880Premium filed
- $24,419,595Indemnity paid
- $52,803,825Liability insured
- 74,081Quantity planted
- 106,498Quantity lost
- 1,342Policies
- 1,342Policies with a loss
- 3.02Loss ratio, whole span
Causes that carried the indemnity in Tift County
- Hurricane/Tropical Depression $5,613,759 indemnity · 5 years
- ARPI/SCO/STAX/MP Crops Only $4,690,942 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $4,464,375 indemnity · 9 years
- Hurricane $3,209,038 indemnity · 1 years
- Drought $2,732,785 indemnity · 8 years
- Heat $2,097,582 indemnity · 8 years
Peanuts 10 years filed
- 2.97Low end of the filed band
- 3.59Middle of the filed band
- 5.31High end of the filed band
- 2019Worst year filed (5.51)
- 10Years filed
- $2,582,491Premium filed
- $11,949,814Indemnity paid
- $24,627,900Liability insured
- 30,415Quantity planted
- 29,224Quantity lost
- 745Policies
- 744Policies with a loss
- 4.63Loss ratio, whole span
Causes that carried the indemnity in Tift County
- Hurricane $4,053,664 indemnity · 1 years
- Hurricane/Tropical Depression $2,607,281 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $1,760,442 indemnity · 10 years
- Drought $1,613,996 indemnity · 9 years
- Heat $1,496,552 indemnity · 8 years
- Plant Disease $277,144 indemnity · 6 years
Corn 7 years filed
- 3.40Low end of the filed band
- 6.97Middle of the filed band
- 12.41High end of the filed band
- 2021Worst year filed (12.41)
- 7Years filed
- $271,930Premium filed
- $1,996,570Indemnity paid
- $2,708,403Liability insured
- 2,334Quantity planted
- 2,318Quantity lost
- 102Policies
- 102Policies with a loss
- 7.34Loss ratio, whole span
Causes that carried the indemnity in Tift County
- Hurricane/Tropical Depression $730,627 indemnity · 2 years
- Hurricane $706,472 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $251,284 indemnity · 5 years
- Heat $129,706 indemnity · 6 years
- Decline in Price $70,608 indemnity · 2 years
- Wind/Excess Wind $41,851 indemnity · 2 years
Flue Cured Tobacco 6 years filed
- 0.47Low end of the filed band
- 3.27Middle of the filed band
- 5.56High end of the filed band
- 2015Worst year filed (5.56)
- 6Years filed
- $434,041Premium filed
- $1,615,630Indemnity paid
- $3,134,233Liability insured
- 1,230Quantity planted
- 1,230Quantity lost
- 29Policies
- 28Policies with a loss
- 3.72Loss ratio, whole span
Causes that carried the indemnity in Tift County
- Excess Moisture/Precipitation/Rain $934,378 indemnity · 5 years
- Plant Disease $372,159 indemnity · 2 years
- Hail $113,393 indemnity · 3 years
- Wind/Excess Wind $81,875 indemnity · 2 years
- Drought $66,591 indemnity · 1 years
- Heat $47,234 indemnity · 2 years
Every county-crop the agency files in Georgia → Buy the Tift County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.