Crop-loss band · Georgia
Toombs County, Georgia — crop-loss band
- 1.54Low end of the filed band
- 2.34Middle of the filed band
- 3.11High end of the filed band
- 2024Worst year filed (3.57)
- 10Years filed
Every year the Risk Management Agency has filed for Toombs County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.54 at the low end to 3.11 at the high end, with 2.34 in the middle. The worst year filed is 2024, at 3.57. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $744,638 | $1,298,986 | $2,315,655 | 27 | 27 | 1.74 |
| 2016 | $1,133,512 | $1,744,374 | $3,646,706 | 50 | 50 | 1.54 |
| 2017 | $973,534 | $2,237,573 | $3,293,346 | 36 | 36 | 2.30 |
| 2018 | $1,406,970 | $3,573,758 | $5,331,472 | 52 | 52 | 2.54 |
| 2019 | $582,838 | $1,673,300 | $2,620,785 | 72 | 72 | 2.87 |
| 2020 | $916,102 | $2,478,160 | $3,924,426 | 43 | 43 | 2.71 |
| 2021 | $673,357 | $2,091,972 | $3,197,340 | 42 | 41 | 3.11 |
| 2022 | $1,358,845 | $3,182,860 | $5,501,992 | 68 | 68 | 2.34 |
| 2023 | $1,534,053 | $3,370,082 | $6,849,381 | 87 | 87 | 2.20 |
| 2024 | $1,673,314 | $5,967,939 | $11,042,335 | 196 | 196 | 3.57 |
Commodities insured in Toombs County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Onions 10 years filed
- 1.44Low end of the filed band
- 2.18Middle of the filed band
- 2.78High end of the filed band
- 2024Worst year filed (3.06)
- 10Years filed
- $7,291,265Premium filed
- $15,254,906Indemnity paid
- $23,825,287Liability insured
- 5,531Quantity planted
- 5,485Quantity lost
- 100Policies
- 100Policies with a loss
- 2.09Loss ratio, whole span
Causes that carried the indemnity in Toombs County
- Excess Moisture/Precipitation/Rain $7,679,702 indemnity · 9 years
- Freeze $2,867,449 indemnity · 4 years
- Cold Wet Weather $2,619,583 indemnity · 5 years
- Hail $1,275,458 indemnity · 4 years
- Heat $702,531 indemnity · 1 years
- Wildlife $80,713 indemnity · 1 years
Cotton 10 years filed
- 1.50Low end of the filed band
- 2.19Middle of the filed band
- 3.45High end of the filed band
- 2021Worst year filed (4.14)
- 10Years filed
- $2,181,925Premium filed
- $5,800,084Indemnity paid
- $12,053,507Liability insured
- 16,912Quantity planted
- 30,303Quantity lost
- 289Policies
- 288Policies with a loss
- 2.66Loss ratio, whole span
Causes that carried the indemnity in Toombs County
- ARPI/SCO/STAX/MP Crops Only $1,989,237 indemnity · 8 years
- Hurricane/Tropical Depression $997,198 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $762,443 indemnity · 9 years
- Hurricane $533,452 indemnity · 1 years
- Drought $394,994 indemnity · 6 years
- Heat $364,495 indemnity · 6 years
Peanuts 10 years filed
- 2.13Low end of the filed band
- 4.01Middle of the filed band
- 6.26High end of the filed band
- 2018Worst year filed (8.66)
- 10Years filed
- $670,088Premium filed
- $2,845,811Indemnity paid
- $5,511,316Liability insured
- 7,018Quantity planted
- 6,746Quantity lost
- 132Policies
- 132Policies with a loss
- 4.25Loss ratio, whole span
Causes that carried the indemnity in Toombs County
- Hurricane $754,384 indemnity · 1 years
- Tropical Storm $621,361 indemnity · 1 years
- Excess Moisture/Precipitation/Rain $498,000 indemnity · 7 years
- Drought $409,696 indemnity · 6 years
- Hurricane/Tropical Depression $245,542 indemnity · 2 years
- Heat $133,348 indemnity · 5 years
Corn 10 years filed
- 1.47Low end of the filed band
- 4.13Middle of the filed band
- 10.13High end of the filed band
- 2019Worst year filed (10.46)
- 10Years filed
- $452,058Premium filed
- $2,108,659Indemnity paid
- $4,139,089Liability insured
- 4,535Quantity planted
- 4,535Quantity lost
- 86Policies
- 86Policies with a loss
- 4.66Loss ratio, whole span
Causes that carried the indemnity in Toombs County
- Heat $652,667 indemnity · 5 years
- Hurricane/Tropical Depression $590,463 indemnity · 1 years
- Hurricane $319,160 indemnity · 1 years
- Tropical Storm $305,144 indemnity · 1 years
- Drought $52,370 indemnity · 6 years
- Plant Disease $48,448 indemnity · 1 years
Pecans 9 years filed
- 0.64Low end of the filed band
- 3.81Middle of the filed band
- 4.99High end of the filed band
- 2023Worst year filed (4.99)
- 9Years filed
- $401,827Premium filed
- $1,609,544Indemnity paid
- $2,194,239Liability insured
- 7,867Quantity planted
- 2,870Quantity lost
- 66Policies
- 66Policies with a loss
- 4.01Loss ratio, whole span
Causes that carried the indemnity in Toombs County
- Hurricane/Tropical Depression $583,799 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $531,988 indemnity · 5 years
- Heat $226,934 indemnity · 1 years
- Hurricane $177,910 indemnity · 1 years
- Decline in Price $33,711 indemnity · 3 years
- Tropical Storm $23,506 indemnity · 1 years
Every county-crop the agency files in Georgia → Buy the Toombs County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.